GAVER BUILDING
ActiveGAVER BUILDING has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-11k) and a net result of €-3k. Equity is shrinking by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 7% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▲+15
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.77 against 0.8 in 2024; short-term debt: 129.7% and cash: 24.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-29.8%
Return on assets
-9%
Age of the figures
18 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-11k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
on the day
2021
2 d early
2020
20 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€-11k▼ 43.0%
2024 · €-8k
2019: €92k
2020: €88k
2021: €80k
2022: €79k
2023: €74k
2024: €-8k
2019 → 2025
Total assets
€38k▲ 18.9%
2024 · €32k
2019: €140k
2020: €140k
2021: €140k
2022: €120k
2023: €114k
2024: €32k
2019 → 2025
Net result
€-3k▲ 95.8%
2024 · €-82k
2019: €7k
2020: €-8k
2021: €-8k
2022: €7k
2023: €-5k
2024: €-82k
2019 → 2025
Working capital
€-11k▼ 43.3%
2024 · €-8k
2019: €63k
2020: €80k
2021: €79k
2022: €79k
2023: €74k
2024: €-8k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€80k-€79k▼ 0.5%€74k▼ 6.6%€-8k€-11k▼ 43.0%
Operating result€-4k-€10k€-2k€-80k▼ 4,310%€-3k▲ 96.4%
Net result€-8k-€7k€-5k€-82k▼ 1,471%€-3k▲ 95.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €80k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-29.8%▼
2024 · -24.8%
Current ratio
0.77▼
2024 · 0.80
Quick ratio
0.77▼
2024 · 0.80
Debt / equity
-4.35▲
2024 · -5.03
ROA
-9.0%▲
2024 · -254.6%
Debt
€50k▲
2024 · €40k
Debt ≤ 1 year
€50k▲
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€38k▲
Current assets29/58€32k€38k▲
Amounts receivable within one year40/41€29k€29k=
Trade receivables40€9k€9k=
Other amounts receivable41€20k€20k=
Cash at bank and in hand54/58€3k€9k▲
Equity and liabilities
Total equity and liabilities10/49€32k€38k▲
Equity10/15€-8k€-11k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-76k€-79k▼
Amounts payable17/49€40k€50k▲
Amounts payable within one year42/48€40k€50k▲
Trade debts44€238€110▼
Suppliers440/4€238€110▼
Advances received on contracts in progress46-€10k
Other amounts payable47/48€40k€40k=
Accrued charges and deferred income492/3€56€50▼
Income statement
Code20242025
Non-recurring operating income76A-€155
Other operating charges640/8€2k€675▼
Gross operating margin9900€-78k€-2k▲
Operating profit (loss)9901€-80k€-3k▲
Financial charges65/66B€2k€551▼
Recurring financial charges65€2k€551▼
Profit (loss) for the period before taxes9903€-82k€-3k▲
Profit (loss) for the period9904€-82k€-3k▲
Profit (loss) for the period to be appropriated9905€-82k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-82k€-79k▲
Profit (loss) brought forward from the previous period14P-€-76k
Transfer from equity791/2€7k-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-82k
Net result drops to €-82k, the lowest in the series; recovery starts the following year.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
20-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
20-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tegelrie 168301 Knokke-HeistGround area
268 m²
Building footprint
115 m²
Parcel 31024A1007/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
Gaver Building
since 20062.155.507.670
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31024A1007/00K000 | Flanders | 268 m² | 1 · 115 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VGX INVEST
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,537 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-06-2006
Fiscal year end31-03
Activities, NACEBEL
68110Buying and selling of own real estate
70120
70322
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.