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G.M.G.

Active
Private limited companyfounded 1990active for 36 yearsRue de Visé(CHE) 144, 4602 Visé, BelgiumKBO/BCE: BE 0439.528.576
Summary

G.M.G. has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107,215 and a net result of €53,005. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 52% of 16,933 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Real estate agency activities
NACE 68310Insurance agents and brokers NACE 66220
7th oldest company in Visé, Real estate sector1 site
Size
€332,683total assets 2025
Staff
2 FTE
Equity
€107,215
Profit
€53,005
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Parent
GIULIANI & FILS · 99.73%
Accounts filed 40 days late1 of 5 deeds read
Why 94raises riskLatest accounts 40 days late; 1 of the last 3 latelowers riskFounded in 1990Liquidity: current ratio 0.43, cash €53,024Size: total assets €332,683Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 55% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Strong
Solvency 57-17
equity 32.2% of total assets
Liquidity 36-34
short-term debt 63.9% · cash 15.9%
Profitability 89+4
return on assets 15.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,603 companies, NACE 68, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025highest value 10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.43, compared with 1.07 in 2024, below 1; short-term debt: 63.9% and cash: 15.9% of total assets), and 67.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 51% on solvency, 29% on liquidity, 85% on profitability and 54% on growth.

The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1990
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Latest accounts 40 days late; 1 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 0.43, cash €53,024
NBB · annual accounts
lowers risk · Size: total assets €332,683
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
40 days late
2024
29 days late
2023
30 days late
2022
22 days late
2021
16 days late
2020
73 days early
2019
3 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2018 to 2025net €53,005 ▲86.1%
  3. Resignation: GIULIANI MARCO (director)Permanent representative: Giuliani Urbano

Key points

  • Positive: 7th oldest company in Visé, Real estate sectorin the Checked rankings No. 7 View
  • Positive: 8 profitable years in a rowprofit 2025: €53,005 8 years View
  • Controlled by GIULIANI & FILS 99.73% View
  • A director leftlatest change 13-11-2025 · 0 in office 1 left View

By topic

Financials

Financial year
2025
Total assets
€332,683
Profit
€53,005
Solvency
32.2%
Go to Financials

Timeline

Events
36
Since
1993
Next accounts
by 31-07-2027
  1. 29-08-2025Annual accounts filed
  2. 30-08-2024Annual accounts filed
  3. 31-12-2023Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Real estate agency activitiesNACE 68310
Founded
15-02-1990
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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