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G DECOR

Active
Private limited companyfounded 199431 yrs activeKlompenmakersstraat 2, 8770 Ingelmunster, BelgiumKBO/BCE: BE 0454.128.660
Summary

G DECOR has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €210,681 and a net result of €7,051. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
G DECORActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Painting of buildings
NACE 43341NACE 45441
1 site
Size
€236,905total assets 2025
Equity
€210,681
Profit
€7,051
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 32 d early0 of 1 deed read
Why 92- Sector Specialised construction activities (NACE 43)+ Founded in 1994+ Equity €210,681 (88.9% of total assets)+ Liquidity: current ratio 5.58, cash €26,962Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 88.9% of total assets
Liquidity 64+1
short-term debt 11.0% · cash 11.4%
Profitability 72-9
return on assets 3.0%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: 0.1%▲ +6.3% vs 03-2025 05-2025: 0.1%▲ +3.9% vs 04-2025 06-2025: 0.1%▼ -1.9% vs 05-2025 07-2025: 0.1%▲ +32.7% vs 06-2025 08-2025: 0.2%▲ +154% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -0.6% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%▲ +11.5% vs 03-2026 05-2026: 0.2%▲ +6.7% vs 04-2026 06-2026: 0.2%▲ +0.5% vs 05-2026highest value 07-2026: 0.2%▼ -25.5% vs 06-2026 08-2026: 0.2%● 0.0% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%● 0.0% vs 09-2026
  • Founded in 1994 lowers the probability for this profile
  • Equity €210,681 (88.9% of total assets) lowers the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Liquidity: current ratio 5.58, cash €26,962 lowers the probability
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 5.58 against 5.35 in 2024; short-term debt: 11% and cash: 11.4% of total assets), and 11.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 62%, profitability 43%, growth against the median 43%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1994
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €210,681 (88.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Liquidity: current ratio 5.58, cash €26,962
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 d early
2024
34 d early
2023
36 d early
2022
28 d early
2021
30 d early
2020
29 d early
2019
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2018net €21,998 ▲120%

Key points

  • Positive: Among the best 8% on solvencysector median 47.2% · 30,651 companies 88.9% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €7,051 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€236,905
Profit
€7,051
Solvency
88.9%
Total assets▲ 5.7%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 29-06-2026Annual accounts filed
  2. 27-06-2025Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Painting of buildingsNACE 43341
Founded
27-12-1994
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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