GBVM
ActiveSummary
GBVM has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €63k and a net result of €38k. Equity is growing by ~91.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 2280 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+17
Solvency96▲+13
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.04 against 2.37 in 2023; short-term debt: 29.3% and cash: 47.6% of total assets), and 29.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-05-2025, 86 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
86 d early
2023
47 d early
2022
3 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€63k▲ 152%
2023 · €25k
2022: €17k
2023: €25k
2022 → 2024
Total assets
€89k▲ 106%
2023 · €43k
2022: €50k
2023: €43k
2022 → 2024
Net result
€38k▲ 387%
2023 · €8k
2022: €9k
2023: €8k
2022 → 2024
Working capital
€53k▲ 113%
2023 · €25k
2022: €17k
2023: €25k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€17k-€25k▲ 45.5%€63k▲ 152%
Operating result€14k-€12k▼ 14.5%€55k▲ 357%
Net result€9k-€8k▼ 15.0%€38k▲ 387%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 357% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €89k
Fixed assets
€10k
Current assets
€79k
Equity and liabilities €89k
Equity
€63k ▲ 152%
Debt
€26k ▲ 43.0%
Debt's share of the balance-sheet total falls from 42.2% to 29.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k
Cash flow
€39k
Current ratio
3.04▲
2023 · 2.37
Debt to equity
0.41▼
2023 · 0.73
ROE
60.4%▲
2023 · 31.3%
ROA
42.7%▲
2023 · 18.1%
Interest coverage
2322.47
Debt ≤ 1 year
€26k▲
2023 · €18k
Income taxes
€18k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet
Code20232024
Assets
Total assets20/58€43k€89k▲
Fixed assets21/28-€10k
Tangible fixed assets22/27-€10k
Other tangible fixed assets26-€10k
Current assets29/58€43k€79k▲
Amounts receivable within one year40/41€5k€37k▲
Trade receivables40€5k€6k▲
Other amounts receivable41-€31k
Cash at bank and in hand54/58€39k€42k▲
Equity and liabilities
Total equity and liabilities10/49€43k€89k▲
Equity10/15€25k€63k▲
Contributions10/11€8k€8k=
Reserves13€17k€55k▲
Distributable reserves133€17k€55k▲
Amounts payable17/49€18k€26k▲
Amounts payable within one year42/48€18k€26k▲
Trade debts44€1k€1k=
Suppliers440/4€1k€1k=
Taxes, remuneration and social security45€8k€25k▲
Taxes450/3€8k€25k▲
Other amounts payable47/48€9k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€558
Other operating charges640/8€592€566▼
Gross operating margin9900€13k€56k▲
Operating profit (loss)9901€12k€55k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€48€24▼
Recurring financial charges65€48€24▼
Profit (loss) for the period before taxes9903€12k€56k▲
Income taxes67/77€4k€18k▲
Profit (loss) for the period9904€8k€38k▲
Profit (loss) for the period to be appropriated9905€8k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€38k▲
Transfer to equity691/2€8k€38k▲
To other reserves6921€8k€38k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €38k ▲387%
Operating result €55k, net result €38k, both a record.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €8k ▼15%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoekstraat(KEM) 59190 StekeneGround area
2,620 m²
Building footprint
425 m²
Volume, LiDAR
2,995 m³
Parcel 46011A0652/00N000, Flanders · tallest building 13.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GBVM
since 20212.325.223.721
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46011A0652/00N000 | Flanders | 2,620 m² | 1 · 425 m² | 13.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0801.607.307
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TIMINC CONSULT
BE 0743.989.604
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RuMe Consulting
BE 0779.467.650
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BE 0797.478.867
Spiere-Helkijn · Eq €62,747
Of 3,152 companies in sector 63920 we hold annual accounts for 1,523. 1,241 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
63920Other information service activities
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.