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FZ COMPANY

Active
Private limited companyfounded 2023active for 3 yearsAntwerpsestraat 28, 2500 Lier, BelgiumKBO/BCE: BE 0801.835.850
Summary

The computed 12-month bankruptcy probability of FZ COMPANY is 2.4% (moderate). The 2025 annual accounts show equity of €110,854 and a net result of €68,642. Its solvency ranks better than 29% of 12,775 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 16-05-2023 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 31-03-2025
Establishment unit
2.345.344.786 2500 Lier, since 16-05-2023
Financial year end
31 March
Peppol
Reachable since 19-10-2025

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Annual accounts to 31-03-2025
Gross margin
€282,780
▲ 90.7%
Turnover
≈ €2.7m
estimated
Profit
€68,642
Equity
€110,854
▲ 163%
Total assets
€604,751
▲ 2.4%
Staff
≈ 3.7 FTE
estimated
  • 2026 accounts not filed, 3 days past the deadline
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 134 days late; 1 of the last 3 accounts lateFounded in 2023Figures for financial year 2025 (filed on 18-03-2026)lowers riskSize: total assets €604,751Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 66% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 43+11
equity 18.3% of total assets
Liquidity 52+8
short-term debt 45.2% · cash 19.4%
Profitability 83+65
return on assets 11.4%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.5% 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.6%▲ +0.1 percentage points vs 04-2025 06-2025: 1.5%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 1.5%● unchanged vs 06-2025 08-2025: 1.6%▲ +0.1 percentage points vs 07-2025 09-2025: 1.8%▲ +0.2 percentage points vs 08-2025 10-2025: 1.8%● unchanged vs 09-2025 11-2025: 2.3%▲ +0.5 percentage points vs 10-2025 12-2025: 2.6%▲ +0.3 percentage points vs 11-2025 01-2026: 3.8%▲ +1.2 percentage points vs 12-2025 02-2026: 3.9%▲ +0.1 percentage points vs 01-2026 03-2026: 4.4%▲ +0.5 percentage points vs 02-2026highest value 04-2026: 1.6%▼ -2.8 percentage points vs 03-2026 05-2026: 1.6%● unchanged vs 04-2026 06-2026: 1.7%▲ +0.1 percentage points vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026 08-2026: 1.8%▲ +0.1 percentage points vs 07-2026 09-2026: 1.9%▲ +0.1 percentage points vs 08-2026 10-2026: 1.9%● unchanged vs 09-2026 11-2026: 2.4%▲ +0.5 percentage points vs 10-2026
Credit of up to €5,000 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Liquidity is insufficient, with a current ratio of 0.94 (0.78 in 2024), below 1. Short-term debt is 45.2% and cash 19.4% of total assets. 81.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 34% of them on solvency, 57% on liquidity, 76% on profitability and 95% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 134 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €604,751
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 18-03-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 134 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 14-03-2026, 134 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 2 filings
Deviation from the deadline
2026
not filed
2025
134 days late
2024
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 66 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Positive: Equity rose in 2025from €42,213 to €110,854 ▲ 163% View

Recent changes

  1. · Gazette deed Resignation: Fehime Yaramis (director)
  2. · Gazette deed IncorporationStarting capital €90,000 · Appointments: YARAMIS Fehime (director) and CEYLAN Zeynep (director)
All 6 events

Comparable companies

These companies have the same main activity as FZ COMPANY: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €486,000 and €689,000, founded in 2023.

CompanyTotal assetsGross margin
FZ COMPANY Lier€604,751€282,780
D & A Express Merksplas€688,973€365,471
ELBIR Beringen€607,116€319,869
DKS GROUP Schaarbeek€541,436€271,726
HAZER Heusden-Zolder€511,504€318,227
DELI KTS Sint-Pieters-Woluwe€519,643€333,361
MASSIMO Middelkerke€485,801€317,829
Full comparison

Key facts about FZ COMPANY

What is the company number of FZ COMPANY?
The company number of FZ COMPANY is 0801.835.850. The VAT number is the same number with BE in front: BE 0801.835.850.
Where is FZ COMPANY based?
The registered office is at Antwerpsestraat 28, 2500 Lier.Company details
What does FZ COMPANY do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of FZ COMPANY?
The legal form of FZ COMPANY is Private limited company (BV).
When was FZ COMPANY founded?
FZ COMPANY was founded on 16-05-2023.
Is FZ COMPANY still active?
Yes, FZ COMPANY is an active enterprise in the KBO register.
How many employees does FZ COMPANY have?
FZ COMPANY had an average of 3 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does FZ COMPANY fall under?
In its 31-03-2025 annual accounts, FZ COMPANY states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of FZ COMPANY?
The turnover in financial year 2025 is ≈ €2.7m. This figure is estimated from the gross margin of €282,780 and 44 comparable companies (NACE 47110). It probably lies between €2.2m and €3.6m.
Is FZ COMPANY profitable?
In financial year 2025, FZ COMPANY made a profit of €68,642.
Where can I find the annual accounts of FZ COMPANY?
FZ COMPANY filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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