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GABIE CONSTRUCT

Active
Private limited companyfounded 20223 yrs activeMaarschalk Joffrelaan 33, 1190 Vorst, BelgiumKBO/BCE: BE 0794.272.919
Summary

The computed 12-month bankruptcy probability of GABIE CONSTRUCT is 4.7% (elevated). The 2025 annual accounts show equity of €110,587 and a net result of €25,128. Equity is growing by ~54.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 4579 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2025
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-21
Solvency98▼-2
Growth78=
Track record86
Bankruptcy probability, 12 months
4.7% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.74 against 4.63 in 2024; short-term debt: 26.7% and cash: 1.3% of total assets), and 26.7% of the assets are financed with debt.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73.3%
Return on assets
16.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
26 d late
2024
40 d late
2023
322 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 129 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 September (3 of the last 3 filed years within 283 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline

History

On 1 December 2022, GABIE CONSTRUCT was incorporated as a Private limited company.1 Total assets went from EUR 21,918 in 2023 to EUR 150,884 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€110,587▲ 29.4%
2024 · €85,458
Total assets
€150,884▲ 38.4%
2024 · €109,001
Net result
€25,128▼ 62.8%
2024 · €67,557
Working capital
€110,587▲ 29.4%
2024 · €85,458
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€18,837-€81,691▲ 334%€38,243▼ 53.2%
Net result€15,902within the sector's middle half-€67,557above the sector's middle half▲ 325%€25,128within the sector's middle half▼ 62.8%
Equity€17,902within the sector's middle half-€85,458within the sector's middle half▲ 377%€110,587within the sector's middle half▲ 29.4%
Total assets€21,918below the sector's middle half-€109,001within the sector's middle half▲ 397%€150,884within the sector's middle half▲ 38.4%
Debt€4,016-€23,543▲ 486%€40,297▲ 71.2%
Working capital€17,902within the sector's middle half-€85,458above the sector's middle half▲ 377%€110,587above the sector's middle half▲ 29.4%
Solvency81.7%above the sector's middle half-78.4%above the sector's middle half▼ 3.3pp73.3%above the sector's middle half▼ 5.1pp
Current ratio5.46above the sector's middle half-4.63above the sector's middle half▼ 0.833.74above the sector's middle half▼ 0.89
Return on assets (ROA)72.6%above the sector's middle half-62.0%above the sector's middle half▼ 10.6pp16.7%within the sector's middle half▼ 45.3pp
above within below the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000Operating result 2023: €18,837€18,837Net result 2023: €15,902€15,902Operating result 2024: €81,691€81,691Net result 2024: €67,557€67,557Operating result 2025: €38,243€38,243Net result 2025: €25,128€25,128202320242025€0€25,000€50,000€75,000Operating result 2023: €18,837€18,800Net result 2023: €15,902€15,900Operating result 2024: €81,691€81,700Net result 2024: €67,557€67,600Operating result 2025: €38,243€38,200Net result 2025: €25,128€25,100202320242025
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €150,884
Equity €110,587 ▲ 29.4%
Debt €40,297 ▲ 71.2%
Debt's share of the balance-sheet total rises from 21.6% to 26.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.36▲
2024 · 0.28
ROE
22.7%▼
2024 · 79.1%
Debt ≤ 1 year
€40,297▲
2024 · €23,543
Income taxes
€7,212▼
2024 · €18,900
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€109,001€150,884▲
Current assets29/58€109,001€150,884▲
Amounts receivable within one year40/41€109,001€148,869▲
Trade receivables40€6,056€12,998▲
Other amounts receivable41€102,945€135,871▲
Cash at bank and in hand54/58-€2,015
Equity and liabilities
Total equity and liabilities10/49€109,001€150,884▲
Equity10/15€85,458€110,587▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€83,458€108,587▲
Amounts payable17/49€23,543€40,297▲
Amounts payable within one year42/48€23,543€40,297▲
Trade debts44€626€10,168▲
Suppliers440/4€626€1,830▲
Bills of exchange payable441-€8,338
Taxes, remuneration and social security45€22,917€30,129▲
Taxes450/3€22,917€30,129▲
Income statement Code20242025
Goods, raw materials, services and sundry goods60/61€22,829-
Other operating charges640/8€387€2,369▲
Gross operating margin9900€82,078€40,612▼
Operating profit (loss)9901€81,691€38,243▼
Financial income75/76B€4,766€0▼
Recurring financial income75€4,766€0▼
Financial charges65/66B-€5,903
Recurring financial charges65-€5,903
Profit (loss) for the period before taxes9903€86,457€32,340▼
Income taxes67/77€18,900€7,212▼
Profit (loss) for the period9904€67,557€25,128▼
Profit (loss) for the period to be appropriated9905€67,557€25,128▼
Appropriation of the result
Profit (loss) to be appropriated9906€83,458€108,587▲
Profit (loss) brought forward from the previous period14P€15,902€83,458▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Goods, raw materials, services and sundry goods60/61€30,743€22,829--
Other operating charges640/8€392€387€2,369▲ 512%
Gross operating margin9900€19,229€82,078€40,612▼ 50.5%
Operating profit (loss)9901€18,837€81,691€38,243▼ 53.2%
Financial income75/76B€1,081€4,766€0▼ 100.0%
Recurring financial income75€1,081€4,766€0▼ 100.0%
Financial charges65/66B€0-€5,903-
Recurring financial charges65€0-€5,903-
Profit (loss) for the period before taxes9903€19,918€86,457€32,340▼ 62.6%
Income taxes67/77€4,016€18,900€7,212▼ 61.8%
Profit (loss) for the period9904€15,902€67,557€25,128▼ 62.8%
Profit (loss) for the period to be appropriated9905€15,902€67,557€25,128▼ 62.8%
Line202320242025Change
Assets
Total assets20/58€21,918€109,001€150,884▲ 38.4%
Current assets29/58€21,918€109,001€150,884▲ 38.4%
Amounts receivable within one year40/41€21,918€109,001€148,869▲ 36.6%
Trade receivables40-€6,056€12,998▲ 115%
Other amounts receivable41€21,918€102,945€135,871▲ 32.0%
Cash at bank and in hand54/58--€2,015-
Equity and liabilities
Total equity and liabilities10/49€21,918€109,001€150,884▲ 38.4%
Equity10/15€17,902€85,458€110,587▲ 29.4%
Contributions10/11€2,000€2,000€2,000=
Profit (loss) carried forward14€15,902€83,458€108,587▲ 30.1%
Amounts payable17/49€4,016€23,543€40,297▲ 71.2%
Amounts payable within one year42/48€4,016€23,543€40,297▲ 71.2%
Trade debts44-€626€10,168▲ 1,525%
Suppliers440/4-€626€1,830▲ 192%
Bills of exchange payable441--€8,338-
Taxes, remuneration and social security45€4,016€22,917€30,129▲ 31.5%
Taxes450/3€4,016€22,917€30,129▲ 31.5%
Line202320242025Change
Profit (loss) for the period9904€15,902€67,557€25,128▼ 62.8%
Operating cash flow (approximation)€15,902€67,557€25,128▼ 62.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial Equity above €100,000Eq €110,587 ▲29.4%
3 profitable years in a row build equity to €110,587.
09-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
18-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 322 days late
2024
31-12
Financial Highest result since 2023net €67,557 ▲325%
Operating result €81,691, net result €67,557, both a record.
07-06
KBO administration Address struck
Beeckmanstraat 53 L’adresse du siège Rue Beeckman 53 1180 Die Sitzadresse Rue Beeckman 53 1180 Uccle 1180 Ukkel is doorgehaald met ingang van Uccle · event 15-04-2024
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
687 m²
Building footprint
390 m²
Volume, LiDAR
4,511 m³
Parcel 21383B0028/00Y005, Brussels · tallest building 19.5 m, ±5 floors. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
GABIE CONSTRUCT
Maarschalk Joffrelaan 33, 1190 VorstManufacture of metal structures and parts of structures
since 20232.347.265.188
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21383B0028/00Y005 Brussels 687 m² 1 · 390 m² 19.5 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,996 companies in sector 81220 we hold annual accounts for 2,414. 2,001 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
43320Joinery installation
43350Other building finishing work
43422Screed work
81230Other cleaning activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0794272919
Registered 07-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.