Active BE 0795.530.949Private limited company

G&M Interieur

Sint-Petrusstraat 39 ·3580 Beringen, Belgium· 3 yrs active

Sector: NACE 23610 (23610)

Conclusion Checked

The computed 12-month bankruptcy probability of G&M Interieur is 1.3% (low). The 2024 annual accounts show equity of €29k and a net result of €24k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€29k
Net result	€24k
Active	3 yrs
Locations	1

Snowflake analysis 5 axes · computed by Checked

89 / 100

Exceptional profile — strong across almost every axis.

Health 94

Profitability 100

Solvency 77

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

1.3% Low

0%0,5%1,5%4%10%≥25%

Young company +Lower-failure-rate sector −

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2022 — past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

94 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 15-09-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

EBITDA

€32k

+471.6% 23–24

Net profit

€24k

+496.2% 23–24

Cash flow

€26k

+478.4% 23–24

Total assets

€72k

+469.0% 23–24

Equity

€29k

+432.1% 23–24

Working capital

€12k

+1336.0% 23–24

Staff costs

€2k

+1377.3% 23–24

Income taxes

€6k

+498.2% 23–24

Debt

€43k

+497.0% 23–24

Debt ≤ 1y

€18k

+154.7% 23–24

Debt > 1y

€25k

— 23–24

Current ratio

1.65

+48.3% 23–24

Quick ratio

1.65

+127.8% 23–24

Solvency

40.4%

-6.5% 23–24

Debt / equity

1.47

+12.2% 23–24

ROE

81.2%

+12.0% 23–24

ROA

32.8%

+4.8% 23–24

Interest coverage

114.92

+161.0% 23–24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	—
EBITDA	€32k
Net profit	€24k
Cash flow	€26k
Staff costs	€2k
Income taxes	€6k
Dividends	—
Total assets	€72k
Equity	€29k
Debt	€43k
of which ≤ 1y	€18k
of which > 1y	€25k
Working capital	€12k
Employees (FTE)	—

Ratios (computed)

	2024
Current ratio	1.65
Quick ratio	1.65
Working capital ratio	16.6%
Solvency	40.4%
Debt / equity	1.47
Long-term debt ratio	0.84
Interest coverage	114.92
Gross margin	—
Net margin	—
ROA	32.8%
ROE	81.2%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2024

Assets

Fixed assets €41k · 57.6% Current assets €30k · 42.4%

Equity & liabilities

Equity €29k · 40.4% Debt €43k · 59.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet — Assets
TOTAL ASSETS	20/58	€72k
Fixed assets	21/28	€41k
Formation expenses	20	€620
Intangible fixed assets	21	€655
Tangible fixed assets	22/27	€38k
Financial fixed assets	28	€2k
Current assets	29/58	€30k
Amounts receivable within one year	40/41	€28k
Cash & bank	54/58	€2k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€72k
Equity	10/15	€29k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€27k
Amounts payable	17/49	€43k
Amounts payable after one year	17	€25k
Amounts payable within one year	42/48	€18k
Trade debts payable within one year	44	€6k
Income statement
Gross operating margin	9900	€36k
Operating result	9901	€30k
Financial income	75	€126
Financial charges	65	€282
Result before taxes	9903	€30k
Income taxes	67/77	€6k
Net result for the period	9904	€24k
Result to be appropriated	9905	€24k

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Ratios computed by Checked.

Legal Structure

NACE primary	23610
Legal form	Private limited company(610)
Incorporation	29-12-2022
Status	Active
Postal code	3580

Establishment units 1 location

G&M Interieur

Sint-Petrusstraat 39, 3580 BeringenReparatie en onderhoud van verwarmingsinstallaties

since 20232.341.383.723

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71004B0219/00M000	Flanders	392 m²	1 · 104 m²	15.4 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

15-09-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

06-09-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

Credit advice verdict per customer and amount

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank

Activities

Vervaardiging van artikelen van beton voor de bouw23610Vervaardiging van artikelen van beton voor de bouw23610Vervaardiging van andere artikelen van beton, cement en gips23660Vervaardiging van andere artikelen van beton, gips en cement23690Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Schrijnwerk43320Schrijnwerk43320

Primary activity highlighted.

Names & trade names

Legal nameNL

G&M Interieur

Registered office

Sint-Petrusstraat 39

3580 Beringen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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