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GARAGE VAN DE VELDE

Active
Private limited companyfounded 1984active for 42 yearsDijkstraat 8, 9160 Lokeren, BelgiumKBO/BCE: BE 0425.850.091
Summary

GARAGE VAN DE VELDE has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.2m and a net result of €893,668. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 74% of 1,308 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 25-06-1984 Normal situation
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311and 3 others
Joint committees
112 Paritair Comité voor het garagebedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2023
Establishment unit
2.024.983.084 9160 Lokeren, since 10-10-1996
Financial year end
31 December
Peppol
Reachable since 27-08-2023

Board and ownership

Board
Shareholders

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€1.8m
▲ 28.5%
Turnover
≈ €3.0m
estimated
Profit
€893,668
▲ 26.0%
Equity
€3.2m
▲ 21.4%
Total assets
€4.9m
▲ 15.9%
Employees on 31-12-2025
8
▲ 14.3%
Score breakdownlowers riskFounded in 1984Size: 8.8 FTE, total assets €4.9mProfit of €893,668 (financial year 2025)Equity €3.2m (66.2% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 69% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Strong
Solvency 91+3
equity 66.2% of total assets
Liquidity 51-5
short-term debt 20.2% · cash 5.9%
Profitability 92+2
return on assets 18.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,129 companies, NACE 95, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.2 percentage points vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €310,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.63 (2.22 in 2024), above the usual 1.5. Short-term debt is 20.2% and cash 5.9% of total assets. 33.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 76% of them on solvency, 50% on liquidity, 82% on profitability and 69% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Founded in 1984
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: 8.8 FTE, total assets €4.9m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Profit of €893,668 (financial year 2025)
NBB · annual accounts
lowers risk · Equity €3.2m (66.2% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
2 days early
2023
23 days late
2022
11 days early
2021
12 days early
2020
11 days early
2019
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 95% of companies in repair of computers and personal goodssector median €29,290 · 1,304 companies €893,668 View
  • Positive: 8 profitable years in a rowprofit 2025: €893,668 8 years View
  • Positive: Result rose in 2025from €709,291 to €893,668 ▲ 26.0% View

Recent changes

  1. · Gazette deed Company renamed from GARAGE VAN DE VELDE & ZOON to GARAGE VAN DE VELDEAppointment: Van de Velde Holding (director) · Permanent representative: Van De Velde Rob
  2. · Gazette deed 1 director appointed, 2 directors resigningResignations: Van De Velde Marc (director) and Van De Velde Rob (director) · Appointment: Van De Velde Holding BV (director) · Permanent representative: Van De Velde Rob
All 15 events

Comparable companies

These companies have the same main activity as GARAGE VAN DE VELDE: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €3.7m and €6.1m, founded between 1977 and 1997.

CompanyTotal assetsGross margin
GARAGE VAN DE VELDE Lokeren€4.9m€1.8m
GARAGE DICKENS Hoogstraten€5.1m€2.0m
GARAGE CARROSSERIE VERCRUYSSEN Sint-Gillis-Waas€4.7m€1.8m
GILCON Leuven€5.9m€1.3m
HERBEUVAL - GARAGE - PNEUS CENTER Chiny€5.1m€1.9m
FIZAINE Nivelles€6.1m€1.4m
BLUTSQI Heist-op-den-Berg€3.7m€1.3m
Full comparison

Key facts about GARAGE VAN DE VELDE

What is the company number of GARAGE VAN DE VELDE?
The company number of GARAGE VAN DE VELDE is 0425.850.091. The VAT number is the same number with BE in front: BE 0425.850.091.
Where is GARAGE VAN DE VELDE based?
The registered office is at Dijkstraat 8, 9160 Lokeren.Company details
What does GARAGE VAN DE VELDE do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of GARAGE VAN DE VELDE?
The legal form of GARAGE VAN DE VELDE is Private limited company (BV).
When was GARAGE VAN DE VELDE founded?
GARAGE VAN DE VELDE was founded on 25-06-1984.
Is GARAGE VAN DE VELDE still active?
Yes, GARAGE VAN DE VELDE is an active enterprise in the KBO register.
How many employees does GARAGE VAN DE VELDE have?
GARAGE VAN DE VELDE had an average of 8.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does GARAGE VAN DE VELDE fall under?
In its 2023 annual accounts, GARAGE VAN DE VELDE states joint committees 112 (Paritair Comité voor het garagebedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of GARAGE VAN DE VELDE?
The turnover in financial year 2025 is ≈ €3.0m. This figure is estimated from the gross margin of €1.8m and 1,584 comparable companies of the same size. It probably lies between €2.0m and €5.0m. It is a rough estimate.
Is GARAGE VAN DE VELDE profitable?
In financial year 2025, GARAGE VAN DE VELDE made a profit of €893,668.
Where can I find the annual accounts of GARAGE VAN DE VELDE?
GARAGE VAN DE VELDE filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GARAGE VAN DE VELDE due?
GARAGE VAN DE VELDE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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