OCES GROUP
ActiveOCES GROUP has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.19M and a net result of €247k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 10310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75=
Solvency71▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.74 in 2024; short-term debt: 54% and cash: 1.5% of total assets), but 54% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46%
Return on assets
5.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
15 d late
2021
38 d late
2020
88 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€247k▲ 9.7%
2024 · €225k
2018: €71k
2019: €245k
2020: €295k
2021: €227k
2022: €357k
2023: €439k
2024: €225k
2018 → 2025
Working capital
€2.11M▲ 13.8%
2024 · €1.86M
2018: €116k
2019: €391k
2020: €588k
2021: €818k
2022: €1.13M
2023: €1.61M
2024: €1.86M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€924k-€1.28M▲ 38.7%€1.72M▲ 34.3%€1.94M▲ 13.1%€2.19M▲ 12.7%
Operating result€434k-€502k▲ 15.8%€605k▲ 20.4%€314k▼ 48.1%€350k▲ 11.3%
Net result€227k-€357k▲ 57.3%€439k▲ 23.0%€225k▼ 48.8%€247k▲ 9.7%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.77M
Fixed assets
€77k▼ 18.2%
Current assets
€4.69M▲ 7.8%
Equity and liabilities €4.77M
Equity
€2.19M▲ 12.7%
Debt
€2.58M▲ 3.0%
The debt ratio falls from 56.3% to 54.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€389k▲
2024 · €362k
Cash flow
€286k▲
2024 · €272k
Solvency
46.0%▲
2024 · 43.7%
Current ratio
1.82▲
2024 · 1.74
Quick ratio
0.81▲
2024 · 0.73
Debt / equity
1.18▼
2024 · 1.29
ROE
11.3%▼
2024 · 11.6%
ROA
5.2%▲
2024 · 5.1%
Interest coverage
25.72▼
2024 · 46.20
Debt
€2.58M▲
2024 · €2.50M
Debt ≤ 1 year
€2.58M▲
2024 · €2.50M
Income taxes
€91k▲
2024 · €85k
Staff costs
€635k▼
2024 · €693k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.45M€4.77M▲
Fixed assets21/28€94k€77k▼
Intangible fixed assets21€1k-
Tangible fixed assets22/27€84k€68k▼
Plant, machinery and equipment23€53k€49k▼
Furniture and vehicles24€19k€9k▼
Other tangible fixed assets26€12k€10k▼
Financial fixed assets28€9k€9k=
Current assets29/58€4.35M€4.69M▲
Stocks and contracts in progress3€2.54M€2.62M▲
Stocks30/36€2.54M€2.62M▲
Amounts receivable within one year40/41€1.56M€1.99M▲
Trade receivables40€1.54M€1.96M▲
Other amounts receivable41€16k€35k▲
Cash at bank and in hand54/58€232k€70k▼
Deferred charges and accrued income490/1€16k€16k▼
Equity and liabilities
Total equity and liabilities10/49€4.45M€4.77M▲
Equity10/15€1.94M€2.19M▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€1.92M€2.17M▲
Amounts payable17/49€2.50M€2.58M▲
Amounts payable within one year42/48€2.50M€2.58M▲
Trade debts44€1.93M€1.99M▲
Suppliers440/4€1.93M€1.99M▲
Advances received on contracts in progress46€71k€71k=
Taxes, remuneration and social security45€417k€492k▲
Taxes450/3€189k€295k▲
Remuneration and social security454/9€228k€197k▼
Other amounts payable47/48€79k€23k▼
Accrued charges and deferred income492/3€8k-
Income statement
Code20242025
Remuneration, social security and pensions62€693k€635k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€39k▼
Other operating charges640/8€51k€89k▲
Gross operating margin9900€1.10M€1.11M▲
Operating profit (loss)9901€314k€350k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€8k€15k▲
Recurring financial charges65€8k€15k▲
Profit (loss) for the period before taxes9903€310k€338k▲
Income taxes67/77€85k€91k▲
Profit (loss) for the period9904€225k€247k▲
Profit (loss) for the period to be appropriated9905€225k€247k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.92M€2.17M▲
Profit (loss) brought forward from the previous period14P€1.70M€1.92M▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €2MEq €2.19M ▲12.7%
8 profitable years in a row build equity to €2.19M.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
31-12
Financial
Highest result since 2018net €439k ▲23%
Operating result €605k, net result €439k, both a record.
15-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 15 days late
2022
31-12
Financial
Equity above €1MEq €1.28M ▲38.7%
5 profitable years in a row build equity to €1.28M.
07-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 38 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 88 days late
2020
31-12
Financial
Equity above €500kEq €697k ▲73.4%
3 profitable years in a row build equity to €697k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-12
Financial
Equity above €200kEq €402k ▲210%
2 profitable years in a row build equity to €402k.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 1 day late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maurice Lemonnierlaan 2111000 BrusselGround area
692 m²
Building footprint
168 m²
Volume, LiDAR
2,093 m³
2 parcels, Brussels, Flanders · tallest building 20.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
EURO BRICO
since 20152.276.454.693
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21810L2202/00B003 | Brussels | 487 m² | 1 · 88 m² | 20.3 m · 6 fl. |
| 11346B1017/00B012indicative | Flanders | 205 m² | 1 · 80 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 301 companies in sector 47525 we hold annual accounts for 207. 114 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2015
Fiscal year end31-12
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
47525Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.