DEROO LUC
ActiveDEROO LUC has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €234k and a net result of €31k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 6.99 against 6.89 in 2024; short-term debt: 11.4% and cash: 56.7% of total assets), and 13.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.8%
Return on assets
11.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
1 d early
2023
23 d early
2022
42 d early
2021
42 d early
2020
1 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€234k▲ 2.3%
2024 · €229k
2019: €151k
2020: €161k
2021: €173k
2022: €165k
2023: €194k
2024: €229k
2019 → 2025
Total assets
€270k▼ 1.6%
2024 · €274k
2019: €323k
2020: €237k
2021: €238k
2022: €278k
2023: €242k
2024: €274k
2019 → 2025
Net result
€31k▼ 9.9%
2024 · €35k
2019: €16k
2020: €10k
2021: €13k
2022: €41k
2023: €29k
2024: €35k
2019 → 2025
Working capital
€184k▲ 2.5%
2024 · €179k
2019: €83k
2020: €96k
2021: €115k
2022: €113k
2023: €145k
2024: €179k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€173k-€165k▼ 4.8%€194k▲ 17.7%€229k▲ 17.9%€234k▲ 2.3%
Operating result€18k-€51k▲ 180%€43k▼ 15.0%€52k▲ 20.1%€45k▼ 13.8%
Net result€13k-€41k▲ 224%€29k▼ 28.5%€35k▲ 19.5%€31k▼ 9.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270k
Fixed assets
€55k▼ 14.1%
Current assets
€215k▲ 2.3%
Equity and liabilities €270k
Equity
€234k▲ 2.3%
Debt
€36k▼ 21.5%
The debt ratio falls from 16.5% to 13.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▼
2024 · €61k
Cash flow
€41k▼
2024 · €44k
Solvency
86.8%▲
2024 · 83.5%
Current ratio
6.99▲
2024 · 6.89
Quick ratio
6.92▲
2024 · 6.78
Debt / equity
0.15▼
2024 · 0.20
ROE
13.4%▼
2024 · 15.2%
ROA
11.6%▼
2024 · 12.7%
Interest coverage
127.35▲
2024 · 118.90
Debt
€36k▼
2024 · €45k
Debt ≤ 1 year
€31k▲
2024 · €30k
Debt > 1 year
€4k▼
2024 · €14k
Income taxes
€16k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€274k€270k▼
Fixed assets21/28€65k€55k▼
Tangible fixed assets22/27€64k€55k▼
Land and buildings22€62k€53k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€195€195=
Current assets29/58€210k€215k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Contracts in progress37€0-
Amounts receivable within one year40/41€34k€33k▼
Trade receivables40€50€23k▲
Other amounts receivable41€33k€10k▼
Current investments50/53€75k€25k▼
Cash at bank and in hand54/58€97k€153k▲
Deferred charges and accrued income490/1€913€1k▲
Equity and liabilities
Total equity and liabilities10/49€274k€270k▼
Equity10/15€229k€234k▲
Contributions10/11€10k€10k=
Reserves13€219k€224k▲
Non-distributable reserves130/1€628€628=
Reserves not available under the articles1311€628€628=
Tax-exempt reserves132€49k€49k=
Distributable reserves133€170k€175k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€45k€36k▼
Amounts payable after more than one year17€14k€4k▼
Financial debts170/4€14k€4k▼
Amounts payable within one year42/48€30k€31k▲
Current portion of amounts payable after more than one year42€10k€10k=
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€18k€12k▼
Taxes450/3€18k€12k▼
Accrued charges and deferred income492/3€713€713=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€2k€2k▼
Gross operating margin9900€63k€55k▼
Operating profit (loss)9901€52k€45k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€514€423▼
Recurring financial charges65€514€423▼
Profit (loss) for the period before taxes9903€53k€48k▼
Income taxes67/77€18k€16k▼
Profit (loss) for the period9904€35k€31k▼
Profit (loss) for the period to be appropriated9905€35k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€31k▼
Transfer from equity791/2-€26k
Transfer to equity691/2€35k€31k▼
To other reserves6921€35k€31k▼
Profit to be distributed694/7-€26k
Return on contributions (dividend)694-€26k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €200kEq €229k ▲17.9%
6 profitable years in a row build equity to €229k.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity triplescurrent ratio 7.40
Current ratio from 2.45 to 7.40; short-term debt falls from €78k to €23k.
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2019net €41k ▲224%
Net result €41k, the highest in the series.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Weakest financial yearnet €10k ▼39.4%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 5.29
Current ratio from 1.78 to 5.29; short-term debt falls from €105k to €22k.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2014
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
19-06-2014
DE BUF Heidi: Resigned as Manager
19-06-2014
DEROO Luc: Resigned as Manager
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keibergstraat 7A8890 MoorsledeGround area
1.5 ha
Building footprint
400 m²
Volume, LiDAR
2,014 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Keibergstraat 9, 8890 Moorslede
since 19992.090.337.429
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36012D1496/00A000 | Flanders | 9,648 m² | 1 · 178 m² | 8.4 m · 2 fl. |
| 36012D0235/00C000 | Flanders | 5,049 m² | 1 · 222 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VROMAN DECORATIE
BE 0838.156.115
Kortrijk · Eq €234k
MECHELE STEVE
BE 0886.444.396
Ichtegem · Eq €235k
Schilderwerken Tommy
BE 0831.942.769
Pelt · Eq €234k
BECKERS en Zn.
BE 0444.722.729
Meerhout · Eq €236k
PRO PAINTING
BE 0478.392.716
Brussel · Eq €233k
Of 7,864 companies in sector 43341 we hold annual accounts for 2,662. 1,956 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-1998
Fiscal year end30-06
Activities, NACEBEL
43341Painting of buildings
45441
43211General electrical installation work
43333Wallpapering and laying of floor and wall coverings in other materials
43990Other specialised construction activities
43999Specialised construction activities
45250
45310
45433
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.