Active BE 0695.830.290Private limited company

Garage Geudens

Welvaartsstraat 2 ·2381 Ravels, Belgium· 8 yrs active

Sector: Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton) (95311)

Conclusion Checked

The computed 12-month bankruptcy probability of Garage Geudens is 0.5% (very low). The 2024 annual accounts show equity of €280k and a net result of €66k. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 925 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.

Key figures

Equity	€280k
Net result	€66k
Better than sector	91%
Active	8 yrs

Financial profile 5 of 5 axes measured · computed by Checked

96 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 100

Solvency 100

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.5% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2018, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview6 NBB filings

Annual accounts filed on 23-09-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~25.8%/year over 6 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 95 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	74.4%	24.6%	better than 91% of 925 sector peers
Net result	€66k	€5k	better than 92% of 921 sector peers
Equity	€280k	€17k	better than 95% of 926 sector peers
Gross operating margin	€111k	€27k	better than 83% of 920 sector peers
Total assets	€376k	€80k	better than 89% of 925 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€104k

+35.8% 19-24

Net profit

€66k

+72.6% 19-24

Cash flow

€85k

+43.9% 19-24

Total assets

€376k

+18.2% 19-24

Equity

€280k

+28.3% 19-24

Working capital

€241k

+49.5% 19-24

Income taxes

€18k

+6.5% 19-24

Debt

€96k

-3.9% 19-24

Show 9 other metrics

Debt ≤ 1y

€96k

-3.9% 19-24

Debt > 1y

€636

-92.3% 19-24

Current ratio

3.50

+34.2% 19-24

Quick ratio

1.77

+101.1% 19-24

Solvency

74.4%

+8.6% 19-24

Debt / equity

0.34

-25.1% 19-24

ROE

23.5%

+34.5% 19-24

ROA

17.5%

+46.1% 19-24

Interest coverage

881.22

+147.2% 19-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€104k
Net profit	€66k
Cash flow	€85k
Staff costs	-
Income taxes	€18k
Dividends	-
Total assets	€376k
Equity	€280k
Debt	€96k
of which ≤ 1y	€96k
of which > 1y	-
Working capital	€241k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	3.50
Quick ratio	1.77
Working capital ratio	64.0%
Solvency	74.4%
Debt / equity	0.34
Long-term debt ratio	-
Interest coverage	881.22
Gross margin	-
Net margin	-
ROA	17.5%
ROE	23.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €39k · 10.3% Current assets €337k · 89.7%

Equity & liabilities

Equity €280k · 74.4% Debt €96k · 25.6%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€376k
Fixed assets	21/28	€39k
Tangible fixed assets	22/27	€39k
Current assets	29/58	€337k
Stocks & contracts in progress	3	€167k
Amounts receivable within one year	40/41	€36k
Cash & bank	54/58	€134k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€376k
Equity	10/15	€280k
Contributions / capital	10/11	€10k
Reserves	13	€2k
Accumulated profits (losses)	14	€267k
Amounts payable	17/49	€96k
Amounts payable within one year	42/48	€96k
Trade debts payable within one year	44	€25k
Income statement
Gross operating margin	9900	€111k
Operating result	9901	€84k
Financial income	75	€45
Financial charges	65	€118
Result before taxes	9903	€84k
Income taxes	67/77	€18k
Net result for the period	9904	€66k
Result to be appropriated	9905	€66k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)(95311)
Legal form	Private limited company(610)
Incorporation	09-05-2018
Status	Active
Postal code	2381

Establishment units 1 location

Garage Geudens BVBA

Welvaartsstraat 2, 2381 RavelsGroothandel in auto's en lichte bestelwagens (= 3,5 ton)

since 20182.275.890.511

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13048D0761/00R006	Flanders	1,198 m²	1 · 205 m²	4.8 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

23-09-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

29-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

30-11-2023

State Gazette act Director changes

Lien Boenders

29-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

15-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

31-08-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

15-10-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

30-11-2023 Discharge granted to the board Director changes·Lien Boenders

Notary: Lien Boenders · Beerse

Original publication ↗

Technical details

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    "name": "Lien Boenders",
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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811

Primary activity highlighted.

Names & trade names

Legal nameNL

Garage Geudens

Registered office

Welvaartsstraat 2

2381 Ravels, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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