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Complete company report
Generated 26-07-2026
Active BE 0442.736.110Public limited company

GAFFINA

Rue de l'Expansion 21 ·4460 Grâce-Hollogne, Belgium· 35 yrs active
Sector: Retail trade (47521)
Conclusion Checked

The computed 12-month bankruptcy probability of GAFFINA is 0.5% (very low). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 35 yrs
Board 3
Locations 1
Publications 4
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1990, 35 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2023 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2023 micro 29-10-2024 2024-00517145
31-12-2022 micro 22-09-2023 2023-00451137
31-12-2021 micro 30-07-2022 2022-20272098
31-12-2020 micro 31-07-2021 2021-45900094
31-12-2019 micro 11-06-2020 2020-16400141
31-12-2018 micro 29-07-2019 2019-41800440
31-12-2017 micro 15-06-2018 2018-18800161
31-12-2016 micro 30-06-2017 2017-27300599
31-12-2015 volledig 26-08-2016 2016-48700428
31-12-2014 volledig 31-08-2015 2015-57000227
Directors & mandates 3 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (24454912). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • CANDELA Antonino
    Director
    State Gazette act 24454912 (24-12-2024)
    Current
    19-12-2024 → present
  • CANDELA Francesco
    Director
    State Gazette act 24454912 (24-12-2024)
    Current
    19-12-2024 → present
  • CANDELA Salvatore
    Director
    State Gazette act 24454912 (24-12-2024)
    Current
    19-12-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Retail trade(47521)
Legal form Public limited company(014)
Incorporation12-12-1990
StatusActive
Postal code4460
Establishment units 1 location
Rue de l'Expansion 19, 4460 Grâce-Hollogne
de groothandel in garen
since 19962.075.121.394
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62054A0058/06_000 Wallonia 9,192 m² 1 · 1,565 m² 9.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
04-03-2026
State Gazette act Director changes
2024
24-12-2024
State Gazette act Director changes
v3.2
29-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
22-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
30-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
31-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
11-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
29-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
15-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
30-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
26-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
31-08-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
07-01-2014
State Gazette act Capital & shares
v3.2
2004
20-07-2004
State Gazette act Statutes amendment
v3.2
Belgisch Staatsblad, acts 4 acts
Capital history · 1
07-01-2014
v3.2
All acts · 4 updated 4 months ago
2026
04-03-2026 1 director appointed, 1 resigning Director changes
  • Amélie HABETS, Dagelijks bestuur
  • Salvatore CANDELA, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Salvatore CANDELA",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2026-02-02",
      "evidence_quote": "Ils actent, \u00E0 compter du 2 f\u00E9vrier 2026, la d\u00E9mission de Monsieur Salvatore CANDELA en sa qualit\u00E9 d\u0027administrateur de la Soci\u00E9t\u00E9.",
      "decharge_status": "provisional",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Salvatore CANDELA",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Ils lui accordent la d\u00E9charge provisoire pour l\u0027exercice de son mandat.",
      "decharge_status": "provisional",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "delegated_daily_management",
      "person": {
        "rrn": null,
        "name": "Am\u00E9lie HABETS",
        "address": null,
        "birth_date": null,
        "profession": "avocat",
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": null,
        "name": "elegis Verviers",
        "address": "4800 VERVIERS, Avenue de Spa, n\u00B046",
        "country": "BE",
        "legal_form": null
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Les actionnaires d\u00E9cident de donner pouvoir \u00E0 Am\u00E9lie HABETS, ou tout autre avocat du cabinet elegis Verviers, ayant fait \u00E9lection de domicile en leurs bureaux \u00E0 4800 VERVIERS, Avenue de Spa, n\u00B046 en vue d\u0027assurer les formalit\u00E9s n\u00E9cessaires en vue de la publication des pr\u00E9sentes d\u00E9cisions aux Annexes",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2026-03-04",
    "filing_date": "2026-02-02",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2026-02-02",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0442.736.110",
    "name_full": "GAFFINA",
    "legal_form": "SA"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Manon SCHOONBROOD",
    "org_rep_person_name": null,
    "person_role_at_subject": "Mandataire"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2024
24-12-2024 3 directors appointed Director changes
  • CANDELA Salvatore, Bestuurder
  • CANDELA Francesco, Bestuurder
  • CANDELA Antonino, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "CANDELA Salvatore",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-12-19",
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de la nomination des administrateurs (non statutaires), suivant, pour une dur\u00E9e de 6 ans \u00E0 partir de ce jour pour se terminer apr\u00E8s l\u2019assembl\u00E9e g\u00E9n\u00E9rale ordinaire de 2030 : - Monsieur CANDELA Salvatore, pr\u00E9cit\u00E9, ici pr\u00E9sent et qui accepte."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "CANDELA Francesco",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-12-19",
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de la nomination des administrateurs (non statutaires), suivant, pour une dur\u00E9e de 6 ans \u00E0 partir de ce jour pour se terminer apr\u00E8s l\u2019assembl\u00E9e g\u00E9n\u00E9rale ordinaire de 2030 : - Monsieur CANDELA Francesco, pr\u00E9cit\u00E9, ici pr\u00E9sent et qui accepte."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "CANDELA Antonino",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-12-19",
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de la nomination des administrateurs (non statutaires), suivant, pour une dur\u00E9e de 6 ans \u00E0 partir de ce jour pour se terminer apr\u00E8s l\u2019assembl\u00E9e g\u00E9n\u00E9rale ordinaire de 2030 : - Monsieur CANDELA Antonino, pr\u00E9cit\u00E9, ici pr\u00E9sent et qui accepte."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0442.736.110",
    "name_full": "GAFFINA",
    "legal_form": "SA"
  }
}
2014
07-01-2014 Capital increase of €266,000 to €328,500 Capital & shares
  • €62.500 → €328.500
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "amount": 266000,
      "currency": "EUR",
      "after_eur": 328500,
      "delta_eur": 266000,
      "before_eur": 62500,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2013-12-19",
      "evidence_quote": "d\u0027augmenter le capital \u00E0 concurrence de deux cent soixante-six mille euros (\u20AC 266.000,00) pour le porter de soixante-deux mille cing cents euros (\u20AC 62.500,00) \u00E0 trois cent vingt-huit mille cinq cents euros (\u20AC 328.500,00) par la cr\u00E9ation de sept mille trois cent (7.300) actions nouvelles... Ces actions ont \u00E9t\u00E9 souscrites en esp\u00E8ces",
      "contribution_type": "cash"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0442.736.110",
    "name_full": "GAFFINA",
    "legal_form": "SA"
  }
}
2004
20-07-2004 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2004-07-08",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0442.736.110",
    "name_full": "GAFFINA",
    "legal_form": "SA"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen, algemeen assortiment47521Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521Detailhandel in ijzerwaren, verf, bouwmaterialen (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte van minder dan 400 m252461
Primary activity highlighted.
Names & trade names
Legal nameFR GAFFINA
Registered office
Rue de l'Expansion 21
4460 Grâce-Hollogne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative