VALDELGEST
ActiveVALDELGEST has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €291k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 12632 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency17▼-83
Growth85=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 2.88 in 2024), and 93.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.4%
Return on assets
35.3%
Age of the figures
14 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 12632 sector peers (2025).
NBB · sector comparisonPosition among 12632 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-09-2025, 124 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
124 d early
2024
146 d early
2023
126 d early
2022
90 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€472k▼ 14.9%
2024 · €554k
2022: €60k
2023: €160k
2024: €554k
2022 → 2025
EBIT margin
81.2%▼ 2.3pp
2024 · 83.5%
2022: 33.7%
2023: 51.7%
2024: 83.5%
2022 → 2025
Net result
€291k▼ 17.2%
2024 · €352k
2022: €16k
2023: €66k
2024: €352k
2022 → 2025
Working capital
€53k▼ 87.9%
2024 · €433k
2022: €-524
2023: €69k
2024: €433k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€60k-€160k▲ 167%€554k▲ 246%€472k▼ 14.9%
Equity€18k-€82k▲ 369%€433k▲ 426%€53k▼ 87.9%
Operating result€20k-€83k▲ 309%€463k▲ 459%€383k▼ 17.3%
Net result€16k-€66k▲ 314%€352k▲ 436%€291k▼ 17.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €826k
Equity
€53k▼ 87.9%
Debt
€773k▲ 236%
The debt ratio rises from 34.7% to 93.6%: debt grows while equity shrinks.
Key figures and ratios
Solvency
6.4%▼
2024 · 65.3%
Current ratio
1.07▼
2024 · 2.88
Quick ratio
1.07▼
2024 · 2.88
Debt / equity
14.72▲
2024 · 0.53
ROE
554.7%▲
2024 · 81.2%
ROA
35.3%▼
2024 · 53.0%
Debt
€773k▲
2024 · €230k
Debt ≤ 1 year
€773k▲
2024 · €230k
Income taxes
€91k▼
2024 · €111k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€663k€826k▲
Current assets29/58€663k€826k▲
Amounts receivable within one year40/41€27€15k▲
Trade receivables40€27€12k▲
Other amounts receivable41-€3k
Current investments50/53-€600k
Cash at bank and in hand54/58€663k€209k▼
Deferred charges and accrued income490/1€744€1k▲
Equity and liabilities
Total equity and liabilities10/49€663k€826k▲
Equity10/15€433k€53k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€431k€50k▼
Amounts payable17/49€230k€773k▲
Amounts payable within one year42/48€230k€773k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€208k€180k▼
Taxes450/3€208k€180k▼
Other amounts payable47/48€20k€590k▲
Income statement
Code20242025
Turnover70€554k€472k▼
Goods, raw materials, services and sundry goods60/61€80k€91k▲
Other operating charges640/8€54-
Non-recurring operating charges66A€13k-
Gross operating margin9900€476k€383k▼
Operating profit (loss)9901€463k€383k▼
Financial charges65/66B€61€73▲
Recurring financial charges65€61€73▲
Profit (loss) for the period before taxes9903€463k€383k▼
Income taxes67/77€111k€91k▼
Profit (loss) for the period9904€352k€291k▼
Profit (loss) for the period to be appropriated9905€352k€291k▼
Appropriation of the result
Profit (loss) to be appropriated9906€432k€722k▲
Profit (loss) brought forward from the previous period14P€80k€431k▲
Profit to be distributed694/7€800€672k▲
Return on contributions (dividend)694€800€672k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
07-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2022net €352k ▲436%
Operating result €463k, net result €352k, both a record.
30-06
Financial
Equity above €200kEq €433k ▲426%
3 profitable years in a row build equity to €433k.
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 2.29
Current ratio from 0.98 to 2.29.
2022
02-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diamantlaan 1961030 SchaarbeekGround area
353 m²
Building footprint
213 m²
Volume, LiDAR
2,931 m³
Parcel 21905C0149/00H015, Brussels · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
VALDELGEST
since 20222.325.795.823
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0149/00H015 | Brussels | 353 m² | 1 · 213 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,752 companies in sector 69109 we hold annual accounts for 1,205. 919 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2022
Fiscal year end30-06
Activities, NACEBEL
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.