Financials
- Fiscal year
- 2025
- Total assets
- €19,233
- Profit
- €994
- Solvency
- 20.9%
Total assets▲ 534%
Net result
20242025
FA TOITURES
ActiveSummary
The computed 12-month bankruptcy probability of FA TOITURES is 2.3% (moderate). The 2025 annual accounts show equity of €4,028 and a net result of €994. Its solvency ranks better than 22% of 8593 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Insulation installation
NACE 43230NACE 43291Roofing work NACE 43410
1 site
Size
€19,233total assets 2025
- Equity
- €4,028
- Profit
- €994
Turnover not published (abridged schema)
Structure
Accounts 24 d early
Why 52- Founded in 2024- Sector Specialised construction activities (NACE 43)- Size: total assets €19,233- Equity €4,028 (20.9% of total assets)Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 39% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
46-54
equity 20.9% of total assets
Liquidity
16-67
short-term debt 79.1% · cash 7.2%
Profitability
75+75
return on assets 5.2%
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 8 months
03-2026: 0.8%lowest value
04-2026: 0.8%▲ +1.4% vs 03-2026
05-2026: 0.9%▲ +7.9% vs 04-2026
06-2026: 0.9%▼ -0.2% vs 05-2026
07-2026: 1.0%▲ +9.4% vs 06-2026
08-2026: 2.4%▲ +142% vs 07-2026highest value
09-2026: 2.4%● 0.0% vs 08-2026highest value
10-2026: 2.3%▼ -5.2% vs 09-2026
- Founded in 2024 raises the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
- Size: total assets €19,233 raises the probability for this profile
- Equity €4,028 (20.9% of total assets) raises the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 22%, liquidity 9%, profitability 50%, growth against the median 76%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 8593 sector peers (2025).
NBB · sector comparisonPosition among 8593 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Back to profitnet €994
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
- Next accounts
- by 31-07-2027
- 07-07-2026Annual accounts filed
- 31-12-2025Back to profit
- 16-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Insulation installationNACE 43230
- Founded
- 23-02-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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