G.S. NEMO SERVICES
ActiveThe computed 12-month bankruptcy probability of G.S. NEMO SERVICES is 1.5% (moderate). The annual accounts of G.S. NEMO SERVICES for fiscal year 2025 show a net loss of 53% of total assets. The 2025 annual accounts show equity of €4k and a net result of €-3k. Equity is shrinking by ~29.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 67% of 2533 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency82▼-8
Growth32=
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.62 against 2.14 in 2024; short-term debt: 42.8% and cash: 52.5% of total assets), and 42.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.2%
Return on assets
-53.2%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 d early
2024
70 d late
2023
68 d late
2022
199 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€7k
EBIT margin
-49.0%
Net result
€-3k
2024 · €8k
2022: €10k
2023: €-7k
2024: €8k
2022 → 2025
Working capital
€2k▼ 60.3%
2024 · €4k
2022: €11k
2023: €-1k
2024: €4k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€7k
Equity€10k-€3k▼ 68.8%€7k▲ 137%€4k▼ 48.2%
Operating result€11k-€-7k€8k€-3k
Net result€10k-€-7k€8k€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6k
Fixed assets
€2k▼ 29.5%
Current assets
€4k▼ 44.7%
Equity and liabilities €6k
Equity
€4k▼ 48.2%
Debt
€3k▼ 26.9%
The debt ratio rises from 34.7% to 42.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▼
2024 · €10k
Cash flow
€-2k▼
2024 · €9k
Solvency
57.2%▼
2024 · 65.3%
Current ratio
1.62▼
2024 · 2.14
Quick ratio
1.62▼
2024 · 2.14
Debt / equity
0.75▲
2024 · 0.53
ROE
-93.0%▼
2024 · 106.8%
ROA
-53.2%▼
2024 · 69.8%
Interest coverage
-13.21▼
2024 · 22.94
Debt
€3k▼
2024 · €4k
Debt ≤ 1 year
€3k▼
2024 · €4k
Income taxes
€6▼
2024 · €431
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€11k€6k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€841€1k▲
Furniture and vehicles24€2k€970▼
Current assets29/58€8k€4k▼
Amounts receivable within one year40/41€2k€1k▼
Trade receivables40€815-
Other amounts receivable41€892€1k▲
Cash at bank and in hand54/58€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€11k€6k▼
Equity10/15€7k€4k▼
Profit (loss) carried forward14€7k€4k▼
Amounts payable17/49€4k€3k▼
Amounts payable within one year42/48€4k€3k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€2k€707▼
Taxes450/3€2k€707▼
Other amounts payable47/48€157-
Income statement
Code20242025
Turnover70-€7k
Goods, raw materials, services and sundry goods60/61-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€156€128▼
Gross operating margin9900€10k€-2k▼
Operating profit (loss)9901€8k€-3k▼
Financial income75/76B€22€18▼
Recurring financial income75€22€18▼
Financial charges65/66B€424€153▼
Recurring financial charges65€424€153▼
Profit (loss) for the period before taxes9903€8k€-3k▼
Income taxes67/77€431€6▼
Profit (loss) for the period9904€8k€-3k▼
Profit (loss) for the period to be appropriated9905€8k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€4k▼
Profit (loss) brought forward from the previous period14P€3k€7k▲
Profit to be distributed694/7€4k-
Return on contributions (dividend)694€4k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.14
Current ratio from 0.83 to 2.14; short-term debt falls from €6k to €4k.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
15-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 199 days late
2023
31-12
Financial
Weakest financial yearnet €-7k ▼169%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Pierre-Joseph Lecomte 466020 CharleroiGround area
368 m²
Building footprint
57 m²
Volume, LiDAR
596 m³
Parcel 52016A0381/00F061, Wallonia · tallest building 12.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Pierre-Joseph Lecomte 46, 6020 Charleroi
since 20212.313.397.639
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52016A0381/00F061 | Wallonia | 368 m² | 1 · 57 m² | 12.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,209 companies in sector 95316 we hold annual accounts for 752. 351 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2021
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.