GC TECHNIEK
ActiveSummary
GC TECHNIEK has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128,980 and a net result of €34,321. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 26% of 7930 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+77
Solvency50▲+8
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.17 in 2024; short-term debt: 73.9% and cash: 1% of total assets), and 75.3% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.7%
Return on assets
6.6%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
248 d late
2023
on the day
2022
on the day
2021
26 d late
2020
28 d late
2019
4 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 44 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 2 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€128,980▲ 36.3%
2024 · €94,659
Total assets
€522,953▼ 7.8%
2024 · €567,177
Net result
€34,321
2024 · -€99,671
Working capital
€96,408▲ 28.6%
2024 · €74,953
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€85,042▲ 1,050%€43,668▼ 48.7%€15,698▼ 64.1%-€90,797€49,988
Net result€63,013above the sector's middle half▲ 4,437%€26,944within the sector's middle half▼ 57.2%€4,832below the sector's middle half▼ 82.1%-€99,671below the sector's middle half€34,321within the sector's middle half
Equity€162,554above the sector's middle half▲ 63.3%€189,498within the sector's middle half▲ 16.6%€194,330within the sector's middle half▲ 2.5%€94,659below the sector's middle half▼ 51.3%€128,980within the sector's middle half▲ 36.3%
Total assets€543,817above the sector's middle half▲ 33.3%€524,670within the sector's middle half▼ 3.5%€544,871within the sector's middle half▲ 3.9%€567,177within the sector's middle half▲ 4.1%€522,953within the sector's middle half▼ 7.8%
Debt€381,262▲ 23.6%€335,172▼ 12.1%€350,541▲ 4.6%€472,518▲ 34.8%€393,973▼ 16.6%
Working capital€172,707above the sector's middle half▲ 59.1%€190,619within the sector's middle half▲ 10.4%€197,270within the sector's middle half▲ 3.5%€74,953within the sector's middle half▼ 62.0%€96,408within the sector's middle half▲ 28.6%
Solvency29.9%within the sector's middle half▲ 5.5pp36.1%within the sector's middle half▲ 6.2pp35.7%within the sector's middle half▼ 0.5pp16.7%below the sector's middle half▼ 19.0pp24.7%within the sector's middle half▲ 8.0pp
Current ratio1.49within the sector's middle half▲ 0.071.65within the sector's middle half▲ 0.171.62within the sector's middle half▼ 0.031.17within the sector's middle half▼ 0.451.25within the sector's middle half▲ 0.08
Return on assets (ROA)11.6%within the sector's middle half▲ 11.2pp5.1%within the sector's middle half▼ 6.5pp0.9%below the sector's middle half▼ 4.2pp-17.6%below the sector's middle half▼ 18.5pp6.6%within the sector's middle half▲ 24.1pp
Staff (FTE)5.3▼ 19.7%5.4within the sector's middle half▲ 1.9%5.5within the sector's middle half▲ 1.9%5.3within the sector's middle half▼ 3.6%4.9within the sector's middle half▼ 7.5%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €49,988 after a loss of €90,797 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €522,953
Fixed assets
€40,103 ▼ 8.4%
Current assets
€482,850 ▼ 7.7%
Equity and liabilities €522,953
Equity
€128,980 ▲ 36.3%
Debt
€393,973 ▼ 16.6%
Debt's share of the balance-sheet total falls from 83.3% to 75.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64,251▲
2024 · -€76,821
Cash flow
€48,583▲
2024 · -€85,695
Quick ratio
0.96▲
2024 · 0.82
Debt to equity
3.05▼
2024 · 4.99
ROE
26.6%▲
2024 · -105.3%
Interest coverage
8.11▲
2024 · -8.77
Debt ≤ 1 year
€386,441▼
2024 · €448,426
Debt > 1 year
€7,531▼
2024 · €24,091
Income taxes
€7,803▲
2024 · €241
Staff costs
€206,947▼
2024 · €215,149
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,053 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €211,658 | €234,571 | €215,149 | €206,947 | ▼ 3.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,181 | €17,475 | €10,705 | €13,976 | €14,263 | ▲ 2.1% |
| Other operating charges640/8 | - | €4,254 | €4,526 | €4,520 | €4,875 | ▲ 7.9% |
| Gross operating margin9900 | €301,480 | €277,056 | €265,500 | €142,848 | €276,073 | ▲ 93.3% |
| Operating profit (loss)9901 | €85,042 | €43,668 | €15,698 | -€90,797 | €49,988 | ▲ 155% |
| Financial income75/76B | - | €137 | €140 | €130 | €60 | ▼ 53.9% |
| Recurring financial income75 | €275 | €137 | €140 | €130 | €60 | ▼ 53.9% |
| Financial charges65/66B | - | €5,554 | €7,270 | €8,762 | €7,924 | ▼ 9.6% |
| Recurring financial charges65 | €5,206 | €5,554 | €7,270 | €8,762 | €7,924 | ▼ 9.6% |
| Profit (loss) for the period before taxes9903 | €80,111 | €38,251 | €8,568 | -€99,429 | €42,124 | ▲ 142% |
| Income taxes67/77 | €17,098 | €11,308 | €3,736 | €241 | €7,803 | ▲ 3,132% |
| Profit (loss) for the period9904 | €63,013 | €26,944 | €4,832 | -€99,671 | €34,321 | ▲ 134% |
| Profit (loss) for the period to be appropriated9905 | €63,013 | €26,944 | €4,832 | -€99,671 | €34,321 | ▲ 134% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €543,817 | €524,670 | €544,871 | €567,177 | €522,953 | ▼ 7.8% |
| Fixed assets21/28 | €17,584 | €42,486 | €29,385 | €43,797 | €40,103 | ▼ 8.4% |
| Tangible fixed assets22/27 | €15,784 | €40,686 | €27,585 | €41,997 | €38,303 | ▼ 8.8% |
| Plant, machinery and equipment23 | - | €11,291 | €7,027 | €23,958 | €20,452 | ▼ 14.6% |
| Furniture and vehicles24 | - | €17,878 | €10,259 | €8,958 | €9,988 | ▲ 11.5% |
| Other tangible fixed assets26 | - | €11,518 | €10,300 | €9,081 | €7,863 | ▼ 13.4% |
| Financial fixed assets28 | €1,800 | €1,800 | €1,800 | €1,800 | €1,800 | = |
| Current assets29/58 | €526,233 | €482,184 | €515,486 | €523,380 | €482,850 | ▼ 7.7% |
| Stocks and contracts in progress3 | €39,746 | €90,000 | €139,500 | €153,908 | €110,000 | ▼ 28.5% |
| Stocks30/36 | - | €90,000 | €111,500 | €105,000 | €75,000 | ▼ 28.6% |
| Contracts in progress37 | - | - | €28,000 | €48,908 | €35,000 | ▼ 28.4% |
| Amounts receivable within one year40/41 | €468,175 | €370,337 | €360,698 | €328,621 | €358,883 | ▲ 9.2% |
| Trade receivables40 | - | €326,454 | €331,053 | €290,140 | €338,213 | ▲ 16.6% |
| Other amounts receivable41 | - | €43,883 | €29,645 | €38,481 | €20,670 | ▼ 46.3% |
| Cash at bank and in hand54/58 | €11,673 | €14,621 | €5,053 | €32,507 | €5,132 | ▼ 84.2% |
| Deferred charges and accrued income490/1 | - | €7,226 | €10,235 | €8,344 | €8,835 | ▲ 5.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €543,817 | €524,670 | €544,871 | €567,177 | €522,953 | ▼ 7.8% |
| Equity10/15 | €162,554 | €189,498 | €194,330 | €94,659 | €128,980 | ▲ 36.3% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €28,804 | €33,636 | €33,636 | €67,956 | ▲ 102% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €26,944 | €31,776 | €33,636 | €67,956 | ▲ 102% |
| Profit (loss) carried forward14 | €142,094 | €142,094 | €142,094 | €42,424 | €42,424 | = |
| Amounts payable17/49 | €381,262 | €335,172 | €350,541 | €472,518 | €393,973 | ▼ 16.6% |
| Amounts payable after more than one year17 | €27,737 | €43,608 | €32,325 | €24,091 | €7,531 | ▼ 68.7% |
| Financial debts170/4 | - | €43,608 | €32,325 | €24,091 | €7,531 | ▼ 68.7% |
| Amounts payable within one year42/48 | €353,526 | €291,565 | €318,216 | €448,426 | €386,441 | ▼ 13.8% |
| Current portion of amounts payable after more than one year42 | - | €20,775 | €12,754 | €19,248 | €22,532 | ▲ 17.1% |
| Financial debts43 | - | - | €11,370 | - | €22,746 | - |
| Credit institutions430/8 | - | - | €11,370 | - | €22,746 | - |
| Trade debts44 | €270,685 | €211,637 | €227,173 | €352,317 | €248,519 | ▼ 29.5% |
| Suppliers440/4 | - | €211,637 | €227,173 | €352,317 | €248,519 | ▼ 29.5% |
| Taxes, remuneration and social security45 | - | €44,414 | €57,632 | €69,019 | €78,735 | ▲ 14.1% |
| Taxes450/3 | - | €11,308 | €3,736 | €236 | €3,899 | ▲ 1,549% |
| Remuneration and social security454/9 | - | €33,107 | €53,896 | €68,783 | €74,836 | ▲ 8.8% |
| Other amounts payable47/48 | - | €14,738 | €9,287 | €7,841 | €13,910 | ▲ 77.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €63,013 | €26,944 | €4,832 | -€99,671 | €34,321 | ▲ 134% |
| + Depreciation and write-downs630 | €17,181 | €17,475 | €10,705 | €13,976 | €14,263 | ▲ 2.1% |
| Operating cash flow (approximation) | €80,195 | €44,419 | €15,537 | -€85,695 | €48,583 | ▲ 157% |
| Investment in fixed assets (approximation) | - | -€42,378 | €2,396 | -€28,388 | -€10,569 | ▲ 62.8% |
| Change in cash | - | €2,948 | -€9,568 | €27,454 | -€27,375 | ▼ 200% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 248 days late
30-06
Financial
Back to profitnet €34,321
Net result €34,321 after one loss-making year.
30-06
Financial
Equity above €100,000Eq €128,980 ▲36.3%
Equity rises from €94,659 to €128,980.
2024
30-06
Financial
Weakest financial yearnet -€99,671
Net result drops to -€99,671, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
30-06
Financial
Highest result since 2019net €63,013 ▲4,437%
Operating result €85,042, net result €63,013, both a record.
30-06
Financial
Equity above €150,000Eq €162,554 ▲63.3%
3 profitable years in a row build equity to €162,554.
28-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
04-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
Show earlier events
2019
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2008
Ground area
188 m²
Building footprint
182 m²
Volume, LiDAR
691 m³
Parcel 73042D1163/00M000, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GC Techniek
since 20082.174.214.814
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73042D1163/00M000 | Flanders | 187 m² | 1 · 182 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 421 EUR awarded · 421 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 421 EUR | 421 EUR |
Recognitions · licences · registrations
Dual-learning approval
5 live approvals · 1 endedElektrische installaties duaal (so)
Elektrotechnicus (vwo)
Elektrotechnicus duaal (so)
Elektrotechnisch installateur (vwo)
Installateur elektrotechnische basiscomponenten duaal (so)
Show 1 ended approval
Installateur gebouwenautomatisering duaal (so)
Similar companies · same sector, comparable size
Bouw- en renovatiewerken Kurt Van Opstal
BE 0734.684.037
Hoogstraten · Eq €129,026
TOITURES MENUISERIE SPISSINGER
BE 0716.883.349
Durbuy · Eq €128,806
ALGEMENE DAKWERKEN MESSIAEN
BE 0472.112.262
Zwevegem · Eq €129,154
Dardenne Construct
BE 0795.359.715
La Louvière · Eq €128,774
MARIEN & PARTNERS
BE 0884.730.169
Leuven · Eq €129,187
Of 11,142 companies in sector 43910 we hold annual accounts for 5,493. 4,780 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-10-2008
Fiscal year end30-06
Activities, NACEBEL 2025
43211General electrical installation work
43910Bricklaying and masonry work
43331Floor and wall tiling
43422Screed work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0806854314
Also
9925:BE0806854314
Registered
10-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.