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G M FINANCES

Active Risk: not assessed
Private limited companyfounded 2003active for 23 yearsRue des Ecoles 17, 4830 Limbourg, BelgiumKBO/BCE: BE 0859.983.093

From the official registers: KBO 22 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

G M FINANCES is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €106,531 and a net result of €11,260. Equity has been growing by about 8.6% per year since 2019. Its solvency ranks better than 52% of 3,049 sector peers (NACE 66, financial year 2025). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.

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G M FINANCESActive
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Overview

Official details

KBO
Status
Active since 06-08-2003 Normal situation
Activity
Insurance agents and brokers NACE 66220
Establishment unit
2.132.986.151 4830 Limbourg, since 06-08-2003
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Board and ownership

Board
  • LEXARADirector · permanent representative Benoît GEUQUET
Shareholders
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€11,260
▲ 264%
Equity
€106,531
▲ 11.8%
Total assets
€204,532
▼ 13.8%
Staff
2.7 FTE
▲ 35.0%
Filed on 24-04-2026, 98 days before the deadlinePDF
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
98 days early
2024
126 days early
2023
65 days early
2022
46 days early
2021
3 days early
2020
32 days early
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 59 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €11,260 7 years View

Comparable companies

These companies have the same main activity as G M FINANCES: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €180,000 and €239,000, founded between 1999 and 2004.

CompanyTotal assetsGross margin
G M FINANCES Limbourg€204,532€162,904
BCD ASSURANCES Jemeppe-sur-Sambre€190,221€167,508
CASPEA Nivelles€203,202€197,599
VERHYBEL Beveren-Kruibeke-Zwijndrecht€238,822€183,970
Kantoor voor Administratie en Beheer Verzekeringen Antwerpen€180,882€137,329
OFFERMANN INSURANCE Raeren€180,176€170,962
ABS ASSURANCES Aubel€212,892€209,524
Full comparison

Documents

Annual accounts at the NBB

All 22 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about G M FINANCES
What is the company number of G M FINANCES?
The company number of G M FINANCES is 0859.983.093. The VAT number is the same number with BE in front: BE 0859.983.093.
Where is G M FINANCES based?
The registered office is at Rue des Ecoles 17, 4830 Limbourg.Company details
What does G M FINANCES do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of G M FINANCES?
The legal form of G M FINANCES is Private limited company (BV).
When was G M FINANCES founded?
G M FINANCES was founded on 06-08-2003.
Is G M FINANCES still active?
Yes, G M FINANCES is an active enterprise in the KBO register.
How many employees does G M FINANCES have?
G M FINANCES had an average of 2.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of G M FINANCES?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €162,904 and 31 comparable companies (NACE 66220). It probably lies between €250,000 and €410,000. In financial year 2021 turnover was €266,202.
Is G M FINANCES profitable?
In financial year 2025, G M FINANCES made a profit of €11,260.
Where can I find the annual accounts of G M FINANCES?
G M FINANCES filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of G M FINANCES due?
G M FINANCES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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