GCHC
ActiveGCHC has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.77M and a net result of €292k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 72% of 1740 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▼-1
Solvency86▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.71 in 2023; short-term debt: 14.1% and cash: 1.3% of total assets), and 38.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
61.3%
Return on assets
10.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
29 d late
2022
26 d early
2021
83 d early
2020
37 d early
2019
45 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€292k▼ 8.5%
2023 · €319k
2018: €209k
2019: €266k
2020: €322k
2021: €375k
2022: €177k
2023: €319k
2018 → 2024
Working capital
€431k▲ 5.2%
2023 · €410k
2018: €209k
2019: €324k
2020: €600k
2021: €931k
2022: €343k
2023: €410k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.13M-€1.51M▲ 33.1%€1.63M▲ 8.4%€1.74M▲ 6.7%€1.77M▲ 1.5%
Operating result€464k-€529k▲ 14.0%€342k▼ 35.3%€480k▲ 40.4%€442k▼ 8.0%
Net result€322k-€375k▲ 16.5%€177k▼ 52.8%€319k▲ 80.5%€292k▼ 8.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 8% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.89M
Fixed assets
€2.05M▼ 2.7%
Current assets
€840k▼ 14.6%
Equity and liabilities €2.89M
Equity
€1.77M▲ 1.5%
Debt
€1.12M▼ 16.9%
The debt ratio falls from 43.6% to 38.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€519k▼
2023 · €557k
Cash flow
€369k▼
2023 · €396k
Solvency
61.3%▲
2023 · 56.4%
Current ratio
2.06▲
2023 · 1.71
Quick ratio
2.06▲
2023 · 1.71
Debt / equity
0.63▼
2023 · 0.77
ROE
16.5%▼
2023 · 18.3%
ROA
10.1%▼
2023 · 10.3%
Interest coverage
20.56▼
2023 · 27.07
Debt
€1.12M▼
2023 · €1.35M
Debt ≤ 1 year
€409k▼
2023 · €574k
Debt > 1 year
€706k▼
2023 · €766k
Income taxes
€141k▼
2023 · €154k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.09M€2.89M▼
Fixed assets21/28€2.11M€2.05M▼
Tangible fixed assets22/27€2.01M€1.95M▼
Land and buildings22€1.95M€1.90M▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€57k€49k▼
Other tangible fixed assets26€3k€3k=
Financial fixed assets28€95k€95k=
Current assets29/58€984k€840k▼
Amounts receivable after more than one year29€660k€519k▼
Other amounts receivable291€660k€519k▼
Amounts receivable within one year40/41€10k€81k▲
Trade receivables40€8k€47k▲
Other amounts receivable41€2k€35k▲
Current investments50/53€198k€179k▼
Cash at bank and in hand54/58€105k€38k▼
Deferred charges and accrued income490/1€12k€22k▲
Equity and liabilities
Total equity and liabilities10/49€3.09M€2.89M▼
Equity10/15€1.74M€1.77M▲
Contributions10/11€12k€12k=
Reserves13€1.46M€1.49M▲
Distributable reserves133€1.46M€1.49M▲
Profit (loss) carried forward14€272k€272k=
Amounts payable17/49€1.35M€1.12M▼
Amounts payable after more than one year17€766k€706k▼
Financial debts170/4€740k€680k▼
Other amounts payable178/9€27k€26k▼
Amounts payable within one year42/48€574k€409k▼
Current portion of amounts payable after more than one year42€118k€59k▼
Financial debts43€160k-
Credit institutions430/8€160k-
Trade debts44€11k€1k▼
Suppliers440/4€11k€1k▼
Taxes, remuneration and social security45€68k€80k▲
Taxes450/3€68k€80k▲
Other amounts payable47/48€216k€268k▲
Accrued charges and deferred income492/3€6k€4k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€77k€77k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€23k-
Other operating charges640/8€5k€5k▲
Non-recurring operating charges66A€125-
Gross operating margin9900€585k€524k▼
Operating profit (loss)9901€480k€442k▼
Financial income75/76B€14k€17k▲
Recurring financial income75€14k€17k▲
Financial charges65/66B€21k€25k▲
Recurring financial charges65€21k€25k▲
Profit (loss) for the period before taxes9903€474k€433k▼
Income taxes67/77€154k€141k▼
Profit (loss) for the period9904€319k€292k▼
Profit (loss) for the period to be appropriated9905€319k€292k▼
Appropriation of the result
Profit (loss) to be appropriated9906€591k€564k▼
Profit (loss) brought forward from the previous period14P€272k€272k=
Transfer from equity791/2€209k€266k▲
Transfer to equity691/2€319k€292k▼
To other reserves6921€319k€292k▼
Profit to be distributed694/7€209k€266k▲
Return on contributions (dividend)694€209k€266k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €177k ▼52.8%
Net result drops to €177k, the lowest in the series; recovery starts the following year.
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €375k ▲16.5%
Operating result €529k, net result €375k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €1MEq €1.13M ▲39.7%
3 profitable years in a row build equity to €1.13M.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helleveltlaan 381180 UkkelGround area
90 m²
Building footprint
90 m²
Volume, LiDAR
836 m³
Parcel 21614E0251/00S012, Brussels · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GAEL CHUFFART-AVOCAT
since 20092.286.046.312
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0251/00S012 | Brussels | 90 m² | 1 · 90 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RUSCHOEN
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ERIC von FRENCKELL
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Of 22,052 companies in sector 69101 we hold annual accounts for 9,053. 2,988 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2009
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.