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GARAGE VAN ACKER

Active
Public limited companyfounded 2000active for 25 yearsKapiteinsstraat 29, 9080 Lochristi, BelgiumKBO/BCE: BE 0473.700.587
Summary

GARAGE VAN ACKER has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.1m and a net result of €113,137. Equity is growing by about 6.3% per year across the filed financial years. Its solvency ranks better than 67% of 482 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Bodywork repair (including spraying and painting)
NACE 95314Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
4th largest company by total assets in Lochristi, Other services sector2 sites
Size
€3.7mtotal assets 2025
Staff
12.7 FTE
Equity
€2.1m
Profit
€113,137
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts filed 28 days late1 of 7 deeds read
Why 96lowers riskFounded in 2000Equity €2.1m (58.4% of total assets)Liquidity: current ratio 1.14, cash €666,024Figures for financial year 2025 (filed 28-08-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 68% of its sector peers (NACE 95, small)
Financial strength · tick = 2024
Strong
Solvency 83=
equity 58.4% of total assets
Liquidity 62+6
short-term debt 27.9% · cash 18.1%
Profitability 73-1
return on assets 3.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (327 companies, NACE 95, small)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.2 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €200,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.14, compared with 1.0 in 2024, below the usual 1.5; short-term debt: 27.9% and cash: 18.1% of total assets), and 41.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, small): better than 76% on solvency, 83% on liquidity, 57% on profitability and 53% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Founded in 2000
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €2.1m (58.4% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.14, cash €666,024
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 28-08-2026)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
29 days early
2023
6 days early
2022
28 days early
2021
22 days late
2020
30 days late
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
20-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Appointment: Van Acker Ewout (director)Reappointments: Van Acker Koen (director)…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: 4th largest company by total assets in Lochristi, Other services sectorin the Checked rankings No. 4 View
  • Positive: 8 profitable years in a rowprofit 2025: €113,137 8 years View
  • Board3 directors in office 3 View

By topic

Financials

Financial year
2025
Total assets
€3.7m
Profit
€113,137
Solvency
58.4%
Total assets▲ 4.1%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
  • Van Acker EwoutDirector
  • Van Acker KoenDirector
  • Van Acker TonyDirector
Go to Board & ownership

Timeline

Events
28
Since
2002
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result from 2018 to 2025
  2. 31-12-2024Equity above €2m
  3. 25-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Bodywork repair (including spraying and painting)NACE 95314
Founded
22-12-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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