Active BE 0761.807.316Private limited company

Gajane Belgium

Zwartven 25 ·2910 Essen, Belgium· 5 yrs active

Sector: Groothandel in tabaksproducten (46350)

Conclusion Checked

The computed 12-month bankruptcy probability of Gajane Belgium is 3.7% (moderate). The 2022 annual accounts show equity of €27k and a net result of €-18k. Its solvency ranks better than 57% of 2415 sector peers (fiscal year 2022). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€27k
Net result	€-18k
Staff (FTE)	1
Better than sector	57%

Financial profile 5 of 5 axes measured · computed by Checked

44 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 37

Profitability 0

Solvency 58

Growth 32

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

3.7% Moderate

0%0,5%1,5%4%10%≥25%

Annual accounts: weaker financial profile +Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2022 · computed

37 / 100 Weak

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 17-08-2023 with the NBB · fiscal year 2022 · micro

Operating resultNet result

Sector comparison

Fiscal year 2022 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	32.7%	25.3%	better than 57% of 2415 sector peers
Net result	€-18k	€4k	better than 14% of 2416 sector peers
Equity	€27k	€21k	better than 55% of 2422 sector peers
Gross operating margin	€82k	€18k	better than 82% of 2408 sector peers
Staff costs	€49k	€28k	higher than 70% of 650 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-16k

- 21-22

Net profit

€-18k

-15.0% 21-22

Cash flow

€-17k

- 21-22

Total assets

€83k

+14.2% 21-22

Equity

€27k

-39.1% 21-22

Working capital

€18k

-52.4% 21-22

Employees (FTE)

1

0.0% 21-22

Staff costs

€49k

+34.8% 21-22

Show 10 other metrics

Income taxes

€295

+563.8% 21-22

Debt

€56k

+98.6% 21-22

Debt ≤ 1y

€56k

+98.9% 21-22

Current ratio

1.33

-43.9% 21-22

Quick ratio

1.18

-50.3% 21-22

Solvency

32.7%

-46.7% 21-22

Debt / equity

2.06

+226.2% 21-22

ROE

-64.3%

-89.0% 21-22

ROA

-21.0%

-0.8% 21-22

Interest coverage

-22.57

- 21-22

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2022
Deposit	micro
Revenue	-
EBITDA	€-16k
Net profit	€-18k
Cash flow	€-17k
Staff costs	€49k
Income taxes	€295
Dividends	-
Total assets	€83k
Equity	€27k
Debt	€56k
of which ≤ 1y	€56k
of which > 1y	-
Working capital	€18k
Employees (FTE)	1.0

Ratios (computed)

	2022
Current ratio	1.33
Quick ratio	1.18
Working capital ratio	22.0%
Solvency	32.7%
Debt / equity	2.06
Long-term debt ratio	-
Interest coverage	-22.57
Gross margin	-
Net margin	-
ROA	-21.0%
ROE	-64.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2022

Assets

Fixed assets €9k · 10.7% Current assets €75k · 89.3%

Equity & liabilities

Equity €27k · 32.7% Debt €56k · 67.3%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€83k
Fixed assets	21/28	€9k
Intangible fixed assets	21	€3k
Financial fixed assets	28	€6k
Current assets	29/58	€75k
Stocks & contracts in progress	3	€9k
Amounts receivable within one year	40/41	€62k
Cash & bank	54/58	€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€83k
Equity	10/15	€27k
Contributions / capital	10/11	€60k
Accumulated profits (losses)	14	€-33k
Amounts payable	17/49	€56k
Amounts payable within one year	42/48	€56k
Trade debts payable within one year	44	€39k
Income statement
Gross operating margin	9900	€82k
Operating result	9901	€-17k
Financial income	75	€23
Financial charges	65	€719
Result before taxes	9903	€-17k
Income taxes	67/77	€295
Net result for the period	9904	€-18k
Result to be appropriated	9905	€-18k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Groothandel in tabaksproducten(46350)
Legal form	Private limited company(610)
Incorporation	19-01-2021
Status	Active
Postal code	2910

Establishment units 1 location

Gajane Belgium

Zwartven 25, 2910 EssenGroothandel in bloemen en planten

since 20212.312.394.084

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11642D0113/00Y023	Flanders	624 m²	1 · 160 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023

17-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

04-10-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Groothandel in tabaksproducten46350Groothandel in tabaksproducten46350Groothandel in bloemen en planten46220Groothandel in bloemen en planten46220Groothandel in groenten en fruit, m.u.v. consumptieaardappelen46319Groothandel in groenten en fruit, muv consumptieaardappelen46319Groothandel in dranken, algemeen assortiment46349Groothandel in dranken, algemeen assortiment46349

Primary activity highlighted.

Names & trade names

Legal nameNL

Gajane Belgium

Registered office

Zwartven 25

2910 Essen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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