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G. Lambert & Co

Active
Public limited companyfounded 1952active for 74 yearsRue de Néverlée(RH) 1, 5020 Namur, BelgiumKBO/BCE: BE 0400.902.978
Summary

G. Lambert & Co has been active since 1952 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.7m and a net result of €2.5m. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 64% of 4,921 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811Wholesale trade NACE 46712
#4 oldest company in Namur, Wholesale and retail trade sector2 sites
Size
€44.8mturnover 2025
Staff
54.5 FTE
Equity
€7.7m
Profit
€2.5m
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Parent
GEDECOR · 100%
Auditor: SINIOAccounts 43 days early2 of 16 deeds read
Why 92raises riskLiquidity: current ratio 1.94, cash €254,140lowers riskFounded in 1952Size: turnover €44.8m, 54.5 FTE, total assets €15.6mProfit of €2.5m (financial year 2025)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 68% of its sector peers (NACE 47, medium-sized)
Financial strength · tick = 2024
Strong
Solvency 74-6
equity 48.9% of total assets
Liquidity 28-3
short-term debt 48.4% · cash 1.6%
Profitability 77+11
return on assets 16.0%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (384 companies, NACE 47, medium-sized)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.2%● unchanged vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value
Credit of up to €700,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.94, compared with 2.09 in 2024; short-term debt: 48.4% and cash: 1.6% of total assets), but 51.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, medium-sized): better than 73% on solvency, 34% on liquidity, 83% on profitability and 80% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.94, cash €254,140
NBB · annual accounts
lowers risk · Founded in 1952
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: turnover €44.8m, 54.5 FTE, total assets €15.6m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Profit of €2.5m (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 days early
2024
35 days early
2023
22 days early
2022
17 days early
2021
23 days early
2020
139 days late
2019
119 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Capital & shares · Resignations &…Reappointment: SINEO (statutory auditor) ·…
  2. RestructuringCapital · Shareholding · Real…
  3. Annual accounts filedfinancial year 2025 · full…

Key points

  • Positive: Result rose in 2025from €891,025 to €2.5m ▲ 181% View
  • Positive: Among the best 5% on net resultsector median €40,857 · 4,921 companies €2.5m View
  • Positive: 8 profitable years in a rowprofit 2025: €2.5m 8 years View
  • Controlled by GEDECOR 100% View
  • Restructuring with GEDIMOrestructuring on 01-01-2026 2026 View
  • Active since 1952founded 17-07-1952 74 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

By topic

Financials

Financial year
2025
Turnover
€44.8m
Profit
€2.5m
Solvency
48.9%
Turnover▲ 12.6%
Net result
20182025
Go to Financials

Timeline

Events
57
Since
1978
Next accounts
by 31-07-2027
  1. 31-12-2025Highest result from 2018 to 2025
  2. 26-06-2025Annual accounts filed
  3. 09-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
17-07-1952
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
5
Purpose
La prestation de toutes opérations se rattachant, directement ou indirectement, à l'achat…
Go to Articles of association

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