Consultag
ActiveConsultag is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €16k and a net result of €14k. Its solvency ranks better than 79% of 18016 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability50
Credit verdict
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.04), and 30.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€16k
Total assets
€24k
Net result
€14k
Working capital
€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €24k
Equity
€16k
Debt
€7k
Debt finances 30.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€18k
Cash flow
€15k
Solvency
69.1%
Current ratio
3.04
Quick ratio
3.04
Debt / equity
0.45
ROE
87.8%
ROA
60.7%
Interest coverage
1496.84
Debt
€7k
Debt ≤ 1 year
€7k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€24k
Formation expenses20€1k
Current assets29/58€22k
Amounts receivable within one year40/41€17k
Other amounts receivable41€17k
Cash at bank and in hand54/58€6k
Deferred charges and accrued income490/1€121
Equity and liabilities
Total equity and liabilities10/49€24k
Equity10/15€16k
Contributions10/11€2k
Profit (loss) carried forward14€14k
Amounts payable17/49€7k
Amounts payable within one year42/48€7k
Trade debts44€80
Suppliers440/4€80
Taxes, remuneration and social security45€7k
Taxes450/3€7k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€253
Other operating charges640/8€400
Gross operating margin9900€19k
Operating profit (loss)9901€18k
Financial income75/76B€121
Recurring financial income75€121
Financial charges65/66B€12
Recurring financial charges65€12
Profit (loss) for the period before taxes9903€18k
Income taxes67/77€4k
Profit (loss) for the period9904€14k
Profit (loss) for the period to be appropriated9905€14k
Appropriation of the result
Profit (loss) to be appropriated9906€14k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Rond Chêne(VD) 1135020 NamurGround area
609 m²
Building footprint
89 m²
Volume, LiDAR
692 m³
Parcel 92128C0518/00K002, Wallonia · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Rond Chêne(VD) 113, 5020 Namur
since 20252.380.885.586
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92128C0518/00K002 | Wallonia | 609 m² | 1 · 89 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Cruxa
BE 1023.795.606
Gent · Eq €19k
Garage Privé
BE 1006.286.017
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C.P. SERVICES
BE 0463.569.829
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Profit Energy
BE 0506.851.130
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Of 474 companies in sector 47920 we hold annual accounts for 31. 19 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-2025
Fiscal year end31-12
Activities, NACEBEL
47920Retail trade
47811Retail sale of cars and light vans (up to 3.5 tonnes)
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.