IMMO MATRIX-KOLUM
ActiveIMMO MATRIX-KOLUM has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189k and a net result of €54k. Equity is shrinking by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+9
Solvency76▼-24
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 3.64 in 2024; short-term debt: 16% and cash: 30.4% of total assets), and 49.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.7%
Return on assets
14.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €189k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
92 d early
2023
62 d early
2022
34 d early
2021
60 d early
2020
25 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€189k▲ 39.5%
2024 · €136k
2018: €224k
2019: €296k
2020: €310k
2021: €252k
2022: €113k
2023: €123k
2024: €136k
2018 → 2025
Total assets
€373k▲ 110%
2024 · €178k
2018: €234k
2019: €342k
2020: €330k
2021: €279k
2022: €143k
2023: €148k
2024: €178k
2018 → 2025
Net result
€54k▲ 325%
2024 · €13k
2018: €34k
2019: €72k
2020: €14k
2021: €-58k
2022: €-140k
2023: €10k
2024: €13k
2018 → 2025
Working capital
€76k▼ 12.0%
2024 · €86k
2018: €175k
2019: €261k
2020: €290k
2021: €234k
2022: €99k
2023: €112k
2024: €86k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€252k-€113k▼ 55.3%€123k▲ 9.1%€136k▲ 10.2%€189k▲ 39.5%
Operating result€-56k-€-138k▼ 148%€11k€12k▲ 16.0%€60k▲ 377%
Net result€-58k-€-140k▼ 143%€10k€13k▲ 22.5%€54k▲ 325%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 377% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €373k
Fixed assets
€237k▲ 305%
Current assets
€136k▲ 13.9%
Equity and liabilities €373k
Equity
€189k▲ 39.5%
Debt
€184k▲ 336%
The debt ratio rises from 23.7% to 49.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€84k▲
2024 · €23k
Cash flow
€78k▲
2024 · €23k
Solvency
50.7%▼
2024 · 76.3%
Current ratio
2.27▼
2024 · 3.64
Quick ratio
2.27▼
2024 · 3.64
Debt / equity
0.97▲
2024 · 0.31
ROE
28.3%▲
2024 · 9.3%
ROA
14.4%▲
2024 · 7.1%
Interest coverage
12.84▼
2024 · 68.95
Debt
€184k▲
2024 · €42k
Debt ≤ 1 year
€60k▲
2024 · €33k
Debt > 1 year
€124k
Income taxes
€324▼
2024 · €665
Staff costs
€148k▲
2024 · €107k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€178k€373k▲
Fixed assets21/28€58k€237k▲
Intangible fixed assets21-€185k
Tangible fixed assets22/27€58k€51k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€13k€8k▼
Other tangible fixed assets26€42k€39k▼
Assets under construction and advance payments27-€2k
Financial fixed assets28€900€900=
Current assets29/58€119k€136k▲
Amounts receivable within one year40/41€11k€19k▲
Trade receivables40€8k€19k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€108k€113k▲
Deferred charges and accrued income490/1€457€4k▲
Equity and liabilities
Total equity and liabilities10/49€178k€373k▲
Equity10/15€136k€189k▲
Contributions10/11€19k€19k=
Reserves13€117k€171k▲
Distributable reserves133€117k€171k▲
Amounts payable17/49€42k€184k▲
Amounts payable after more than one year17-€124k
Financial debts170/4-€124k
Amounts payable within one year42/48€33k€60k▲
Current portion of amounts payable after more than one year42-€39k
Financial debts43€650-
Credit institutions430/8€650-
Trade debts44€19k€11k▼
Suppliers440/4€19k€11k▼
Taxes, remuneration and social security45€13k€10k▼
Taxes450/3€332€2k▲
Remuneration and social security454/9€13k€8k▼
Accrued charges and deferred income492/3€9k-
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€107k€148k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€25k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€132k€234k▲
Operating profit (loss)9901€12k€60k▲
Financial income75/76B€1k€904▼
Recurring financial income75€1k€904▼
Financial charges65/66B€331€7k▲
Recurring financial charges65€331€7k▲
Profit (loss) for the period before taxes9903€13k€54k▲
Income taxes67/77€665€324▼
Profit (loss) for the period9904€13k€54k▲
Profit (loss) for the period to be appropriated9905€13k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€54k▲
Transfer to equity691/2€13k€54k▲
To other reserves6921€13k€54k▲
Social balance
Average headcount (FTE)90871.71.8▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €150kEq €189k ▲39.5%
3 profitable years in a row build equity to €189k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-140k
Net result drops to €-140k, the lowest in the series; recovery starts the following year.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity doublescurrent ratio 15.73
Current ratio from 6.58 to 15.73; short-term debt falls from €47k to €20k.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €72k ▲113%
Operating result €108k, net result €72k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredabaan 6612930 BrasschaatGround area
2,514 m²
Building footprint
227 m²
Volume, LiDAR
1,481 m³
Parcel 11324D0150/00G004, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO MATRIX
since 19922.056.504.225
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0150/00G004 | Flanders | 2,514 m² | 1 · 227 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 471 EUR awarded · 471 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 63 EUR | 63 EUR |
| 2023 | 1 | 108 EUR | 108 EUR |
| 2022 | 1 | 300 EUR | 300 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ENERG-IMMO+CONSULT
BE 0843.011.756
Eghezée · Eq €189k
REAL GOOD
BE 0695.896.410
Kontich · Eq €190k
PROJETS, DEVELOPPEMENT ET GESTION
BE 0476.720.356
Sprimont · Eq €189k
Camille Visse Immobilière
BE 1011.273.696
Elsene · Eq €190k
ESB INVEST
BE 0746.648.986
Rixensart · Eq €189k
Of 7,321 companies in sector 68110 we hold annual accounts for 5,381. 3,860 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-1992
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:rudi.langens@telenet.be