VIGILO
ActiveSummary
VIGILO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.0m and a net result of €484,527. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 8115 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability49▲+9
Solvency76▼-16
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180,000 at 30 days acceptable
Liquidity ample (current ratio 2.05 against 3.41 in 2024; short-term debt: 40.1% and cash: 6.7% of total assets), and 49.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.6%
Return on assets
8.1%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
84 d early
2023
40 d early
2022
44 d early
2021
40 d early
2020
39 d early
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€3.0m▲ 4.1%
2024 · €2.9m
Total assets
€6.0m▲ 38.7%
2024 · €4.3m
Net result
€484,527▲ 125%
2024 · €215,576
Working capital
€2.5m▼ 9.2%
2024 · €2.8m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€110,503▼ 70.3%€21,758▼ 80.3%€572,465▲ 2,531%€373,128▼ 34.8%€621,724▲ 66.6%
Net result€44,596within the sector's middle half▼ 82.6%€114,476within the sector's middle half▲ 157%€493,349above the sector's middle half▲ 331%€215,576above the sector's middle half▼ 56.3%€484,527above the sector's middle half▲ 125%
Equity€2.7mabove the sector's middle half▲ 6.8%€2.3mabove the sector's middle half▼ 15.5%€2.7mabove the sector's middle half▲ 20.6%€2.9mabove the sector's middle half▲ 6.4%€3.0mabove the sector's middle half▲ 4.1%
Total assets€3.2mabove the sector's middle half▼ 0.7%€4.5mabove the sector's middle half▲ 38.9%€4.3mabove the sector's middle half▼ 2.8%€4.3mabove the sector's middle half▼ 0.9%€6.0mabove the sector's middle half▲ 38.7%
Debt€534,733▼ 26.4%€2.2m▲ 311%€1.6m▼ 26.8%€1.4m▼ 13.2%€2.9m▲ 110%
Working capital€2.0m▲ 13.4%€1.6m▼ 19.4%€2.6m▲ 58.3%€2.8m▲ 6.4%€2.5m▼ 9.2%
Solvency83.3%above the sector's middle half▲ 5.8pp50.7%within the sector's middle half▼ 32.6pp62.9%within the sector's middle half▲ 12.2pp67.5%within the sector's middle half▲ 4.6pp50.6%within the sector's middle half▼ 16.8pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 67% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.0m
Fixed assets
€1.1m ▲ 167%
Current assets
€4.9m ▲ 25.5%
Equity and liabilities €6.0m
Equity
€3.0m ▲ 4.1%
Debt
€2.9m ▲ 110%
Debt's share of the balance-sheet total rises from 32.5% to 49.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€682,109▲
2024 · €410,391
Cash flow
€544,912▲
2024 · €252,839
Current ratio
2.05▼
2024 · 3.41
Quick ratio
1.89▼
2024 · 2.54
Debt to equity
0.97▲
2024 · 0.48
ROE
16.1%▲
2024 · 7.4%
ROA
8.1%▲
2024 · 5.0%
Interest coverage
2.35▲
2024 · 1.78
Debt ≤ 1 year
€2.4m▲
2024 · €1.1m
Debt > 1 year
€548,818▲
2024 · €230,552
Income taxes
€194,944▲
2024 · €81,656
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €442 | - |
| Remuneration, social security and pensions62 | - | €97 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26,283 | €21,374 | €17,590 | €37,263 | €60,385 | ▲ 62.0% |
| Other operating charges640/8 | - | €3,372 | €708 | €1,141 | €2,281 | ▲ 100% |
| Non-recurring operating charges66A | - | - | - | - | €231,920 | - |
| Gross operating margin9900 | €181,837 | €46,602 | €590,763 | €411,531 | €916,310 | ▲ 123% |
| Operating profit (loss)9901 | €110,503 | €21,758 | €572,465 | €373,128 | €621,724 | ▲ 66.6% |
| Financial income75/76B | - | €181,904 | €231,917 | €155,201 | €347,637 | ▲ 124% |
| Recurring financial income75 | €20,058 | €181,904 | €231,917 | €155,201 | €347,637 | ▲ 124% |
| Financial charges65/66B | - | €61,650 | €113,838 | €231,097 | €289,890 | ▲ 25.4% |
| Recurring financial charges65 | €68,645 | €61,650 | €113,838 | €231,097 | €289,890 | ▲ 25.4% |
| Profit (loss) for the period before taxes9903 | €61,916 | €142,012 | €690,544 | €297,232 | €679,471 | ▲ 129% |
| Income taxes67/77 | €17,320 | €27,537 | €197,195 | €81,656 | €194,944 | ▲ 139% |
| Profit (loss) for the period9904 | €44,596 | €114,476 | €493,349 | €215,576 | €484,527 | ▲ 125% |
| Profit (loss) for the period to be appropriated9905 | €44,596 | €114,476 | €493,349 | €215,576 | €484,527 | ▲ 125% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.2m | €4.5m | €4.3m | €4.3m | €6.0m | ▲ 38.7% |
| Fixed assets21/28 | €646,818 | €627,392 | €389,658 | €399,803 | €1.1m | ▲ 167% |
| Tangible fixed assets22/27 | €642,021 | €622,595 | €384,861 | €395,006 | €1.1m | ▲ 169% |
| Land and buildings22 | - | €619,224 | €280,367 | €303,999 | €725,923 | ▲ 139% |
| Plant, machinery and equipment23 | - | - | - | €364 | €1,965 | ▲ 439% |
| Furniture and vehicles24 | - | €3,372 | €104,494 | €90,643 | €333,862 | ▲ 268% |
| Financial fixed assets28 | €4,797 | €4,797 | €4,797 | €4,797 | €4,797 | = |
| Current assets29/58 | €2.6m | €3.8m | €3.9m | €3.9m | €4.9m | ▲ 25.5% |
| Stocks and contracts in progress3 | €678,753 | €1.3m | €854,701 | €994,112 | €378,318 | ▼ 61.9% |
| Stocks30/36 | - | €1.3m | €854,701 | €994,112 | €378,318 | ▼ 61.9% |
| Amounts receivable within one year40/41 | €425,726 | €342,700 | €251,854 | €225,460 | €1.3m | ▲ 487% |
| Trade receivables40 | - | €318,496 | €132,381 | €180,732 | €1.3m | ▲ 625% |
| Other amounts receivable41 | - | €24,204 | €119,473 | €44,727 | €14,120 | ▼ 68.4% |
| Current investments50/53 | €897,635 | €2.1m | €2.6m | €2.6m | €2.8m | ▲ 7.3% |
| Cash at bank and in hand54/58 | €548,620 | €51,503 | €272,215 | €77,190 | €398,104 | ▲ 416% |
| Deferred charges and accrued income490/1 | - | €6,331 | €8,201 | €7,677 | €9,375 | ▲ 22.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.2m | €4.5m | €4.3m | €4.3m | €6.0m | ▲ 38.7% |
| Equity10/15 | €2.7m | €2.3m | €2.7m | €2.9m | €3.0m | ▲ 4.1% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Revaluation surpluses12 | - | - | €91,404 | €140,351 | €104,465 | ▼ 25.6% |
| Reserves13 | €1.1m | €746,810 | €886,810 | €910,810 | €810,810 | ▼ 11.0% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | €744,950 | €884,950 | €910,810 | €810,810 | ▼ 11.0% |
| Profit (loss) carried forward14 | €1.4m | €1.5m | €1.7m | €1.8m | €2.1m | ▲ 13.8% |
| Amounts payable17/49 | €534,733 | €2.2m | €1.6m | €1.4m | €2.9m | ▲ 110% |
| Amounts payable after more than one year17 | - | - | €248,276 | €230,552 | €548,818 | ▲ 138% |
| Financial debts170/4 | - | - | €248,276 | €230,552 | €548,818 | ▲ 138% |
| Amounts payable within one year42/48 | €532,084 | €2.2m | €1.4m | €1.1m | €2.4m | ▲ 109% |
| Current portion of amounts payable after more than one year42 | - | €1.7m | €1.1m | €366,247 | €397,257 | ▲ 8.5% |
| Financial debts43 | - | - | - | €542,761 | €657,399 | ▲ 21.1% |
| Credit institutions430/8 | - | - | - | €542,761 | €657,399 | ▲ 21.1% |
| Trade debts44 | €287,697 | €52,105 | €227,887 | €233,368 | €1.1m | ▲ 363% |
| Suppliers440/4 | - | €52,105 | €227,887 | €233,368 | €1.1m | ▲ 363% |
| Advances received on contracts in progress46 | - | - | - | - | €102,790 | - |
| Taxes, remuneration and social security45 | - | €61,030 | €10,332 | - | €149,626 | - |
| Taxes450/3 | - | €61,030 | €10,332 | - | €149,626 | - |
| Other amounts payable47/48 | - | €374,300 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €2,723 | €4,112 | €23,153 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,596 | €114,476 | €493,349 | €215,576 | €484,527 | ▲ 125% |
| + Depreciation and write-downs630 | €26,283 | €21,374 | €17,590 | €37,263 | €60,385 | ▲ 62.0% |
| Operating cash flow (approximation) | €70,878 | €135,850 | €510,940 | €252,839 | €544,912 | ▲ 116% |
| Investment in fixed assets (approximation) | - | -€1,949 | €220,144 | -€47,408 | -€727,129 | ▼ 1,434% |
| Change in cash | - | -€497,116 | €220,712 | -€195,025 | €320,914 | ▲ 265% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
08-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
18-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Weakest financial yearnet €44,596 ▼82.6%
Net result drops to €44,596, the lowest in the series; recovery starts the following year.
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
07-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 2 establishment units since 2006
Ground area
7,652 m²
Building footprint
1,239 m²
Volume, LiDAR
2,005 m³
2 parcels, Flanders · tallest building 19.9 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
Vigilo
since 20062.153.593.802
Vigilo bv
since 20252.373.762.026
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24062A1103/00B000 | Flanders | 4,582 m² | 1 · 900 m² | - |
| 24051B0208/00A000 | Flanders | 3,070 m² | 1 · 339 m² | 19.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900D1Y6QLR02BKG26
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Of 2,129 companies in sector 46711 we hold annual accounts for 1,128. 394 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-04-2006
Fiscal year end30-06
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0881075249
Also
9925:BE0881075249
Registered
16-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.