Private limited company · founded 1999 · 26 years activeHergenrather Strasse 35, 4730 Raeren, BelgiumKBO/BCE: BE 0468.908.688
Summary
OFFERMANN INSURANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €65,701 and a net result of €113,478. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 3,005 sector peers (NACE 66, fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
Activities auxiliary to financial services and insurance activities
NACE 66290Insurance agents and brokers NACE 66220
#5 oldest company in Raeren, Finance and insurance sector1 site
Size
€180,176total assets 2025
Staff
1 FTE
Equity
€65,701
Profit
€113,478
Turnover not published (abridged schema)
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
Parent
OFFERMANN MANAGEMENT · 99%
Accounts 127 days early0 of 4 deeds read
SignalsLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 135 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
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neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 March (5 of the last 5 filed years within 30 days of that day).