GAETAN ENGLEBERT
ActiveGAETAN ENGLEBERT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €10k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +34 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▲+34
Solvency98▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 7.27 against 9.21 in 2024), and 41.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.4%
Return on assets
4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
62 d early
2023
6 d late
2022
31 d late
2021
22 d late
2020
53 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€142k▲ 7.3%
2024 · €133k
2018: €49k
2019: €38k
2020: €65k
2021: €44k
2022: €182k
2023: €150k
2024: €133k
2018 → 2025
Total assets
€244k▲ 0.8%
2024 · €242k
2018: €709k
2019: €649k
2020: €547k
2021: €526k
2022: €378k
2023: €319k
2024: €242k
2018 → 2025
Net result
€10k
2024 · €-18k
2018: €32k
2019: €-11k
2020: €27k
2021: €-21k
2022: €137k
2023: €-31k
2024: €-18k
2018 → 2025
Working capital
€134k▼ 0.1%
2024 · €134k
2018: €-374k
2019: €-381k
2020: €-282k
2021: €-305k
2022: €200k
2023: €160k
2024: €134k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€182k▲ 309%€150k▼ 17.3%€133k▼ 11.8%€142k▲ 7.3%
Operating result€-12k-€191k€-25k€-11k▲ 56.2%€13k
Net result€-21k-€137k€-31k€-18k▲ 43.5%€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €244k
Fixed assets
€89k▼ 3.1%
Current assets
€155k▲ 3.2%
Equity and liabilities €244k
Equity
€142k▲ 7.3%
Debt
€101k▼ 7.1%
The debt ratio falls from 45.1% to 41.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€17k▲
2024 · €-8k
Cash flow
€13k▲
2024 · €-14k
Solvency
58.4%▲
2024 · 54.9%
Current ratio
7.27▼
2024 · 9.21
Quick ratio
7.27▼
2024 · 9.21
Debt / equity
0.71▼
2024 · 0.82
ROE
6.8%▲
2024 · -13.4%
ROA
4.0%▲
2024 · -7.4%
Interest coverage
3.79▲
2024 · -1.46
Debt
€101k▼
2024 · €109k
Debt ≤ 1 year
€21k▲
2024 · €16k
Debt > 1 year
€80k▼
2024 · €93k
Income taxes
€-785▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€242k€244k▲
Fixed assets21/28€92k€89k▼
Tangible fixed assets22/27€92k€89k▼
Land and buildings22€92k€88k▼
Furniture and vehicles24-€596
Current assets29/58€150k€155k▲
Amounts receivable within one year40/41€80k€95k▲
Trade receivables40€19k€15k▼
Other amounts receivable41€61k€80k▲
Cash at bank and in hand54/58€71k€60k▼
Equity and liabilities
Total equity and liabilities10/49€242k€244k▲
Equity10/15€133k€142k▲
Contributions10/11€15k€15k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Profit (loss) carried forward14€114k€124k▲
Amounts payable17/49€109k€101k▼
Amounts payable after more than one year17€93k€80k▼
Financial debts170/4€93k€80k▼
Amounts payable within one year42/48€16k€21k▲
Current portion of amounts payable after more than one year42€12k€13k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€1k€6k▲
Taxes450/3€1k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€-4k€20k▲
Operating profit (loss)9901€-11k€13k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-16k€9k▲
Income taxes67/77€1k€-785▼
Profit (loss) for the period9904€-18k€10k▲
Profit (loss) for the period to be appropriated9905€-18k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€114k€124k▲
Profit (loss) brought forward from the previous period14P€132k€114k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 9.21
Current ratio from 3.53 to 9.21; short-term debt falls from €64k to €16k.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Weakest financial yearnet €-31k ▼123%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €137k
Net result €137k after one loss-making year.
31-12
Financial
Liquidity times 71current ratio 3.53
Current ratio from 0.05 to 3.53; short-term debt falls from €321k to €79k.
31-12
Financial
Equity above €150kEq €182k ▲309%
Equity rises from €44k to €182k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
22-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 53 days late
2020
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
04-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 65 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waremme · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Nationale 94300 WaremmeGround area
447 m²
Building footprint
66 m²
Volume, LiDAR
536 m³
Parcel 64054B0053/00Y000, Wallonia · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GAETAN ENGLEBERT
since 20122.305.121.064
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64054B0053/00Y000 | Wallonia | 446 m² | 1 · 66 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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STRUYF IMMO
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COPPER - DOUWES en Co.
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Of 11,708 companies in sector 68310 we hold annual accounts for 6,875. 5,235 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2012
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:gaetan.englebert@hotmail.fr