Garage VO
The computed 12-month bankruptcy probability of Garage VO is 2.4% (moderate). The 2024 annual accounts show negative equity (€-32k) and a net result of €-66k. Equity is shrinking by ~103.4% per year across the filed fiscal years. Its solvency ranks better than 14% of 926 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-32k |
| Net result | €-66k |
| Better than sector | 14% |
| Active | 4 yrs |
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -37.6% | 24.6% | |
| Net result | €-66k | €5k | |
| Equity | €-32k | €17k | |
| Gross operating margin | €-56k | €27k | |
| Total assets | €84k | €81k |
Show 8 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-56k |
| Net profit | €-66k |
| Cash flow | €-60k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €84k |
| Equity | €-32k |
| Debt | €116k |
| of which ≤ 1y | €66k |
| of which > 1y | €50k |
| Working capital | €90 |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 1.00 |
| Quick ratio | 0.28 |
| Working capital ratio | 0.1% |
| Solvency | -37.6% |
| Debt / equity | -3.66 |
| Long-term debt ratio | -1.57 |
| Interest coverage | -14.12 |
| Gross margin | - |
| Net margin | - |
| ROA | -78.4% |
| ROE | 208.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (24 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €84k |
| Fixed assets | 21/28 | €18k |
| Intangible fixed assets | 21 | €4k |
| Tangible fixed assets | 22/27 | €10k |
| Financial fixed assets | 28 | €4k |
| Current assets | 29/58 | €66k |
| Stocks & contracts in progress | 3 | €48k |
| Amounts receivable within one year | 40/41 | €7k |
| Cash & bank | 54/58 | €10k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €84k |
| Equity | 10/15 | €-32k |
| Contributions / capital | 10/11 | €40k |
| Accumulated profits (losses) | 14 | €-72k |
| Amounts payable | 17/49 | €116k |
| Amounts payable after one year | 17 | €50k |
| Amounts payable within one year | 42/48 | €66k |
| Trade debts payable within one year | 44 | €48k |
| Income statement | ||
| Gross operating margin | 9900 | €-56k |
| Operating result | 9901 | €-62k |
| Financial income | 75 | €410 |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €-66k |
| Net result for the period | 9904 | €-66k |
| Result to be appropriated | 9905 | €-66k |
Former directors (1)
-
Cédric ChatorierDirectorState Gazette act 24150953 (22-10-2024)Former- → 01-06-2024
| NACE primary | Wassen en poetsen van motorvoertuigen(95316) |
| Legal form | Private limited company(610) |
| Incorporation | 21-02-2022 |
| Status | Active |
| Postal code | 4877 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63057B1211/00M002 | Wallonia | 401 m² | 1 · 101 m² | 14.8 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
22-10-2024 Cédric Chatorier resigns as director
- Cédric Chatorier, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "administrateur",
"person": {
"rrn": "95.09.13-209.04",
"name": "C\u00E9dric Chatorier",
"address": "Place Saint-Paul 7/9011",
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},
"reason": "de_plein_droit_dissolution",
"subkind": null,
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"statutory": "statutair",
"compensated": null,
"effective_date": "2024-06-01",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cider d\u0027acter la d\u00E9mission du mandat d\u0027administrateur de Monsieur C\u00E9dric Chatorier, NN\u00B0 95.09.13-209.04, domicili\u00E9 Place Saint-Paul 7/9011.",
"decharge_status": null,
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"effective_date_qualifier": "immediate"
},
{
"kind": "substantive_delegation",
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"person": {
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"name": "Christophe MATHIEU",
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},
"reason": null,
"subkind": "additional",
"via_org": {
"kbo": "0848.685.167",
"name": "SRL Financial Way",
"address": "rue des Guillemins 16/34",
"country": "BE",
"legal_form": "SRL"
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9signe comme mandataire sp\u00E9cial la SRL Financial Way, repr\u00E9sent\u00E9e par un de ses administrateurs, Monsieur Christophe MATHIEU, ayant son si\u00E8ge social \u00E0 4000 Li\u00E8ge, rue des Guillemins 16/34 et inscrite aupr\u00E8s de la BCE n\u00B0 0848.685.167, avec pouvoir de subd\u00E9l\u00E9gation, afin de pourv",
"decharge_status": null,
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}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Li\u00E9ge",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2024-10-22",
"filing_date": "2024-06-28",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2024-06-28",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0782.430.110",
"name_full": "GARAGE VO",
"legal_form": "SRL",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "org",
"org_kbo": "0848.685.167",
"org_name": "Financial Way SRL",
"person_name": null,
"org_rep_person_name": "Christophe MATHIEU",
"person_role_at_subject": null
},
"co_filed_documents": [],
"corrected_publication_numac": null
}| Legal nameFR | Garage VO |