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Complete company report
Generated 11-08-2026
Active BE 1012.380.981Private limited company

Garage NAZ

Raapstraat 34 ·9100 Sint-Niklaas, Belgium· 2 yrs active
Sector: Retail trade (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of Garage NAZ is 2.2% (moderate). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 2 yrs
Board 2
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
2.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview
No annual accounts filed
We find no annual accounts filed with the National Bank for this company. Not every legal form has to file: sole traders, small non-profits and dormant companies generally publish no figures. If the company files later, the figures appear here automatically.
Directors & mandates 2 directors
Current directors & mandates
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Retail trade(47811)
Legal form Private limited company(610)
Incorporation09-08-2024
StatusActive
Postal code9100
Establishment units 1 location
Garage NAZ
Raapstraat 34, 9100 Sint-NiklaasDetailhandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20242.364.957.988
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46447B0593/00Z002 Flanders 178 m² 1 · 178 m² 7.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
10-10-2025
State Gazette act Director changes
v3.2
2024
31-12-2024
State Gazette act Registered-office change
v3.2
13-08-2024
State Gazette act Incorporation
Mathieu Valcke
Belgisch Staatsblad, acts 3 acts
Address history · 1
31-12-2024
v3.2
All acts · 3 updated 10 months ago
2025
10-10-2025 2 directors appointed Director changes
  • MAJID Karzan Kamal, Bestuurder
  • KAMAL Ahmed Karzan Kamal, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "MAJID Karzan Kamal",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Dhr MAJID Karzan Kamal, wordt benoemd als bestuurder. Hij aanvaardt zijn mandaat."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "KAMAL Ahmed Karzan Kamal",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Dhr KAMAL Ahmed Karzan Kamal,, wordt benoemd als bestuurder. Hij aanvaardt zijn mandaat."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1012.380.981",
    "name_full": "GARAGE NAZ",
    "legal_form": "BV"
  }
}
2024
31-12-2024 Registered office moved from Waasmunster to Sint-Niklaas Registered-office change
  • Nijverheidslaan 173, 9250 Waasmunster → Raapstraat 34, 9100 Sint-Niklaas
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Sint-Niklaas",
        "region": "Vlaams Gewest",
        "street": "Raapstraat",
        "country": "BE",
        "postcode": "9100",
        "box_number": "B",
        "street_number": "34"
      },
      "old_address": {
        "city": "Waasmunster",
        "region": "Vlaams Gewest",
        "street": "Nijverheidslaan",
        "country": "BE",
        "postcode": "9250",
        "box_number": null,
        "street_number": "173"
      },
      "effective_date": "2025-01-01",
      "evidence_quote": "Met \u00E9\u00E9nparigheid van stemmen werd beslist om de zetel van de vennootschap vanaf 1/01/2025 te verplaatsen naar Raapstraat 34 B te 9100 Sint-Niklaas."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1012.380.981",
    "name_full": "GARAGE NAZ",
    "legal_form": "BV"
  }
}
13-08-2024 Incorporation of a new BV Incorporation·Mathieu Valcke
Notary: Mathieu Valcke · Beveren
Technical details 
{
  "notary": {
    "name": "Mathieu Valcke",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Beveren",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-08-13",
    "filing_date": "2024-08-09",
    "act_kind_objet": "OPRICHTING",
    "is_private_deed": false
  },
  "decision": {
    "body": "notarieel_alleen",
    "act_date": "2024-08-05",
    "unanimous": true
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "KAMAL Shad Karzan Kamal",
        "niss": null,
        "address": "9100 Sint-Niklaas, Heihoekstraat 173B",
        "nationality": null,
        "place_of_birth": null
      },
      "share_class": null,
      "partner_role": null,
      "contribution_type": "geld",
      "amount_paid_in_eur": 10000.0,
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 10000.0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "MAJID Karzan Kamal",
        "niss": null,
        "address": "9100 Sint-Niklaas, Heihoekstraat 173B",
        "nationality": null,
        "place_of_birth": null
      },
      "share_class": null,
      "partner_role": null,
      "contribution_type": "geld",
      "amount_paid_in_eur": 10000.0,
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 10000.0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "KAMAL Ahmed Karzan Kamal",
        "niss": null,
        "address": "9100 Sint-Niklaas, Heihoekstraat 173B",
        "nationality": null,
        "place_of_birth": null
      },
      "share_class": null,
      "partner_role": null,
      "contribution_type": "geld",
      "amount_paid_in_eur": 10000.0,
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 10000.0,
      "is_anonymous_silent_partner": false
    }
  ],
  "voorwerp": {
    "full_text": "De vennootschap heeft tot voorwerp, zowel in Belgi\u00EB als in het buitenland, voor eigen rekening of voor rekening van derden, of door deelname van dezen: \n- Groot- en detailhandel in en onderhoud en reparatie van motorvoertuigen en motorfietsen;\n- Detailhandel in auto\u2019s en lichte bestelwagens;\n- Detailhandel in onderdelen en accessoires van motorvoertuigen;\n- Detailhandel in onderhoud en reparatie van motorvoertuigen webshop oprichten en uitbaten;\n- Detailhandel via postorderbedrijven of via internet;\n- Uitbaten van carwash voor gemotoriseerde voertuigen;\n- Overige zakelijke dienstverlening.",
    "is_lucrative": true,
    "short_summary": "Groot- en detailhandel in en onderhoud en reparatie van motorvoertuigen en motorfietsen, inclusief webshop en carwash."
  },
  "governance": {
    "organ_kind": "raad_van_bestuur",
    "n_directors_max": null,
    "n_directors_min": 1,
    "representation_clause": "Iedere bestuurder vertegenwoordigt, alleen optredend, de vennootschap jegens derden en in rechte als eiser of als verweerder.",
    "co_signature_threshold_eur": null
  },
  "fiscal_year": {
    "end_mm_dd": "12-31",
    "start_mm_dd": "01-01",
    "first_exercise_end_date": "2025-12-31",
    "is_prolonged_first_exercise": false
  },
  "agm_schedule": {
    "time": "18:00",
    "month": 6,
    "rule_text": "op de laatste vrijdag van de maand juni om achttien uur"
  },
  "founding_event": {
    "n_shares_total": 100,
    "n_share_classes": 1,
    "bank_attestation": null,
    "amount_paid_in_eur": 10000.0,
    "incorporation_date": "2024-08-09",
    "amount_subscribed_eur": 10000.0,
    "art_5_8_no_payment_due": false,
    "pre_incorporation_activity_from_date": null
  },
  "subject_company": {
    "kbo": "1012.380.981",
    "email": null,
    "region": "vlaams_gewest",
    "website": null,
    "name_full": "Garage NAZ",
    "legal_form": "BV",
    "name_abbreviated": null,
    "zetel_address_raw": "Nijverheidslaan 163 9250 Waasmunster",
    "equity_account_type": "available"
  },
  "initial_directors": [
    {
      "kind": "natural_person",
      "person": {
        "name": "KAMAL Shad",
        "address": "9100 Sint-Niklaas, Heihoekstraat 173B"
      },
      "via_org": null,
      "role_sub": "statutair bestuurder",
      "mandate_until": {
        "kind": "indefinite",
        "value": null
      },
      "rep_person_name": null,
      "additional_roles": [],
      "bestuursverbod_checked": true,
      "bestuursverbod_check_date": null,
      "rep_prior_publication_ref": null
    }
  ],
  "co_filed_documents": [
    "expedition",
    "statuten",
    "volmacht",
    "bankattest"
  ],
  "post_incorporation_mandates": [
    {
      "kind": "volmacht_kbo",
      "holder_org_kbo": null,
      "holder_org_name": "Besloten Vennootschap TaxCalCul",
      "with_substitution": true,
      "holder_person_name": null
    },
    {
      "kind": "volmacht_ubo",
      "holder_org_kbo": null,
      "holder_org_name": "Besloten Vennootschap TaxCalCul",
      "with_substitution": true,
      "holder_person_name": null
    }
  ]
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Wassen en poetsen van motorvoertuigen95316Detailhandel in andere motorvoertuigen (> 3,5 ton)45193Algemeen onderhoud en reparatie van overige motorvoertuigen (> 3,5 ton)45202Wassen en poetsen van motorvoertuigen45206Detailhandel in onderdelen en accessoires van motorvoertuigen45320Overige niet-gespecialiseerde detailhandel47120Detailhandel in andere motorvoertuigen (> 3,5 ton)47812Detailhandel in onderdelen en accessoires van motorvoertuigen47820Detailhandel via postorderbedrijven of via internet47910Algemeen onderhoud en reparatie van overige motorvoertuigen (> 3,5 ton)95312Wassen en poetsen van motorvoertuigen95316
Primary activity highlighted.
Names & trade names
Legal nameNL Garage NAZ
Registered office
Raapstraat 34 bus B
9100 Sint-Niklaas, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative