GARAGE AUTOHANDEL DECUYPERE
ActiveSummary
GARAGE AUTOHANDEL DECUYPERE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €267k and a net result of €15k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 74% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-10
Solvency86▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 2.98 against 3.45 in 2024; short-term debt: 23.3% and cash: 45.1% of total assets), and 38.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.4%
Return on assets
3.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
52 d early
2023
31 d early
2022
25 d early
2021
26 d early
2020
52 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€267k▼ 2.1%
2024 · €273k
2018: €158k
2019: €173k
2020: €192k
2021: €207k
2022: €207k
2023: €233k
2024: €273k
2018 → 2025
Total assets
€435k▼ 10.3%
2024 · €484k
2018: €289k
2019: €342k
2020: €353k
2021: €418k
2022: €390k
2023: €374k
2024: €484k
2018 → 2025
Net result
€15k▼ 72.4%
2024 · €56k
2018: €4k
2019: €17k
2020: €21k
2021: €16k
2022: €487
2023: €38k
2024: €56k
2018 → 2025
Working capital
€201k▼ 14.5%
2024 · €234k
2018: €141k
2019: €192k
2020: €227k
2021: €261k
2022: €227k
2023: €243k
2024: €234k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€207k-€207k▲ 0.2%€233k▲ 12.7%€273k▲ 16.8%€267k▼ 2.1%
Operating result€31k-€6k▼ 79.9%€59k▲ 864%€79k▲ 34.4%€29k▼ 64.1%
Net result€16k-€487▼ 96.9%€38k▲ 7,601%€56k▲ 49.2%€15k▼ 72.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €435k
Fixed assets
€133k ▼ 13.9%
Current assets
€302k ▼ 8.6%
Equity and liabilities €435k
Equity
€267k ▼ 2.1%
Provisions
€5k ▼ 23.4%
Debt
€163k ▼ 20.7%
Debt's share of the balance-sheet total falls from 42.3% to 37.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€54k▼
2024 · €103k
Cash flow
€41k▼
2024 · €79k
Current ratio
2.98▼
2024 · 3.45
Quick ratio
2.17▲
2024 · 1.93
Debt to equity
0.61▼
2024 · 0.75
ROE
5.8%▼
2024 · 20.5%
ROA
3.6%▼
2024 · 11.6%
Interest coverage
8.13▼
2024 · 17.38
Debt ≤ 1 year
€101k▲
2024 · €96k
Debt > 1 year
€57k▼
2024 · €105k
Income taxes
€8k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€484k€435k▼
Fixed assets21/28€154k€133k▼
Tangible fixed assets22/27€154k€133k▼
Land and buildings22€19k€17k▼
Plant, machinery and equipment23€14k€13k▼
Furniture and vehicles24€47k€35k▼
Other tangible fixed assets26€75k€68k▼
Current assets29/58€330k€302k▼
Stocks and contracts in progress3€146k€82k▼
Stocks30/36€146k€82k▼
Amounts receivable within one year40/41€17k€23k▲
Trade receivables40€11k€23k▲
Other amounts receivable41€6k€37▼
Cash at bank and in hand54/58€167k€196k▲
Deferred charges and accrued income490/1€884€1k▲
Equity and liabilities
Total equity and liabilities10/49€484k€435k▼
Equity10/15€273k€267k▼
Contributions10/11€121k€121k=
Reserves13€152k€146k▼
Tax-exempt reserves132€19k€14k▼
Distributable reserves133€133k€132k▼
Provisions and deferred taxes16€7k€5k▼
Deferred taxes168€7k€5k▼
Amounts payable17/49€205k€163k▼
Amounts payable after more than one year17€105k€57k▼
Financial debts170/4€105k€57k▼
Amounts payable within one year42/48€96k€101k▲
Current portion of amounts payable after more than one year42€45k€71k▲
Trade debts44€12k€6k▼
Suppliers440/4€12k€6k▼
Taxes, remuneration and social security45€21k€3k▼
Taxes450/3€18k€3k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€18k€21k▲
Accrued charges and deferred income492/3€4k€5k▲
Income statement
Code20242025
Non-recurring operating income76A€28k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€25k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€107k€58k▼
Operating profit (loss)9901€79k€29k▼
Financial income75/76B€11€11▲
Recurring financial income75€11€11▲
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€74k€22k▼
Transfer from deferred taxes780€1k€2k▲
Transfer to deferred taxes680€6k-
Income taxes67/77€13k€8k▼
Profit (loss) for the period9904€56k€15k▼
Transfer from tax-exempt reserves789€3k€4k▲
Transfer to tax-exempt reserves689€22k-
Profit (loss) for the period to be appropriated9905€37k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€20k▼
Transfer from equity791/2€17k€21k▲
Transfer to equity691/2€37k€20k▼
To other reserves6921€37k€20k▼
Profit to be distributed694/7€17k€21k▲
Return on contributions (dividend)694€17k€21k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €56k ▲49.2%
Operating result €79k, net result €56k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €487 ▼96.9%
Net result drops to €487, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €207k ▲7.4%
4 profitable years in a row build equity to €207k.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 175 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijksestraat 618890 MoorsledeGround area
1,195 m²
Building footprint
517 m²
Volume, LiDAR
2,747 m³
Parcel 36003B0078/00L005, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DECUYPERE
since 20032.123.211.224
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36003B0078/00L005 | Flanders | 1,195 m² | 1 · 517 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GARAGE HOSSAY
BE 0424.663.426
Herve · Eq €267,053
FAZ CARS
BE 0728.503.751
Herstal · Eq €267,461
MTS-VERLINDEN
BE 0474.143.522
Londerzeel · Eq €267,475
82 Motors
BE 0670.688.880
Tielt · Eq €266,379
GARAGE ROROX
BE 0438.793.158
Bilzen-Hoeselt · Eq €266,266
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 3,687 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2003
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.