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G.T. TOITURES

Active
Private limited companyfounded 2018active for 8 yearsRue du Ruisseau 34, 4100 Seraing, BelgiumKBO/BCE: BE 0688.517.084

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of G.T. TOITURES is 3.3% (moderate). The 2025 annual accounts show equity of €189,543 and a net result of €57,670. Equity has been growing by about 30% per year since 2018. Its solvency ranks better than 66% of 34,902 sector peers (NACE 43, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 16-01-2018 Normal situation
Legal form
Private limited company
Registered office
Rue du Ruisseau 34, 4100 Seraing
Activity
Roofing work NACE 43410and 1 other
Establishment unit
2.318.326.625 4100 Seraing, since 16-01-2018
Financial year end
31 December
Peppol
Reachable since 28-12-2025

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.3%
Annual accounts 2025
Gross margin
€234,013
▼ 9.4%
Turnover
≈ €760,000
estimated
Profit
€57,670
▲ 118%
Equity
€189,543
▲ 43.7%
Total assets
€312,980
▼ 29.6%
Staff
≈ 2.8 FTE
estimated
2025 accounts filed 61 days before the deadline
Filed on 31-05-2026PDF
Score breakdownraises riskLiquidity: current ratio 2.382 of the last 3 accounts late1 change of registered office in 24 monthsSector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 72% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 86+31
equity 60.6% of total assets
Liquidity 63+46
short-term debt 39.4%
Profitability 92+16
return on assets 18.4%
Bankruptcy probability within 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 3.5% 12-2024: 4.2%▲ +0.7 percentage points vs 11-2024 01-2025: 5.7%▲ +1.5 percentage points vs 12-2024 02-2025: 5.7%● unchanged vs 01-2025 03-2025: 6.1%▲ +0.4 percentage points vs 02-2025 04-2025: 5.6%▼ -0.5 percentage points vs 03-2025 05-2025: 5.6%● unchanged vs 04-2025 06-2025: 5.5%▼ -0.1 percentage points vs 05-2025 07-2025: 5.5%● unchanged vs 06-2025 08-2025: 6.8%▲ +1.3 percentage points vs 07-2025 09-2025: 8.1%▲ +1.3 percentage points vs 08-2025 10-2025: 7.9%▼ -0.2 percentage points vs 09-2025 11-2025: 7.9%● unchanged vs 10-2025 12-2025: 12.4%▲ +4.5 percentage points vs 11-2025highest value 01-2026: 3.9%▼ -8.5 percentage points vs 12-2025 02-2026: 3.9%● unchanged vs 01-2026 03-2026: 3.5%▼ -0.4 percentage points vs 02-2026 04-2026: 3.8%▲ +0.3 percentage points vs 03-2026 05-2026: 4.2%▲ +0.4 percentage points vs 04-2026 06-2026: 3.3%▼ -0.9 percentage points vs 05-2026lowest value 07-2026: 3.3%● unchanged vs 06-2026lowest value 08-2026: 3.3%● unchanged vs 07-2026lowest value 09-2026: 3.3%● unchanged vs 08-2026lowest value 10-2026: 3.3%● unchanged vs 09-2026lowest value
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.38 (1.36 in 2024), above the usual 1.5. Short-term debt is 39.4% of total assets. 39.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 66% of them on solvency, 61% on liquidity, 78% on profitability and 81% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
raises riskneutral
raises risk · Liquidity: current ratio 2.38
NBB · annual accounts
raises risk · 2 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-05-2026, 61 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
61 days early
2024
128 days late
2023
493 days late
2022
13 days late
2021
5 days late
2020
7 days late
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 96 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 August (4 of the last 5 filed years within 115 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 88% of companies in specialised constructionsector median €10,227 · 34,889 companies €57,670 View
  • Positive: Equity rose in 2025from €131,873 to €189,543 ▲ 43.7% View

Documents

Annual accounts at the NBB

All 8 annual accounts

Articles and registers

Key facts about G.T. TOITURES

What is the company number of G.T. TOITURES?
The company number of G.T. TOITURES is 0688.517.084. The VAT number is the same number with BE in front: BE 0688.517.084.
Where is G.T. TOITURES based?
The registered office is at Rue du Ruisseau 34, 4100 Seraing.Company details
What does G.T. TOITURES do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of G.T. TOITURES?
The legal form of G.T. TOITURES is Private limited company (BV).
When was G.T. TOITURES founded?
G.T. TOITURES was founded on 16-01-2018.
Is G.T. TOITURES still active?
Yes, G.T. TOITURES is an active enterprise in the KBO register.
How many employees does G.T. TOITURES have?
G.T. TOITURES had an average of 0.8 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of G.T. TOITURES?
The turnover in financial year 2025 is ≈ €760,000. This figure is estimated from the gross margin of €234,013 and 236 comparable companies (NACE 43). It probably lies between €580,000 and €1.1m. In financial year 2018 turnover was €135,790.
Is G.T. TOITURES profitable?
In financial year 2025, G.T. TOITURES made a profit of €57,670.
Where can I find the annual accounts of G.T. TOITURES?
G.T. TOITURES filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of G.T. TOITURES due?
G.T. TOITURES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as G.T. TOITURES: roofing work (NACE 43410). They are comparable in size and age: total assets between €296,000 and €336,000, founded between 2017 and 2019.

CompanyTotal assetsGross margin
G.T. TOITURES Seraing€312,980€234,013
GLM Wielsbeke€331,792€254,218
OLIDEM Beaumont€307,440€220,583
TOITURE DE VITTO Ham-sur-Heure-Nalinnes€295,732€258,180
C³BOIS Charleroi€310,499€207,230
HELLOTOIT Houyet€309,744€249,043
Dakwerken Verschueren Oudenaarde€336,045€274,276
Full comparison

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