Studio Collect
ActiveStudio Collect has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €8. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 47% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-15
Solvency74▲+7
Growth52=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 1.56 in 2024), but 61% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
92 d early
2023
on the day
2022
80 d early
2021
2 d late
2019
101 d late
2018
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k=
2024 · €76k
2018: €30k
2019: €35k
2021: €55k
2022: €65k
2023: €74k
2024: €76k
2018 → 2025
Total assets
€196k▼ 10.8%
2024 · €220k
2018: €98k
2019: €108k
2021: €133k
2022: €113k
2023: €190k
2024: €220k
2018 → 2025
Net result
€8▼ 99.7%
2024 · €2k
2018: €9k
2019: €28k
2021: €24k
2022: €10k
2023: €9k
2024: €2k
2018 → 2025
Working capital
€59k▼ 5.5%
2024 · €62k
2018: €50k
2019: €77k
2021: €54k
2022: €64k
2023: €64k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€65k▲ 17.8%€74k▲ 13.8%€76k▲ 3.1%€76k=
Operating result€36k-€17k▼ 54.0%€15k▼ 9.4%€13k▼ 17.1%€9k▼ 26.6%
Net result€24k-€10k▼ 58.6%€9k▼ 8.8%€2k▼ 74.6%€8▼ 99.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 27% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€41k▼ 13.3%
Current assets
€155k▼ 10.1%
Equity and liabilities €196k
Equity
€76k=
Debt
€120k▼ 16.6%
The debt ratio falls from 65.3% to 61.0%: debt is paid down.
Key figures and ratios
EBITDA
€16k▼
2024 · €21k
Cash flow
€7k▼
2024 · €11k
Solvency
39.0%▲
2024 · 34.7%
Current ratio
1.61▲
2024 · 1.56
Quick ratio
0.12▼
2024 · 0.46
Debt / equity
1.57▼
2024 · 1.88
ROE
0.0%▼
2024 · 3.0%
ROA
0.0%▼
2024 · 1.0%
Interest coverage
2.04▼
2024 · 2.73
Debt
€120k▼
2024 · €144k
Debt ≤ 1 year
€96k▼
2024 · €110k
Debt > 1 year
€23k▼
2024 · €33k
Income taxes
€2k▼
2024 · €2k
Staff costs
€58k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€220k€196k▼
Fixed assets21/28€48k€41k▼
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€32k€26k▼
Plant, machinery and equipment23€2k€693▼
Other tangible fixed assets26€30k€26k▼
Financial fixed assets28€12k€12k=
Current assets29/58€172k€155k▼
Stocks and contracts in progress3€121k€143k▲
Stocks30/36€121k€143k▲
Amounts receivable within one year40/41€31k€290▼
Trade receivables40€29k€0▼
Other amounts receivable41€2k€290▼
Cash at bank and in hand54/58€19k€9k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€220k€196k▼
Equity10/15€76k€76k=
Contributions10/11€19k€19k=
Reserves13€58k€58k=
Distributable reserves133€58k€58k=
Amounts payable17/49€144k€120k▼
Amounts payable after more than one year17€33k€23k▼
Financial debts170/4€33k€23k▼
Amounts payable within one year42/48€110k€96k▼
Current portion of amounts payable after more than one year42€10k€9k▼
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€31k€14k▼
Suppliers440/4€31k€14k▼
Advances received on contracts in progress46€13k€15k▲
Taxes, remuneration and social security45€28k€26k▼
Taxes450/3€12k€6k▼
Remuneration and social security454/9€16k€20k▲
Other amounts payable47/48€28k€29k▲
Accrued charges and deferred income492/3€854€329▼
Income statement
Code20242025
Remuneration, social security and pensions62€48k€58k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€7k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€4k€1k▼
Gross operating margin9900€74k€75k▲
Operating profit (loss)9901€13k€9k▼
Financial income75/76B€0€787▲
Recurring financial income75€0€787▲
Financial charges65/66B€8k€8k▲
Recurring financial charges65€8k€8k▲
Profit (loss) for the period before taxes9903€5k€2k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€2k€8▼
Profit (loss) for the period to be appropriated9905€2k€8▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€8▼
Transfer to equity691/2€2k€8▼
To other reserves6921€2k€8▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €8 ▼99.7%
Net result drops to €8, the lowest in the series.
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
31-12
Financial
Highest result since 2018net €28k ▲217%
Net result €28k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 5.03
Current ratio from 2.26 to 5.03; short-term debt falls from €39k to €19k.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenhouwersvest 132000 AntwerpenGround area
105 m²
Building footprint
142 m²
Volume, LiDAR
1,737 m³
2 parcels, Flanders · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Studio Collect
since 20152.239.690.804
Studio Collect
since 20222.334.986.572
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D0603/00A000 | Flanders | 60 m² | 1 · 61 m² | 16.6 m · 4 fl. |
| 44803C0617/00Z002 | Flanders | 45 m² | 1 · 81 m² | 16.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 254 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 254 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Jewel4All
BE 0881.370.605
Antwerpen · Eq €76k
B.ELEGANCE
BE 0425.034.006
Genappe · Eq €76k
Champs, cats & fire
BE 0729.776.134
Bonheiden · Eq €74k
BLANPAIN DISTRIBUTION
BE 0432.066.605
Sint-Gillis (bij-Brussel) · Eq €74k
MAXIME VINCENT
BE 0841.327.619
Halle · Eq €74k
Of 565 companies in sector 46480 we hold annual accounts for 352. 259 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-2015
Fiscal year end31-03
Activities, NACEBEL
46480Wholesale trade
47770Retail sale of watches and jewellery
47784Retail sale of souvenirs and religious articles
47786Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.