G-TECH
ActiveG-TECH has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €683k and a net result of €42k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 27358 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▲+17
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 6.84 against 7.19 in 2024), and 9.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.4%
Return on assets
5.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
7 d early
2023
13 d early
2022
45 d early
2021
52 d early
2020
1 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€683k▲ 6.4%
2024 · €641k
2018: €473k
2019: €539k
2020: €561k
2021: €620k
2022: €647k
2023: €681k
2024: €641k
2018 → 2025
Total assets
€755k▲ 5.1%
2024 · €718k
2018: €541k
2019: €590k
2020: €633k
2021: €679k
2022: €756k
2023: €773k
2024: €718k
2018 → 2025
Net result
€42k▲ 138%
2024 · €18k
2018: €58k
2019: €67k
2020: €23k
2021: €60k
2022: €27k
2023: €35k
2024: €18k
2018 → 2025
Working capital
€425k▼ 10.0%
2024 · €472k
2018: €197k
2019: €264k
2020: €288k
2021: €374k
2022: €423k
2023: €480k
2024: €472k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€620k-€647k▲ 4.2%€681k▲ 5.3%€641k▼ 5.8%€683k▲ 6.4%
Operating result€80k-€38k▼ 52.3%€45k▲ 18.3%€18k▼ 59.9%€55k▲ 203%
Net result€60k-€27k▼ 55.5%€35k▲ 31.4%€18k▼ 50.0%€42k▲ 138%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 203% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €755k
Fixed assets
€258k▲ 51.4%
Current assets
€497k▼ 9.3%
Equity and liabilities €755k
Equity
€683k▲ 6.4%
Debt
€73k▼ 5.5%
The debt ratio falls from 10.7% to 9.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€112k▲
2024 · €62k
Cash flow
€99k▲
2024 · €61k
Solvency
90.4%▲
2024 · 89.3%
Current ratio
6.84▼
2024 · 7.19
Quick ratio
6.72▼
2024 · 6.93
Debt / equity
0.11▼
2024 · 0.12
ROE
6.2%▲
2024 · 2.8%
ROA
5.6%▲
2024 · 2.5%
Interest coverage
240.95▲
2024 · 36.23
Debt
€73k▼
2024 · €77k
Debt ≤ 1 year
€73k▼
2024 · €76k
Income taxes
€16k▲
2024 · €214
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€718k€755k▲
Fixed assets21/28€170k€258k▲
Tangible fixed assets22/27€170k€258k▲
Land and buildings22€143k€128k▼
Plant, machinery and equipment23€684€414▼
Furniture and vehicles24€26k€129k▲
Current assets29/58€548k€497k▼
Stocks and contracts in progress3€20k€9k▼
Stocks30/36€5k€4k▼
Contracts in progress37€15k€5k▼
Amounts receivable within one year40/41€54k€59k▲
Trade receivables40€32k€35k▲
Other amounts receivable41€22k€24k▲
Current investments50/53€318k€160k▼
Cash at bank and in hand54/58€157k€269k▲
Equity and liabilities
Total equity and liabilities10/49€718k€755k▲
Equity10/15€641k€683k▲
Contributions10/11€19k€19k=
Reserves13€137k€179k▲
Tax-exempt reserves132€15k€15k=
Distributable reserves133€122k€163k▲
Profit (loss) carried forward14€485k€485k=
Amounts payable17/49€77k€73k▼
Amounts payable after more than one year17€682-
Financial debts170/4€682-
Amounts payable within one year42/48€76k€73k▼
Current portion of amounts payable after more than one year42€8k€682▼
Financial debts43-€6k
Credit institutions430/8-€6k
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€471€5k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€64k€56k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€57k▲
Other operating charges640/8€753€828▲
Gross operating margin9900€62k€112k▲
Operating profit (loss)9901€18k€55k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€2k€463▼
Recurring financial charges65€2k€463▼
Profit (loss) for the period before taxes9903€18k€58k▲
Income taxes67/77€214€16k▲
Profit (loss) for the period9904€18k€42k▲
Transfer from tax-exempt reserves789€57k-
Profit (loss) for the period to be appropriated9905€74k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€543k€527k▼
Profit (loss) brought forward from the previous period14P€468k€485k▲
Transfer to equity691/2-€41k
To other reserves6921-€41k
Profit to be distributed694/7€57k€800▼
Return on contributions (dividend)694€57k€800▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €18k ▼50%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 12.06
Current ratio from 5.73 to 12.06; short-term debt falls from €61k to €34k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €67k ▲15.9%
Operating result €87k, net result €67k, both a record.
31-12
Financial
Equity above €500kEq €539k ▲14%
2 profitable years in a row build equity to €539k.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peperstraat 622400 MolGround area
1,816 m²
Building footprint
262 m²
Volume, LiDAR
834 m³
Parcel 13435C1109/00M000, Flanders · tallest building 13.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Peperstraat 62, 2400 Mol
since 20102.185.722.675
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13435C1109/00M000 | Flanders | 1,816 m² | 1 · 262 m² | 13.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VM-TECHNICS
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Verwarmingsbedrijf Guy Peeters
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Rochette & Fils
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Of 9,478 companies in sector 43222 we hold annual accounts for 5,627. 3,622 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2010
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.