ACSJPL

Active

Private limited companyfounded 20224 yrs activeAv. Constantin-de-Gerlache 45/1, 4000 Liège, BelgiumKBO/BCE: BE 0785.941.114

Summary

ACSJPL has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,224 and a net result of -€3,094. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 13% of 3808 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Risk analysisWatch Report Compare

ACSJPLActiveChecked score 61/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220Other building cleaning and industrial cleaning NACE 81220

1 site

Size

€155,202total assets 2025

Staff: 0.8 FTE
Equity: €13,224
Loss: -€3,094

Financial health

61 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.5%

Structure

Holdings: 1

Accounts filed 72 d late0 of 1 deed read

Why 61- Latest accounts 73 days late; 1 of the last 3 late- Liquidity: current ratio 0.56, cash €303, halved- Equity €13,224 (8.5% of total assets)+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025

61 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 14% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 34-5

equity 8.5% of total assets

Liquidity 0-7

short-term debt 91.5% · cash 0.2%

Profitability 31-42

return on assets -2.0%

Bankruptcy probability, 12 months

1.5% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,260 companies)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%▲ +0.7% vs 11-2024 01-2025: 0.4%▼ -14.3% vs 12-2024 02-2025: 0.4%● 0.0% vs 01-2025 03-2025: 0.4%● 0.0% vs 02-2025 04-2025: 0.4%● 0.0% vs 03-2025 05-2025: 0.4%● 0.0% vs 04-2025 06-2025: 0.4%● 0.0% vs 05-2025 07-2025: 0.4%▼ -0.3% vs 06-2025 08-2025: 0.4%▲ +1.0% vs 07-2025 09-2025: 0.4%▲ +2.6% vs 08-2025 10-2025: 0.4%▲ +6.6% vs 09-2025 11-2025: 0.4%▼ -3.3% vs 10-2025 12-2025: 0.4%▼ -3.2% vs 11-2025 01-2026: 0.3%▼ -18.2% vs 12-2025lowest value 02-2026: 0.5%▲ +63.8% vs 01-2026 03-2026: 0.7%▲ +33.1% vs 02-2026 04-2026: 1.3%▲ +78.7% vs 03-2026 05-2026: 1.4%▲ +13.4% vs 04-2026 06-2026: 1.4%● 0.0% vs 05-2026 07-2026: 1.4%● 0.0% vs 06-2026 08-2026: 1.4%● 0.0% vs 07-2026 09-2026: 1.4%▲ +0.7% vs 08-2026 10-2026: 1.5%▲ +3.9% vs 09-2026highest value

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Latest accounts 73 days late; 1 of the last 3 late raises the probability
Liquidity: current ratio 0.56, cash €303, halved raises the probability
Equity €13,224 (8.5% of total assets) raises the probability

Credit up to €500 at 30 days acceptable

Liquidity short (current ratio 0.56 against 0.41 in 2024; short-term debt: 91.5% and cash: 0.2% of total assets), and 91.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 16%, liquidity 1%, profitability 16%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Latest accounts 73 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Liquidity: current ratio 0.56, cash €303, halved

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Equity €13,224 (8.5% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 3808 sector peers (2025).

NBB · sector comparison

Position among 3808 sector peers

Solvency

better than 13%

← weakest strongest →

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-04-2026, 72 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

72 d late

2024

53 d early

2023

47 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 15 December (3 of the last 3 filed years within 119 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close05-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

13-04-26 Annual accounts filedfiscal year 2025 · full…
30-06-25 Weakest financial yearnet -€3,094
09-12-24 Annual accounts filedfiscal year 2024 · full…

Key points

Caution: Among the weakest 10% on equitysector median €1.1m · 3,808 companies €13,224 View
Caution: Latest accounts filed lateafter the legal deadline 72 d View
Total assets 20253 fiscal years filed €155,202 View