Gaufre’tje
ActiveThe computed 12-month bankruptcy probability of Gaufre’tje is 1.5% (moderate). The 2025 annual accounts show equity of €159k and a net result of €35k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 75% of 18237 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+11
Solvency89▲+13
Growth52=
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 0.43 in 2024; short-term debt: 24.8% and cash: 17.7% of total assets), and 35.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.5%
Return on assets
14.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
35 d early
2024
41 d early
2023
33 d early
2022
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€159k▲ 14.8%
2024 · €138k
2022: €82k
2023: €122k
2024: €138k
2022 → 2025
Total assets
€246k▼ 8.5%
2024 · €269k
2022: €366k
2023: €320k
2024: €269k
2022 → 2025
Net result
€35k▲ 116%
2024 · €16k
2022: €78k
2023: €39k
2024: €16k
2022 → 2025
Working capital
€9k
2024 · €-52k
2022: €-151k
2023: €-102k
2024: €-52k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€82k-€122k▲ 47.8%€138k▲ 13.5%€159k▲ 14.8%
Operating result€106k-€59k▼ 44.1%€30k▼ 49.9%€51k▲ 69.9%
Net result€78k-€39k▼ 49.7%€16k▼ 58.4%€35k▲ 116%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 70% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €246k
Fixed assets
€176k▼ 23.6%
Current assets
€70k▲ 80.5%
Equity and liabilities €246k
Equity
€159k▲ 14.8%
Debt
€87k▼ 33.2%
The debt ratio falls from 48.6% to 35.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€119k▲
2024 · €94k
Cash flow
€104k▲
2024 · €80k
Solvency
64.5%▲
2024 · 51.4%
Current ratio
1.15▲
2024 · 0.43
Quick ratio
0.80▲
2024 · 0.26
Debt / equity
0.55▼
2024 · 0.95
ROE
22.4%▲
2024 · 11.9%
ROA
14.4%▲
2024 · 6.1%
Interest coverage
27.57▲
2024 · 11.89
Debt
€87k▼
2024 · €131k
Debt ≤ 1 year
€61k▼
2024 · €91k
Debt > 1 year
€26k▼
2024 · €40k
Income taxes
€11k▲
2024 · €6k
Staff costs
€196k▲
2024 · €154k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€269k€246k▼
Formation expenses20€0€0=
Fixed assets21/28€230k€176k▼
Intangible fixed assets21€49k€42k▼
Tangible fixed assets22/27€181k€134k▼
Land and buildings22€4k€2k▼
Plant, machinery and equipment23€94k€83k▼
Furniture and vehicles24€77k€45k▼
Leasing and similar rights25€6k€4k▼
Current assets29/58€39k€70k▲
Stocks and contracts in progress3€15k€21k▲
Stocks30/36€15k€21k▲
Amounts receivable within one year40/41€20k€2k▼
Trade receivables40€20k€2k▼
Cash at bank and in hand54/58€2k€44k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€269k€246k▼
Equity10/15€138k€159k▲
Contributions10/11€4k€4k=
Reserves13€134k€155k▲
Distributable reserves133€134k€155k▲
Amounts payable17/49€131k€87k▼
Amounts payable after more than one year17€40k€26k▼
Financial debts170/4€40k€26k▼
Amounts payable within one year42/48€91k€61k▼
Current portion of amounts payable after more than one year42€31k€13k▼
Financial debts43€7k€3k▼
Credit institutions430/8€7k€3k▼
Trade debts44€24k€19k▼
Suppliers440/4€24k€19k▼
Taxes, remuneration and social security45€20k€18k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€16k€15k▼
Other amounts payable47/48€9k€7k▼
Accrued charges and deferred income492/3€368-
Income statement
Code20242025
Remuneration, social security and pensions62€154k€196k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€69k▲
Other operating charges640/8€26k€3k▼
Gross operating margin9900€274k€318k▲
Operating profit (loss)9901€30k€51k▲
Financial charges65/66B€8k€4k▼
Recurring financial charges65€8k€4k▼
Profit (loss) for the period before taxes9903€22k€46k▲
Income taxes67/77€6k€11k▲
Profit (loss) for the period9904€16k€35k▲
Profit (loss) for the period to be appropriated9905€16k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€35k▲
Transfer from equity791/2-€15k
Transfer to equity691/2€16k€35k▲
To other reserves6921€16k€35k▲
Profit to be distributed694/7-€15k
Return on contributions (dividend)694-€15k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2026-08-17
- Registered-office move, Schaliehoevestraat 107, 2220 Heist-op-den-Berg
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 1.15
Current ratio from 0.43 to 1.15; short-term debt falls from €91k to €61k.
31-12
Financial
Equity above €150kEq €159k ▲14.8%
4 profitable years in a row build equity to €159k.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €16k ▼58.4%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €122k ▲47.8%
2 profitable years in a row build equity to €122k.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schaliehoevestraat 1072220 Heist-op-den-BergGround area
1,291 m²
Building footprint
368 m²
Volume, LiDAR
1,719 m³
Parcel 12322I1330/00C000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gaufre’tje
since 20212.322.083.889
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322I1330/00C000 | Flanders | 1,291 m² | 1 · 368 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 401 EUR awarded · 401 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 401 EUR | 401 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHeist-op-den-Berg2.322.083.889
Similar companies · same sector, comparable size
Oostaco
BE 0456.552.769
Gent · Eq €159k
POCAPER
BE 0670.986.711
Frasnes-lez-Anvaing · Eq €159k
CASH & CARRY NOYEZ WERVIK
BE 0865.618.003
Wervik · Eq €159k
FIRMAN KNOKKE
BE 0654.856.304
Knokke-Heist · Eq €159k
OUDE BAAN ROTEM
BE 0425.917.991
Dilsen-Stokkem · Eq €158k
Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,426 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-06-2021
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
47810Retail trade
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
5 entriesWebsite:www.gaufretje.be
E-mail:gaufretje@gmail.com
E-mail:Gaufre’tje@gmail.com
Phone:0477950617
E-mail:info@gaufretje.be