Garage Privé
ActiveThe computed 12-month bankruptcy probability of Garage Privé is 3.5% (moderate). The 2025 annual accounts show equity of €13k and a net result of €175. Its solvency ranks better than 49% of 18173 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability69
Solvency58
Growth-
Track record67
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.99; short-term debt: 66.6% and cash: 46.7% of total assets), and 66.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€13k
Total assets
€38k
Net result
€175
Working capital
€-326
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €38k
Fixed assets
€13k
Current assets
€25k
Equity and liabilities €38k
Equity
€13k
Debt
€25k
Debt finances 66.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€5k
Cash flow
€5k
Solvency
33.4%
Current ratio
0.99
Quick ratio
0.99
Debt / equity
1.99
ROE
1.4%
ROA
0.5%
Interest coverage
25.82
Debt
€25k
Debt ≤ 1 year
€25k
Income taxes
€67
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€38k
Fixed assets21/28€13k
Intangible fixed assets21€13k
Current assets29/58€25k
Amounts receivable within one year40/41€7k
Trade receivables40€6k
Other amounts receivable41€1k
Cash at bank and in hand54/58€18k
Deferred charges and accrued income490/1€9
Equity and liabilities
Total equity and liabilities10/49€38k
Equity10/15€13k
Contributions10/11€13k
Profit (loss) carried forward14€175
Amounts payable17/49€25k
Amounts payable within one year42/48€25k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€67
Taxes450/3€67
Other amounts payable47/48€18k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€787
Gross operating margin9900€6k
Operating profit (loss)9901€420
Financial income75/76B€7
Recurring financial income75€7
Financial charges65/66B€185
Recurring financial charges65€185
Profit (loss) for the period before taxes9903€242
Income taxes67/77€67
Profit (loss) for the period9904€175
Profit (loss) for the period to be appropriated9905€175
Appropriation of the result
Profit (loss) to be appropriated9906€175
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bischoffsheimlaan 391000 BrusselGround area
2,163 m²
Building footprint
875 m²
Volume, LiDAR
9,940 m³
2 parcels, Brussels, Wallonia · tallest building 26.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Garage Privé
since 20242.356.426.344
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112B0048/00G002 | Wallonia | 1,354 m² | 1 · 596 m² | 7.7 m · 2 fl. |
| 21803C0630/00H003 | Brussels | 808 m² | 1 · 279 m² | 26.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SDS MACHINES
BE 1031.273.514
Pajottegem · Eq €14k
Consultag
BE 1029.692.414
Namur · Eq €16k
EazyConsult
BE 1027.741.724
Evergem · Eq €9k
Cruxa
BE 1023.795.606
Gent · Eq €19k
C.P. SERVICES
BE 0463.569.829
Brussel · Eq €22k
Of 474 companies in sector 47920 we hold annual accounts for 31. 19 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2024
Fiscal year end31-12
Abbreviation FR
GP
Activities, NACEBEL
47920Retail trade
46180Agents specialised in the wholesale of other particular products
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95314Bodywork repair (including spraying and painting)
95319Other maintenance and repair of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.