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C³BOIS

Active
Private limited companyfounded 20179 yrs activeRue de la Vieille Place 83, 6001 Charleroi, BelgiumKBO/BCE: BE 0673.705.283
Summary

C³BOIS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,772 and a net result of €830. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 17% of 33831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisWatch ReportCompare
C³BOISActiveChecked score 63/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410Bricklaying and masonry work NACE 43910
1 site
Size
€310,499total assets 2025
Staff
2.5 FTE
Equity
€45,772
Profit
€830
Financial health
63 Healthy Checked score 2025
Bankruptcy chance 12 m
1.3%
Structure
Accounts 31 d early0 of 2 deeds read
Why 63- Liquidity: current ratio 0.76, cash €210- Sector Specialised construction activities (NACE 43)- Equity €45,772 (14.7% of total assets)+ Size: total assets €310,499Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 28% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 40+2
equity 14.7% of total assets
Liquidity 37-2
short-term debt 31.4% · cash 0.1%
Profitability 60+29
return on assets 0.3%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● 0.0% vs 11-2024 01-2025: 0.5%▼ -3.1% vs 12-2024 02-2025: 0.5%▼ -2.1% vs 01-2025 03-2025: 0.5%● 0.0% vs 02-2025 04-2025: 0.3%▼ -36.7% vs 03-2025 05-2025: 0.3%▼ -7.9% vs 04-2025 06-2025: 0.3%▼ -2.6% vs 05-2025lowest value 07-2025: 0.3%▲ +17.5% vs 06-2025 08-2025: 1.7%▲ +391% vs 07-2025 09-2025: 1.7%● 0.0% vs 08-2025 10-2025: 1.7%● 0.0% vs 09-2025 11-2025: 1.7%● 0.0% vs 10-2025 12-2025: 1.7%● 0.0% vs 11-2025 01-2026: 1.7%● 0.0% vs 12-2025 02-2026: 1.7%● 0.0% vs 01-2026 03-2026: 1.7%● 0.0% vs 02-2026 04-2026: 1.7%▲ +1.3% vs 03-2026highest value 05-2026: 1.7%▼ -3.1% vs 04-2026 06-2026: 1.6%▼ -4.5% vs 05-2026 07-2026: 1.3%▼ -20.0% vs 06-2026 08-2026: 1.3%● 0.0% vs 07-2026 09-2026: 1.3%▼ -2.6% vs 08-2026 10-2026: 1.3%● 0.0% vs 09-2026
  • Liquidity: current ratio 0.76, cash €210 raises the probability
  • Size: total assets €310,499 lowers the probability for this profile
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Equity €45,772 (14.7% of total assets) raises the probability
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.72 in 2024; short-term debt: 31.4% and cash: 0.1% of total assets), and 85.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 17%, liquidity 25%, profitability 28%, growth against the median 40%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.76, cash €210
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €310,499
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Equity €45,772 (14.7% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 33831 sector peers (2025).
NBB · sector comparison
Position among 33831 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
31 d early
2024
29 d early
2023
30 d early
2022
33 d early
2021
6 d early
2020
9 d late
2019
38 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €830
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 18% on solvencysector median 47.1% · 33,831 companies 14.7% View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Total assets 20256 fiscal years filed €310,499 View

By topic

Financials

Fiscal year
2025
Total assets
€310,499
Profit
€830
Solvency
14.7%
Total assets▼ 11.7%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2018
Next accounts
by 31-07-2027
  1. 30-06-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 02-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
30-03-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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