GARAGE VANDIERENDONCK
ActiveSummary
GARAGE VANDIERENDONCK has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.47M and a net result of €69k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 16.63 against 11.33 in 2024; short-term debt: 3.9% and cash: 42.9% of total assets), and 4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96%
Return on assets
4.5%
Age of the figures
15 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
1 d early
2022
1 d early
2021
on the day
2020
5 d early
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.47M▲ 3.1%
2024 · €1.43M
2019: €1.12M
2020: €1.17M
2021: €1.22M
2022: €1.28M
2023: €1.36M
2024: €1.43M
2019 → 2025
Total assets
€1.53M▲ 1.7%
2024 · €1.51M
2019: €1.22M
2020: €1.25M
2021: €1.29M
2022: €1.41M
2023: €1.46M
2024: €1.51M
2019 → 2025
Net result
€69k▼ 22.4%
2024 · €89k
2019: €63k
2020: €55k
2021: €46k
2022: €89k
2023: €105k
2024: €89k
2019 → 2025
Working capital
€932k▲ 14.5%
2024 · €814k
2019: €505k
2020: €584k
2021: €653k
2022: €667k
2023: €756k
2024: €814k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.22M-€1.28M▲ 5.3%€1.36M▲ 6.2%€1.43M▲ 4.7%€1.47M▲ 3.1%
Operating result€66k-€127k▲ 91.6%€146k▲ 14.8%€121k▼ 16.8%€90k▼ 26.2%
Net result€46k-€89k▲ 93.8%€105k▲ 17.5%€89k▼ 15.1%€69k▼ 22.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.53M
Fixed assets
€541k ▼ 12.1%
Current assets
€992k ▲ 11.1%
Equity and liabilities €1.53M
Equity
€1.47M ▲ 3.1%
Debt
€61k ▼ 23.9%
Debt's share of the balance-sheet total falls from 5.3% to 4.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€164k▼
2024 · €185k
Cash flow
€143k▼
2024 · €152k
Current ratio
16.63▲
2024 · 11.33
Quick ratio
15.93▲
2024 · 10.23
Debt to equity
0.04▼
2024 · 0.06
ROE
4.7%▼
2024 · 6.2%
ROA
4.5%▼
2024 · 5.9%
Interest coverage
46.91▲
2024 · 20.45
Debt ≤ 1 year
€60k▼
2024 · €79k
Income taxes
€29k▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.51M€1.53M▲
Fixed assets21/28€615k€541k▼
Tangible fixed assets22/27€615k€541k▼
Land and buildings22€434k€408k▼
Plant, machinery and equipment23€30k€20k▼
Furniture and vehicles24€151k€112k▼
Current assets29/58€893k€992k▲
Stocks and contracts in progress3€87k€42k▼
Stocks30/36€87k€42k▼
Amounts receivable within one year40/41€62k€57k▼
Trade receivables40€62k€52k▼
Other amounts receivable41€360€5k▲
Current investments50/53€199k€225k▲
Cash at bank and in hand54/58€533k€657k▲
Deferred charges and accrued income490/1€11k€10k▼
Equity and liabilities
Total equity and liabilities10/49€1.51M€1.53M▲
Equity10/15€1.43M€1.47M▲
Contributions10/11€150k€150k=
Reserves13€1.27M€1.31M▲
Tax-exempt reserves132€27k€27k=
Distributable reserves133€1.24M€1.29M▲
Profit (loss) carried forward14€6k€6k▲
Amounts payable17/49€80k€61k▼
Amounts payable within one year42/48€79k€60k▼
Trade debts44€25k€12k▼
Suppliers440/4€25k€12k▼
Taxes, remuneration and social security45€20k€12k▼
Taxes450/3€20k€12k▼
Other amounts payable47/48€34k€36k▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€74k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€7k€9k▲
Gross operating margin9900€192k€173k▼
Operating profit (loss)9901€121k€90k▼
Financial income75/76B€16k€12k▼
Recurring financial income75€16k€12k▼
Financial charges65/66B€9k€3k▼
Recurring financial charges65€9k€3k▼
Profit (loss) for the period before taxes9903€128k€98k▼
Income taxes67/77€39k€29k▼
Profit (loss) for the period9904€89k€69k▼
Profit (loss) for the period to be appropriated9905€89k€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€75k▼
Profit (loss) brought forward from the previous period14P€6k€6k▲
Transfer from equity791/2€25k€25k=
Transfer to equity691/2€89k€69k▼
To other reserves6921€89k€69k▼
Profit to be distributed694/7€25k€25k=
Return on contributions (dividend)694€25k€25k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Highest result since 2019net €105k ▲17.5%
Operating result €146k, net result €105k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Weakest financial yearnet €46k ▼16.3%
Net result drops to €46k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torhoutsestraat 2498020 OostkampGround area
397 m²
Building footprint
142 m²
Volume, LiDAR
784 m³
Parcel 31025H0059/02T003, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Garage Vandierendonck
since 20042.135.275.054
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31025H0059/02T003 | Flanders | 397 m² | 1 · 142 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 2,075 EUR awarded · 2,075 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 75 EUR | 75 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
894500SXXH9104VZPP38
Similar companies · same sector, comparable size
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GARAGE FAMA ET FILS
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Q MACHINERY
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Of 7,375 companies in sector 95311 we hold annual accounts for 2,959. 1,465 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2004
Fiscal year end30-06
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.