WMAN
ActiveWMAN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €15k. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 32% of 4422 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-3
Solvency49▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.65 against 0.41 in 2024; short-term debt: 14.7% and cash: 8.6% of total assets), and 76.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.5%
Return on assets
3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
25 d late
2024
21 d late
2023
30 d late
2022
47 d late
2021
31 d late
2020
30 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€121k▲ 14.4%
2024 · €106k
2018: €25k
2019: €35k
2020: €47k
2021: €49k
2022: €61k
2023: €85k
2024: €106k
2018 → 2025
Total assets
€516k▲ 28.0%
2024 · €403k
2018: €34k
2019: €43k
2020: €62k
2021: €84k
2022: €214k
2023: €281k
2024: €403k
2018 → 2025
Net result
€15k▼ 26.5%
2024 · €21k
2018: €415
2019: €11k
2020: €12k
2021: €2k
2022: €7k
2023: €24k
2024: €21k
2018 → 2025
Working capital
€-27k▲ 39.7%
2024 · €-44k
2018: €-3k
2019: €13k
2020: €34k
2021: €38k
2022: €14k
2023: €21k
2024: €-44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€61k▲ 25.2%€85k▲ 39.8%€106k▲ 24.5%€121k▲ 14.4%
Operating result€2k-€12k▲ 462%€41k▲ 233%€39k▼ 5.5%€33k▼ 13.5%
Net result€2k-€7k▲ 261%€24k▲ 235%€21k▼ 14.1%€15k▼ 26.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €516k
Fixed assets
€467k▲ 25.2%
Current assets
€49k▲ 63.0%
Equity and liabilities €516k
Equity
€121k▲ 14.4%
Debt
€395k▲ 32.9%
The debt ratio rises from 73.7% to 76.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€73k▲
2024 · €66k
Cash flow
€55k▲
2024 · €49k
Solvency
23.5%▼
2024 · 26.3%
Current ratio
0.65▲
2024 · 0.41
Quick ratio
0.65▲
2024 · 0.41
Debt / equity
3.25▲
2024 · 2.80
ROE
12.6%▼
2024 · 19.7%
ROA
3.0%▼
2024 · 5.2%
Interest coverage
8.36▼
2024 · 9.80
Debt
€395k▲
2024 · €297k
Debt ≤ 1 year
€76k▲
2024 · €75k
Debt > 1 year
€318k▲
2024 · €222k
Income taxes
€9k▼
2024 · €11k
Staff costs
€100k▲
2024 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€403k€516k▲
Fixed assets21/28€373k€467k▲
Tangible fixed assets22/27€373k€467k▲
Land and buildings22€293k€402k▲
Plant, machinery and equipment23€14k€20k▲
Furniture and vehicles24€66k€45k▼
Financial fixed assets28€363€363=
Current assets29/58€30k€49k▲
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40€3k€3k▼
Other amounts receivable41€163€2k▲
Cash at bank and in hand54/58€27k€44k▲
Equity and liabilities
Total equity and liabilities10/49€403k€516k▲
Equity10/15€106k€121k▲
Contributions10/11€15k€15k=
Reserves13€47k€62k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€45k€60k▲
Profit (loss) carried forward14€44k€44k=
Amounts payable17/49€297k€395k▲
Amounts payable after more than one year17€222k€318k▲
Financial debts170/4€222k€318k▲
Amounts payable within one year42/48€75k€76k▲
Current portion of amounts payable after more than one year42€23k€29k▲
Trade debts44€15k€2k▼
Suppliers440/4€14k€550▼
Bills of exchange payable441€1k€1k=
Taxes, remuneration and social security45€37k€46k▲
Taxes450/3€27k€31k▲
Remuneration and social security454/9€10k€15k▲
Other amounts payable47/48€50-
Accrued charges and deferred income492/3€600€600=
Income statement
Code20242025
Remuneration, social security and pensions62€87k€100k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€40k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€157k€177k▲
Operating profit (loss)9901€39k€33k▼
Financial income75/76B€252€85▼
Recurring financial income75€252€85▼
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Profit (loss) for the period before taxes9903€32k€25k▼
Income taxes67/77€11k€9k▼
Profit (loss) for the period9904€21k€15k▼
Profit (loss) for the period to be appropriated9905€21k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€60k▼
Profit (loss) brought forward from the previous period14P€44k€44k=
Transfer to equity691/2€21k€15k▼
To other reserves6921€21k€15k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Equity above €100kEq €106k ▲24.5%
7 profitable years in a row build equity to €106k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €24k ▲235%
Operating result €41k, net result €24k, both a record.
16-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 47 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
31-12
Financial
Liquidity quadruplescurrent ratio 2.59
Current ratio from 0.68 to 2.59; short-term debt falls from €9k to €8k.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beloeil · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bernard Hequet (Sta) 197973 Beloeil1 establishment unit
WMAN
since 20172.262.341.094
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MARTIN JACQUES ENTREPRISE
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ALTIOR SERVICES
BE 0741.601.127
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AMC DEBOUCHAGES
BE 0827.878.964
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KIM CLEANING
BE 0564.882.468
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Of 1,705 companies in sector 81230 we hold annual accounts for 472. 362 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2017
Fiscal year end31-12
Activities, NACEBEL
81230Other cleaning activities
81300Landscape service activities
38110Waste collection, recovery and disposal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filings
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:wmanq8@gmail.com
Phone:0474/998592