GC
ActiveSummary
GC has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €60k. Equity is growing by ~29.3% per year across the filed fiscal years. Its solvency ranks better than 45% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency82▼-18
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 24.32 in 2024; short-term debt: 43% and cash: 49.5% of total assets), and 43% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57%
Return on assets
39.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
21 d early
2024
22 d early
2023
13 d early
2022
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▼ 49.0%
2024 · €170k
2022: €63k
2023: €118k
2024: €170k
2022 → 2025
Total assets
€152k▼ 13.7%
2024 · €176k
2022: €98k
2023: €147k
2024: €176k
2022 → 2025
Net result
€60k▲ 14.5%
2024 · €52k
2022: €58k
2023: €55k
2024: €52k
2022 → 2025
Working capital
€65k▼ 56.6%
2024 · €150k
2022: €56k
2023: €112k
2024: €150k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€63k-€118k▲ 87.2%€170k▲ 44.2%€87k▼ 49.0%
Operating result€75k-€71k▼ 5.7%€64k▼ 10.0%€76k▲ 19.2%
Net result€58k-€55k▼ 5.3%€52k▼ 5.2%€60k▲ 14.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets
€21k ▲ 9.0%
Current assets
€130k ▼ 16.5%
Equity and liabilities €152k
Equity
€87k ▼ 49.0%
Debt
€65k ▲ 920%
Debt's share of the balance-sheet total rises from 3.6% to 43.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€78k▲
2024 · €65k
Cash flow
€61k▲
2024 · €53k
Current ratio
1.99▼
2024 · 24.32
Debt to equity
0.76▲
2024 · 0.04
ROE
68.8%▲
2024 · 30.6%
ROA
39.2%▲
2024 · 29.5%
Interest coverage
1545.88▲
2024 · 512.62
Debt ≤ 1 year
€65k▲
2024 · €6k
Income taxes
€18k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€176k€152k▼
Formation expenses20€604€302▼
Fixed assets21/28€20k€21k▲
Tangible fixed assets22/27€20k€21k▲
Land and buildings22€2k€2k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€17k€18k▲
Current assets29/58€156k€130k▼
Amounts receivable within one year40/41€19k€13k▼
Trade receivables40€17k€825▼
Other amounts receivable41€2k€13k▲
Current investments50/53€106k€30k▼
Cash at bank and in hand54/58€29k€75k▲
Deferred charges and accrued income490/1€2k€12k▲
Equity and liabilities
Total equity and liabilities10/49€176k€152k▼
Equity10/15€170k€87k▼
Contributions10/11€5k€5k=
Reserves13€165k€82k▼
Distributable reserves133€165k€82k▼
Amounts payable17/49€6k€65k▲
Amounts payable within one year42/48€6k€65k▲
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Other amounts payable47/48€1k€58k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€67k€80k▲
Operating profit (loss)9901€64k€76k▲
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€127€50▼
Recurring financial charges65€127€50▼
Profit (loss) for the period before taxes9903€67k€77k▲
Income taxes67/77€15k€18k▲
Profit (loss) for the period9904€52k€60k▲
Profit (loss) for the period to be appropriated9905€52k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€60k▲
Transfer from equity791/2-€143k
Transfer to equity691/2€52k€60k▲
To other reserves6921€52k€60k▲
Profit to be distributed694/7-€143k
Return on contributions (dividend)694-€143k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2022net €60k ▲14.5%
Operating result €76k, net result €60k, both a record.
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €52k ▼5.2%
Net result drops to €52k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity times 5current ratio 24.32
Current ratio from 4.85 to 24.32; short-term debt falls from €29k to €6k.
30-09
Financial
Equity above €150kEq €170k ▲44.2%
3 profitable years in a row build equity to €170k.
17-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €100kEq €118k ▲87.2%
2 profitable years in a row build equity to €118k.
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Vesten 419600 RonseGround area
1,987 m²
Building footprint
390 m²
Parcel 45423E0561/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
GC
since 20212.323.925.010
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45423E0561/00L000 | Flanders | 1,987 m² | 1 · 390 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400EEV1WNKULGI681
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GIENEES
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OCULES
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Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 6,063 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-09-2021
Fiscal year end30-09
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.