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G&V CONSTRUCT

Active
Private limited companyfounded 20223 yrs activeRue Rosier Bois 11, 1331 Rixensart, BelgiumKBO/BCE: BE 0793.835.132
Summary

The computed 12-month bankruptcy probability of G&V CONSTRUCT is 3.8% (moderate). The 2025 annual accounts show negative equity (-€5,437) and a net result of €4,956. Equity is shrinking by ~95.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 28051 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.63; short-term debt: 158.4% and cash: 92% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-58.4%
Return on assets
53.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 28051 sector peers (2025).
NBB · sector comparison
Position among 28051 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
30 d late
2024
30 d late
2023
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

G&V CONSTRUCT was incorporated on 22 November 2022 as a Private limited company.1 Total assets went from EUR 9,711 in 2023 to EUR 9,309 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€86,077
EBIT margin
5.8%
Net result
€4,956
2024 · -€15,331
Working capital
-€5,437▲ 47.7%
2024 · -€10,393
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Turnover€86,077-
Operating result€5,029--€15,332€5,162
Net result€3,938--€15,331€4,956
EBIT margin5.8%-
Equity€4,938--€10,393-€5,437▲ 47.7%
Total assets€9,711-€4,940▼ 49.1%€9,309▲ 88.4%
Debt€4,773-€15,333▲ 221%€14,746▼ 3.8%
Working capital€4,938--€10,393-€5,437▲ 47.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2023: €5,029€5,029Net result 2023: €3,938€3,938Operating result 2024: -€15,332-€15,332Net result 2024: -€15,331-€15,331Operating result 2025: €5,162€5,162Net result 2025: €4,956€4,956202320242025-€20,000-€10,000€0€10,000Operating result 2023: €5,029€5,030Net result 2023: €3,938€3,940Operating result 2024: -€15,332-€15,300Net result 2024: -€15,331-€15,300Operating result 2025: €5,162€5,160Net result 2025: €4,956€4,960202320242025
The operating result returns to profit in 2025: €5,162 after a loss of €15,332 in 2024, the highest result in the available series.
Key figures and ratios
2025 value · change against 2024
Solvency
-58.4%
Current ratio
0.63
Debt to equity
-2.71
ROA
53.2%
Debt ≤ 1 year
€14,746▼
2024 · €15,333
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,022 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
5.8% went bankrupt
4.1% stopped otherwise
89% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,022 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet Code20242025
Assets
Total assets20/58€4,940€9,309▲
Current assets29/58€4,940€9,309▲
Amounts receivable within one year40/41€527€744▲
Other amounts receivable41€527€744▲
Cash at bank and in hand54/58€4,412€8,565▲
Equity and liabilities
Total equity and liabilities10/49€4,940€9,309▲
Equity10/15-€10,393-€5,437▲
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14-€11,393-€6,437▲
Amounts payable17/49€15,333€14,746▼
Amounts payable within one year42/48€15,333€14,746▼
Trade debts44€10,701€9,082▼
Suppliers440/4€10,701€9,082▼
Other amounts payable47/48€4,632€5,664▲
Income statement Code20242025
Other operating charges640/8€403€387▼
Gross operating margin9900-€14,928€5,549▲
Operating profit (loss)9901-€15,332€5,162▲
Financial charges65/66B€196€205▲
Recurring financial charges65€196€205▲
Profit (loss) for the period before taxes9903-€15,528€4,956▲
Income taxes67/77-€197-
Profit (loss) for the period9904-€15,331€4,956▲
Profit (loss) for the period to be appropriated9905-€15,331€4,956▲
Appropriation of the result
Profit (loss) to be appropriated9906-€11,393-€6,437▲
Profit (loss) brought forward from the previous period14P€3,938-€11,393▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Turnover70€86,077---
Goods, raw materials, services and sundry goods60/61€80,701---
Other operating charges640/8€348€403€387▼ 4.0%
Gross operating margin9900€5,376-€14,928€5,549▲ 137%
Operating profit (loss)9901€5,029-€15,332€5,162▲ 134%
Financial charges65/66B€106€196€205▲ 4.6%
Recurring financial charges65€106€196€205▲ 4.6%
Profit (loss) for the period before taxes9903€4,923-€15,528€4,956▲ 132%
Income taxes67/77€985-€197--
Profit (loss) for the period9904€3,938-€15,331€4,956▲ 132%
Profit (loss) for the period to be appropriated9905€3,938-€15,331€4,956▲ 132%
Line202320242025Change
Assets
Total assets20/58€9,711€4,940€9,309▲ 88.4%
Current assets29/58€9,711€4,940€9,309▲ 88.4%
Amounts receivable within one year40/41€112€527€744▲ 41.0%
Other amounts receivable41€112€527€744▲ 41.0%
Cash at bank and in hand54/58€9,600€4,412€8,565▲ 94.1%
Equity and liabilities
Total equity and liabilities10/49€9,711€4,940€9,309▲ 88.4%
Equity10/15€4,938-€10,393-€5,437▲ 47.7%
Contributions10/11€1,000€1,000€1,000=
Profit (loss) carried forward14€3,938-€11,393-€6,437▲ 43.5%
Amounts payable17/49€4,773€15,333€14,746▼ 3.8%
Amounts payable within one year42/48€4,773€15,333€14,746▼ 3.8%
Trade debts44€357€10,701€9,082▼ 15.1%
Suppliers440/4€357€10,701€9,082▼ 15.1%
Taxes, remuneration and social security45€985---
Taxes450/3€985---
Other amounts payable47/48€3,432€4,632€5,664▲ 22.3%
Line202320242025Change
Profit (loss) for the period9904€3,938-€15,331€4,956▲ 132%
Operating cash flow (approximation)€3,938-€15,331€4,956▲ 132%
Change in cash--€5,187€4,153▲ 180%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial Back to profitnet €4,956
Net result €4,956 after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial Weakest financial yearnet -€15,331
Net result drops to -€15,331, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
417 m²
Building footprint
105 m²
Volume, LiDAR
539 m³
Parcel 25092B0308/00Z000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
G&V CONSTRUCT
Rue Rosier Bois 11, 1331 RixensartManufacture of metal structures and parts of structures
since 20222.338.124.721
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25092B0308/00Z000 Wallonia 417 m² 1 · 105 m² 8.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,269 companies in sector 43230 we hold annual accounts for 1,239. 473 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-11-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43230Insulation installation
43120Site preparation
43240Other construction installation
43990Other specialised construction activities
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID 0208:0793835132
Also 9925:BE0793835132
Registered 15-01-2026

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.