Galot Consulting
ActiveGalot Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €54k and a net result of €-2k. Equity is shrinking by ~5% per year across the filed fiscal years. Its solvency ranks better than 53% of 7974 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
30 d late
2023
130 d late
2022
144 d late
2021
52 d late
2020
26 d late
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▼ 3.1%
2024 · €56k
2018: €73k
2019: €74k
2020: €74k
2021: €63k
2022: €42k
2023: €42k
2024: €56k
2018 → 2025
Net result
€-2k
2024 · €14k
2018: €16k
2019: €15k
2020: €-12k
2021: €1k
2022: €-21k
2023: €68
2024: €14k
2018 → 2025
Total assets
€99k▼ 11.0%
2024 · €111k
2018: €114k
2019: €134k
2020: €134k
2021: €128k
2022: €104k
2023: €85k
2024: €111k
2018 → 2025
Solvency
54.9%▲ 4.5pp
2024 · 50.4%
2018: 64.3%
2019: 55.2%
2020: 55.2%
2021: 49.1%
2022: 40.3%
2023: 49.3%
2024: 50.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€42k▼ 33.8%€42k▲ 0.2%€56k▲ 33.3%€54k▼ 3.1%
Operating result€2k-€-21k€269€17k▲ 6,259%€-317
Net result€1k-€-21k€68€14k▲ 20,270%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €317 after €17k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€35k▼ 30.3%
Current assets
€63k▲ 5.2%
Equity and liabilities €99k
Equity
€54k▼ 3.1%
Debt
€44k▼ 19.0%
The debt ratio falls from 49.6% to 45.1%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
54.9%▲
2024 · 50.4%
ROE
-3.2%▼
2024 · 25.0%
ROA
-1.8%▼
2024 · 12.6%
Debt
€44k▼
2024 · €55k
Debt ≤ 1 year
€33k▲
2024 · €29k
Debt > 1 year
€12k▼
2024 · €25k
Income taxes
€353▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€111k€99k▼
Fixed assets21/28€51k€35k▼
Tangible fixed assets22/27€51k€35k▼
Land and buildings22€6k€6k=
Furniture and vehicles24€44k€29k▼
Current assets29/58€60k€63k▲
Amounts receivable within one year40/41€51k€60k▲
Trade receivables40€24k€35k▲
Other amounts receivable41€28k€26k▼
Cash at bank and in hand54/58€7k€1k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€111k€99k▼
Equity10/15€56k€54k▼
Contributions10/11€6k€6k=
Reserves13€46k€46k=
Tax-exempt reserves132€5k€5k=
Distributable reserves133€41k€41k=
Profit (loss) carried forward14€4k€2k▼
Amounts payable17/49€55k€44k▼
Amounts payable after more than one year17€25k€12k▼
Financial debts170/4€25k€12k▼
Amounts payable within one year42/48€29k€33k▲
Current portion of amounts payable after more than one year42€18k€14k▼
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€440€1k▲
Suppliers440/4€440€1k▲
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€11k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€15k▲
Other operating charges640/8€1k€760▼
Gross operating margin9900€31k€16k▼
Operating profit (loss)9901€17k€-317▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€17k€-1k▼
Income taxes67/77€3k€353▼
Profit (loss) for the period9904€14k€-2k▼
Profit (loss) for the period to be appropriated9905€14k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€2k▼
Profit (loss) brought forward from the previous period14P€4k€4k=
Transfer to equity691/2€14k-
To other reserves6921€14k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
08-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 130 days late
2023
31-12
Financial
Back to profitnet €68
Net result €68 after one loss-making year.
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 144 days late
2022
31-12
Financial
Weakest financial yearnet €-21k ▼1580%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 52 days late
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 54 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
13-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lintsesteenweg 7612540 HoveGround area
2,792 m²
Building footprint
135 m²
Volume, LiDAR
641 m³
Parcel 11021C0098/00Z002, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GALOT CONSULTING
since 20032.132.503.131
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021C0098/00Z002 | Flanders | 2,792 m² | 1 · 135 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 10,614 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2003
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.