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Complete company report
Generated 03-09-2026
Active BE 0428.638.248Private limited company

GAF

Rue Pierre Broodcoorens 16 ·1310 La Hulpe, Belgium· 40 yrs active
Conclusion Checked

GAF has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.14M and a net result of €38k. The computed 12-month bankruptcy probability is 0.8% (low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €1.14M
Net result €38k
Active 40 yrs
Board 1
Financial profile 4 of 5 axes measured · computed by Checked
Health86Profitability17Solvency100Growth-Stability85
72 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 17
Solvency 100
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1986, 40 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview40 NBB filings
Annual accounts filed on 17-08-2026 with the NBB · fiscal year 2025 · micro schema
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€66k
Net profit€38k
Cash flow€68k
Staff costs-
Income taxes-
Dividends-
Total assets€1.19M
Equity€1.14M
Debt€45k
of which ≤ 1y€17k
of which > 1y€28k
Working capital€105k
Employees (FTE)-
Ratios (computed)
2025
Current ratio7.22
Quick ratio7.22
Working capital ratio8.9%
Solvency96.2%
Debt / equity0.04
Long-term debt ratio0.02
Interest coverage84.60
Gross margin-
Net margin-
ROA3.2%
ROE3.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1.19M
Fixed assets 21/28€1.07M
Tangible fixed assets 22/27€1.07M
Current assets 29/58€122k
Amounts receivable within one year 40/41€65k
Cash & bank 54/58€53k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.19M
Equity 10/15€1.14M
Contributions / capital 10/11€1.21M
Accumulated profits (losses) 14€-64k
Amounts payable 17/49€45k
Amounts payable after one year 17€28k
Amounts payable within one year 42/48€17k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€73k
Operating result 9901€35k
Financial income 75€3k
Financial charges 65€775
Result before taxes 9903€38k
Net result for the period 9904€38k
Result to be appropriated 9905€38k
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • PACE Pietro
    Director
    State Gazette act 24306829 (05-01-2024)
    Current
    05-01-2024 → present
    2 events
    • 05-01-2024 Resigned· Managing director
    • 05-01-2024 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Statutory auditor 1 auditor
Statutory auditor IRE/IBR number Tenure
SRL Michel WEBER, Reviseur d’EntreprisesCurrent
Company auditor · represented by Michel WEBER
 - 15-12-2023 → present
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation10-03-1986
StatusActive
Postal code1310
Establishment units 1 location
I TRULLI
Jourdanstraat 18, 1060 Sint-Gillis (bij-Brussel)restaurant van het traditionele type
since 19862.037.267.739
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
25050C0084/00W002 Wallonia 659 m² 1 · 77 m² -
21013B0005/00Y017 Brussels 172 m² 1 · 172 m² 16.1 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
17-08-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
02-02-2026
State Gazette act Registered-office change
v3.2
2025
07-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
06-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
05-01-2024
State Gazette act Statutes amendment
v3.2
2023
31-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
13-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
28-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
05-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-09-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
27-08-2019
State Gazette act Director changes
v3.2
2018
27-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
28-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
Address history · 1
02-02-2026
v3.2
All acts · 3 updated 7 months ago
2026
02-02-2026 Registered office moved from Saint-Gilles to La Hulpe Registered-office change
  • Rue Jourdan 18, 1060 Saint-Gilles → Rue Pierre Broodcoorens 16, 1310 La Hulpe
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "La Hulpe",
        "region": "Waals",
        "street": "Rue Pierre Broodcoorens",
        "country": "BE",
        "postcode": "1310",
        "box_number": "3",
        "street_number": "16"
      },
      "old_address": {
        "city": "Saint-Gilles",
        "region": "Brussels",
        "street": "Rue Jourdan",
        "country": "BE",
        "postcode": "1060",
        "box_number": null,
        "street_number": "18"
      },
      "effective_date": "2026-02-02",
      "evidence_quote": "l\u0027administrateur d\u00E9cide de transf\u00E9rer le si\u00E8ge social de la soci\u00E9t\u00E9 \u00E0 l\u0027adresse suivante: Rue Pierre Broodcoorens, 16- bo\u00EEte 3 1310 La Hulpe"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0428.638.248",
    "name_full": "GAF",
    "legal_form": "SRL"
  }
}
2024
05-01-2024 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": true,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2023-12-15",
    "legal_form_change": false
  },
  "bedrijfsrevisor": {
    "quote": "SRL \u201CMichel WEBER, Reviseur d\u2019Entreprises\u201D Repr\u00E9sent\u00E9e par Mr. Michel WEBER R\u00E9viseur d\u2019entreprises \u00BB",
    "firm_kbo": null,
    "firm_name": "SRL \u201CMichel WEBER, Reviseur d\u2019Entreprises\u201D",
    "ibr_number": null,
    "individual_name": "Michel WEBER"
  },
  "subject_company": {
    "kbo": "0428.638.248",
    "name_full": "I TRULLI",
    "legal_form": "SPRL"
  },
  "signature_regime": "solo",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2019
27-08-2019 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0428.638.248",
    "name_full": "I TRULLI",
    "legal_form": "SPRL"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR GAF
Registered office
Rue Pierre Broodcoorens 16 bus 3
1310 La Hulpe, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative