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Complete company report
Generated 28-08-2026
Active BE 0448.435.255Public limited company

GARAGE LALIEUX

Avenue des Combattants 255 ·1490 Court-Saint-Etienne, Belgium· 33 yrs active
Sector: Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton) (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of GARAGE LALIEUX is 0.6% (low). The 2023 annual accounts show equity of €466k and a net result of €61k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 5809 sector peers (fiscal year 2023). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €466k
Net result €61k
Staff (FTE) 3
Better than sector 86%
Financial profile 5 of 5 axes measured · computed by Checked
Health100Profitability66Solvency100Growth32Stability100
80 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 66
Solvency 100
Growth 32
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1992, 33 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 30-08-2024 with the NBB · fiscal year 2023 · micro
€-200k€0€200k€400kOperating result 2019: €3k€3kNet result 2019: €411k€411kOperating result 2020: €35k€35kNet result 2020: €439k€439kOperating result 2021: €-75k€-75kNet result 2021: €-83k€-83kOperating result 2022: €-11k€-11kNet result 2022: €-20k€-20kOperating result 2023: €67k€67kNet result 2023: €61k€61k20192020202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~2.9%/year over 6 fiscal years, indicative, assuming unchanged policy.
€200k€300k€400k€500k2024: €408k (€359k - €456k)2025: €394k (€316k - €472k)2026: €380k (€273k - €487k)2018: €487k2019: €479k2020: €507k2021: €425k2022: €405k2023: €466k201820192020202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 65.7% 20.0%
better than 86% of 5809 sector peers
Net result €61k €3k
better than 93% of 5789 sector peers
Equity €466k €15k
better than 95% of 5817 sector peers
Gross operating margin €222k €23k
better than 95% of 5763 sector peers
Staff costs €147k €33k
higher than 92% of 2600 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€70k
+14281.0% 18-23
Net profit
€61k
- 18-23
Cash flow
€64k
- 18-23
Total assets
€709k
+19.3% 18-23
Equity
€466k
+15.1% 18-23
Working capital
€442k
+16.4% 18-23
Employees (FTE)
3
-6.3% 18-23
Staff costs
€147k
+2.6% 18-23
Show 11 other metrics
Income taxes
€120
-7.7% 18-23
Debt
€243k
+28.4% 18-23
Debt ≤ 1y
€243k
+28.4% 18-23
Debt > 1y
€2k
-78.5% 18-23
Current ratio
2.82
-6.2% 18-23
Quick ratio
1.76
+7.4% 18-23
Solvency
65.7%
-3.5% 18-23
Debt / equity
0.52
+11.5% 18-23
ROE
13.1%
- 18-23
ROA
8.6%
- 18-23
Interest coverage
11.78
+20008.6% 18-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€70k
Net profit€61k
Cash flow€64k
Staff costs€147k
Income taxes€120
Dividends-
Total assets€709k
Equity€466k
Debt€243k
of which ≤ 1y€243k
of which > 1y-
Working capital€442k
Employees (FTE)3.0
Ratios (computed)
2023
Current ratio2.82
Quick ratio1.76
Working capital ratio62.3%
Solvency65.7%
Debt / equity0.52
Long-term debt ratio-
Interest coverage11.78
Gross margin-
Net margin-
ROA8.6%
ROE13.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€709k
Fixed assets 21/28€24k
Tangible fixed assets 22/27€24k
Financial fixed assets 28€259
Current assets 29/58€685k
Stocks & contracts in progress 3€258k
Amounts receivable within one year 40/41€386k
Cash & bank 54/58€30k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€709k
Equity 10/15€466k
Contributions / capital 10/11€62k
Reserves 13€6k
Accumulated profits (losses) 14€398k
Amounts payable 17/49€243k
Amounts payable within one year 42/48€243k
Trade debts payable within one year 44€50k
Income statement
Gross operating margin 9900€222k
Operating result 9901€67k
Financial charges 65€6k
Result before taxes 9903€61k
Income taxes 67/77€120
Net result for the period 9904€61k
Result to be appropriated 9905€61k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • LALIEUX Stéphan Jacques Victor Alfred
    Director
    State Gazette act 25067113 (26-05-2025)
    Current
    26-05-2025 → present
  • LALIEUX Tanguy Freddy Jacques
    Director
    State Gazette act 25067113 (26-05-2025)
    Current
    26-05-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811)
Legal form Public limited company(014)
Incorporation30-10-1992
StatusActive
Postal code1490
Establishment units 1 location
Avenue des Combattants 255, 1490 Court-Saint-Etienne
Personenvervoer over zee- en kustwateren
since 19922.059.624.358
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25023H0197/00S000 Wallonia 3,792 m² 1 · 873 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
26-05-2025
State Gazette act Director changes
Adrien Navez
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
27-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
26-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
29-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
31-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
31-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
31-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
27-08-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
26-05-2025 2 directors appointed Director changes·Adrien Navez
  • LALIEUX Stéphan Jacques Victor Alfred, Bestuurder
  • LALIEUX Tanguy Freddy Jacques, Bestuurder
Notary: Adrien Navez · Walhain
Technical details 
{
  "events": [
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      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "LALIEUX St\u00E9phan Jacques Victor Alfred",
        "address": "1490 Court-Saint-Etienne, Rue de M\u00E9rivaux 55",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "LALIEUX Tanguy Freddy Jacques",
        "address": "1490 Court-Saint-Etienne, Avenue de Wisterz\u00E9e 15",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Adrien Navez",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Walhain",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-05-26",
    "filing_date": "2025-03-18",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-03-18",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0448.435.255",
    "name_full": "GARAGE LALIEUX",
    "legal_form": "SA"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "une exp\u00E9dition du proc\u00E8s-verbal",
    "le texte coordonn\u00E9 des statuts"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Onderhoud en reparatie van auto's50200Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311
Primary activity highlighted.
Names & trade names
Legal nameFR GARAGE LALIEUX
Registered office
Avenue des Combattants 255
1490 Court-Saint-Etienne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative