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GARDEN & HOME

Active
Private limited companyfounded 2015active for 11 yearsDeidenberg,Talstraße 17, 4770 Amel, BelgiumKBO/BCE: BE 0627.985.225

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

GARDEN & HOME has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,174 and a net result of -€884. Equity has been growing by about 27% per year since 2022. Its solvency ranks better than 26% of 5,667 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

KBO
Status
Active since 01-04-2015 Normal situation
Activity
Landscape service activities NACE 81300and 6 others
Establishment unit
2.240.930.028 4770 Amel, since 13-04-2015
Financial year end
31 December
Peppol
Reachable since 14-11-2025

Board and ownership

Board

Financial position

80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€171,065
▼ 1.9%
Turnover
≈ €550,000
estimated
Loss
€884
Equity
€100,174
▼ 2.0%
Total assets
€549,632
▲ 30.9%
Staff
1.2 FTE
▼ 40.0%
Filed on 16-07-2026, 15 days before the deadlineat the National Bank
Score breakdownraises risk1 of the last 3 accounts lateSector: Services to buildings and landscape activities (NACE 81)Equity €100,174 (18.2% of total assets)lowers riskSize: total assets €549,632Show the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 35% of micro companies in building services and landscaping (NACE 81)
Financial strength · tick: 2024
Average
Solvency 43-6
equity 18.2% of total assets
Liquidity 52-14
short-term debt 29.0% · cash 11.3%
Profitability 69-10
return on assets -0.2%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,707 companies, NACE 81, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.4%▼ -0.3 percentage points vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025lowest value 03-2025: 0.4%● unchanged vs 02-2025lowest value 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.4%▼ -0.1 percentage points vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.2 percentage points vs 07-2025 09-2025: 1.0%▲ +0.3 percentage points vs 08-2025highest value 10-2025: 0.6%▼ -0.4 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.7%▲ +0.1 percentage points vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.6%▼ -0.1 percentage points vs 06-2026 08-2026: 0.5%▼ -0.1 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.66 (1.06 in 2024), below 1. Short-term debt is 29% and cash 11.3% of total assets. 81.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 25% of them on solvency, 52% on liquidity, 33% on profitability and 30% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €549,632
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Services to buildings and landscape activities (NACE 81)
KBO
raises risk · Equity €100,174 (18.2% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
15 days early
2024
46 days late
2023
13 days late
2022
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 19 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Higher gross margin than 83% of companies in building services and landscapingsector median €46,927 · 5,657 companies €171,065 View

Comparable companies

These companies have the same main activity as GARDEN & HOME: landscape service activities (NACE 81300). They are comparable in size and age: total assets between €452,000 and €638,000, founded between 2013 and 2017.

CompanyTotal assetsGross margin
GARDEN & HOME Amel€549,632€171,065
Studio Verde Staden€556,808€198,381
FCMP Lint€614,897€142,739
LANOBI Soignies€526,787€188,066
WMAN Beloeil€516,452€177,424
CASTERMANS LANDSCAPING Riemst€637,871€142,490
B-Green Design Bornem€451,988€153,717
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about GARDEN & HOME

What is the company number of GARDEN & HOME?
The company number of GARDEN & HOME is 0627.985.225. The VAT number is the same number with BE in front: BE 0627.985.225.
Where is GARDEN & HOME based?
The registered office is at Deidenberg,Talstraße 17, 4770 Amel.Company details
What does GARDEN & HOME do?
According to the KBO register, the main activity is landscape service activities (NACE 81300).
What is the legal form of GARDEN & HOME?
The legal form of GARDEN & HOME is Private limited company (BV).
When was GARDEN & HOME founded?
GARDEN & HOME was founded on 01-04-2015.
Is GARDEN & HOME still active?
Yes, GARDEN & HOME is an active enterprise in the KBO register.
How many employees does GARDEN & HOME have?
GARDEN & HOME had an average of 1.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GARDEN & HOME?
The turnover in financial year 2025 is ≈ €550,000. This figure is estimated from the gross margin of €171,065 and 49 comparable companies (NACE 81). It probably lies between €350,000 and €830,000.
Is GARDEN & HOME profitable?
In financial year 2025, GARDEN & HOME made a loss of €884.
Where can I find the annual accounts of GARDEN & HOME?
GARDEN & HOME filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of GARDEN & HOME due?
GARDEN & HOME must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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