Financials
- Financial year
- 2025
- Total assets
- €29,882
- Loss
- -€13,480
- Solvency
- 2.5%
Total assets▼ 93.0%
Net result
20192025
3D-BOUW
ActiveSummary
The annual accounts of 3D-BOUW for financial year 2025 show a net loss of 95% of the equity at the start of that year. The 2025 annual accounts show equity of €741 and a net result of -€13,480. Equity is shrinking by about 43% per year across the filed financial years. Its solvency ranks better than 23% of 16,750 sector peers (NACE 68, financial year 2025). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Buying and selling of own real estate
NACE 68110
1 site
Size
€29,882total assets 2025
- Equity
- €741
- Loss
- -€13,480
Turnover not published (abbreviated or micro format)
Structure
Accounts 3 days early1 of 7 deeds read
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €13,480, the second in a row (financial year 2025)Equity €741 (2.5% of total assets)lowers riskSize: total assets €29,882Sector: Real estate activities (NACE 68)Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 11% of its sector peers (NACE 68, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency
27-1
equity 2.5% of total assets
Liquidity
8+6
short-term debt 97.5% · cash 6.5%
Profitability
0-17
return on assets -45.1%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%lowest value
12-2024: 0.2%● unchanged vs 11-2024lowest value
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025lowest value
04-2025: 0.2%● unchanged vs 03-2025lowest value
05-2025: 0.2%● unchanged vs 04-2025lowest value
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.3%▲ +0.1 percentage points vs 10-2025
12-2025: 0.4%▲ +0.1 percentage points vs 11-2025highest value
01-2026: 0.4%● unchanged vs 12-2025highest value
02-2026: 0.4%● unchanged vs 01-2026highest value
03-2026: 0.4%● unchanged vs 02-2026highest value
04-2026: 0.4%● unchanged vs 03-2026highest value
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.03, compared with 0.04 in 2024, below the usual 1.5; short-term debt: 97.5% and cash: 6.5% of total assets), and 97.5% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 23% on solvency, 10% on liquidity, 4% on profitability and 6% on growth.
The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€13,480
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 16750 sector peers (2025).
NBB · sector comparisonPosition among 16750 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 27-11-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
30 days early
2023
3 days early
2022
1 day early
2021
9 days late
2020
on the day
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-04-2026 is due by 30-11-2026. Nothing is late today. The company usually files around 27 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-04-2026 year end14-10-2026 today30-11-2026 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Capital & shares · Amendment of…Permanent representative: DAUWEN Koen Roger…
- Liquidity more than 25 timescurrent ratio 1.03
Key points
By topic
Network & group
- Connected companies
- 2
Timeline
- Events
- 22
- Since
- 2006
- Next accounts
- by 30-11-2026
- 31-10-2024Annual accounts filed
- 27-11-2023Annual accounts filed
- 29-11-2022Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Buying and selling of own real estateNACE 68110
- Founded
- 18-03-2004
- Year ends
- 30-04
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 9
- Annual meeting
- Fourth Monday of October at 19:00
- Purpose
- “De aankoop en verkoop van onroerende goederen; Het bouwen van stellingen alsmede het…” (deed in Dutch)
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.