GARAGE SCHROOTEN
ActiveGARAGE SCHROOTEN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €699k and a net result of €44k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 95% of 1037 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 14.53 against 13.81 in 2024; short-term debt: 3.4% and cash: 16.4% of total assets), and 4.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.4%
Return on assets
6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
31 d early
2023
27 d early
2022
28 d early
2021
33 d early
2020
30 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€699k▼ 7.5%
2024 · €755k
2018: €584k
2019: €618k
2020: €632k
2021: €681k
2022: €694k
2023: €736k
2024: €755k
2018 → 2025
Total assets
€733k▼ 8.4%
2024 · €799k
2018: €840k
2019: €793k
2020: €775k
2021: €848k
2022: €747k
2023: €778k
2024: €799k
2018 → 2025
Net result
€44k▲ 126%
2024 · €20k
2018: €17k
2019: €34k
2020: €15k
2021: €49k
2022: €13k
2023: €42k
2024: €20k
2018 → 2025
Working capital
€337k▼ 5.4%
2024 · €356k
2018: €10k
2019: €73k
2020: €146k
2021: €205k
2022: €247k
2023: €323k
2024: €356k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€681k-€694k▲ 1.8%€736k▲ 6.1%€755k▲ 2.7%€699k▼ 7.5%
Operating result€44k-€14k▼ 67.6%€60k▲ 323%€28k▼ 52.6%€64k▲ 123%
Net result€49k-€13k▼ 74.4%€42k▲ 235%€20k▼ 53.6%€44k▲ 126%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 123% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €733k
Fixed assets
€371k▼ 10.8%
Current assets
€362k▼ 5.7%
Equity and liabilities €733k
Equity
€699k▼ 7.5%
Debt
€33k▼ 23.9%
The debt ratio falls from 5.5% to 4.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€114k▲
2024 · €77k
Cash flow
€95k▲
2024 · €68k
Solvency
95.4%▲
2024 · 94.5%
Current ratio
14.53▲
2024 · 13.81
Quick ratio
10.43▲
2024 · 9.78
Debt / equity
0.05▼
2024 · 0.06
ROE
6.3%▲
2024 · 2.6%
ROA
6.0%▲
2024 · 2.4%
Interest coverage
75.41▲
2024 · 47.77
Debt
€33k▼
2024 · €44k
Debt ≤ 1 year
€25k▼
2024 · €28k
Debt > 1 year
€9k▼
2024 · €16k
Income taxes
€18k▲
2024 · €8k
Staff costs
€3k▲
2024 · €-1
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€799k€733k▼
Fixed assets21/28€416k€371k▼
Tangible fixed assets22/27€416k€371k▼
Land and buildings22€355k€327k▼
Plant, machinery and equipment23€10k€11k▲
Furniture and vehicles24€51k€33k▼
Current assets29/58€384k€362k▼
Stocks and contracts in progress3€112k€102k▼
Stocks30/36€112k€102k▼
Amounts receivable within one year40/41€160k€140k▼
Trade receivables40€11k€29k▲
Other amounts receivable41€149k€110k▼
Cash at bank and in hand54/58€112k€120k▲
Deferred charges and accrued income490/1€226-
Equity and liabilities
Total equity and liabilities10/49€799k€733k▼
Equity10/15€755k€699k▼
Contributions10/11€593k€593k=
Reserves13€162k€106k▼
Distributable reserves133€162k€106k▼
Amounts payable17/49€44k€33k▼
Amounts payable after more than one year17€16k€9k▼
Financial debts170/4€16k€9k▼
Amounts payable within one year42/48€28k€25k▼
Current portion of amounts payable after more than one year42€13k€8k▼
Trade debts44€11k€10k▼
Suppliers440/4€11k€10k▼
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Other amounts payable47/48€149€192▲
Income statement
Code20242025
Remuneration, social security and pensions62€-1€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€51k▲
Other operating charges640/8€6k€6k▼
Gross operating margin9900€84k€123k▲
Operating profit (loss)9901€28k€64k▲
Financial income75/76B€880€23▼
Recurring financial income75€880€23▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€28k€62k▲
Income taxes67/77€8k€18k▲
Profit (loss) for the period9904€20k€44k▲
Profit (loss) for the period to be appropriated9905€20k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€44k▲
Transfer from equity791/2-€101k
Transfer to equity691/2€20k€44k▲
To other reserves6921€20k€44k▲
Profit to be distributed694/7-€101k
Return on contributions (dividend)694-€101k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €13k ▼74.4%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 7.10
Current ratio from 2.40 to 7.10; short-term debt falls from €146k to €40k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €49k ▲237%
Net result €49k, the highest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fortstraat 38A3680 MaaseikGround area
207 m²
Parcel 72028B0481/00F002, Flanders. Linked by address, not a title deed.
1 establishment unit
BVBA GARAGE SCHROOTEN
since 20112.199.447.680
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72028B0481/00F002 | Flanders | 207 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GARAGE BEURMS LUDWIG
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GARAGE LIEVENS
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Autoservice Thomas
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ALL-CARS
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Of 7,376 companies in sector 95311 we hold annual accounts for 2,959. 1,912 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2011
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
45204
95315Tyre services
95319Other maintenance and repair of motor vehicles
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.schrootenopoeteren.be
E-mail:info@schrootenopoeteren.be