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GALLIA-CO

Active
Private limited companyfounded 2021active for 5 yearsRue Ferrer 92, 4100 Seraing, BelgiumKBO/BCE: BE 0764.726.521
Summary

The computed 12-month bankruptcy probability of GALLIA-CO is 2.6% (moderate). The 2025 annual accounts show equity of €19,674 and a net result of -€15,507. Equity is growing by about 25% per year across the filed financial years. Its solvency ranks better than 37% of 516 sector peers (NACE 42, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Civil engineering
NACE 42120
1 site
Size
€68,316total assets 2025
Equity
€19,674
Loss
-€15,507
Turnover not published (abbreviated or micro format)
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.6%
Structure
Accounts filed 26 days late1 of 3 deeds read
Why 50raises riskLatest accounts 26 days late; 1 of the last 3 lateFounded in 2021Liquidity: current ratio 1.13, cash €731, halvedLoss of €15,507 (financial year 2025)Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 15% of its sector peers (NACE 42, micro)
Financial strength · tick = 2024
Weak
Solvency 54-29
equity 28.8% of total assets
Liquidity 13-24
short-term debt 71.2% · cash 1.1%
Profitability 0-100
return on assets -22.7%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,866 companies, NACE 42, micro)
Last 24 months 11-2024: 9.4%highest value 12-2024: 9.3%▼ -0.1 percentage points vs 11-2024 01-2025: 9.3%● unchanged vs 12-2024 02-2025: 9.3%● unchanged vs 01-2025 03-2025: 9.3%● unchanged vs 02-2025 04-2025: 9.3%● unchanged vs 03-2025 05-2025: 6.6%▼ -2.7 percentage points vs 04-2025 06-2025: 6.4%▼ -0.2 percentage points vs 05-2025 07-2025: 6.3%▼ -0.1 percentage points vs 06-2025 08-2025: 7.6%▲ +1.3 percentage points vs 07-2025 09-2025: 2.9%▼ -4.7 percentage points vs 08-2025 10-2025: 2.9%● unchanged vs 09-2025 11-2025: 2.9%● unchanged vs 10-2025 12-2025: 2.9%● unchanged vs 11-2025 01-2026: 2.9%● unchanged vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 2.9%● unchanged vs 02-2026 04-2026: 3.2%▲ +0.3 percentage points vs 03-2026 05-2026: 3.8%▲ +0.6 percentage points vs 04-2026 06-2026: 3.8%● unchanged vs 05-2026 07-2026: 3.8%● unchanged vs 06-2026 08-2026: 2.7%▼ -1.1 percentage points vs 07-2026 09-2026: 2.6%▼ -0.1 percentage points vs 08-2026 10-2026: 2.6%● unchanged vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.13, compared with 1.4 in 2024, below the usual 1.5; short-term debt: 71.2% and cash: 1.1% of total assets), and 71.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro): better than 33% on solvency, 8% on liquidity, 5% on profitability and 13% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises riskneutral
raises risk · Latest accounts 26 days late; 1 of the last 3 late
NBB · filings
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 1.13, cash €731, halved
NBB · annual accounts
raises risk · Loss of €15,507 (financial year 2025)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
26 days late
2024
22 days late
2023
265 days late
2021
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 85 days after the deadline; the sector median (NACE 42) for financial year 2024 is 2 days before the deadline, and 41% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
17-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. General meeting · Registered-office moveAmendment of the articles ·…
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Weakest financial yearnet -€15,507

Key points

  • Caution: Among the weakest 14% on net resultsector median €41,049 · 514 companies -€15,507 View
  • Total assets 20254 financial years filed €68,316 View
  • Active since 2021founded 06-03-2021 5 years View

By topic

Financials

Financial year
2025
Total assets
€68,316
Loss
-€15,507
Solvency
28.8%
Total assets▲ 12.9%
Net result
20212025
Go to Financials

Timeline

Events
7
Since
2022
Next accounts
by 31-07-2027
  1. 22-08-2025Annual accounts filed
  2. 22-04-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Civil engineeringNACE 42120
Founded
06-03-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
30
Who signs
Each director alone
Annual meeting
First Friday of June at 18:00
Purpose
Het creëren, confectioneren, herstellen en verkopen (zowel detailhandel als groothandel)…
Go to Articles of association

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