HAZER
ActiveThe computed 12-month bankruptcy probability of HAZER is 2.0% (moderate). The 2024 annual accounts show equity of €261k and a net result of €161k. Its solvency ranks better than 81% of 26056 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability100
Solvency100
Growth-
Stability79
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 6.38), and 28.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
71.6%
Return on assets
44.2%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-06-2025, 58 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
58 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€261k
Total assets
€365k
Net result
€161k
Working capital
€238k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €365k
Fixed assets
€82k
Current assets
€283k
Equity and liabilities €365k
Equity
€261k
Debt
€104k
Debt finances 28.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€182k
Cash flow
€175k
Solvency
71.6%
Current ratio
6.38
Quick ratio
6.04
Debt / equity
0.40
ROE
61.7%
ROA
44.2%
Interest coverage
26.43
Debt
€104k
Debt ≤ 1 year
€44k
Debt > 1 year
€59k
Staff costs
€209k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€365k
Fixed assets21/28€82k
Tangible fixed assets22/27€54k
Furniture and vehicles24€54k
Financial fixed assets28€28k
Current assets29/58€283k
Stocks and contracts in progress3€15k
Stocks30/36€15k
Amounts receivable within one year40/41€110k
Trade receivables40€63k
Other amounts receivable41€47k
Cash at bank and in hand54/58€157k
Equity and liabilities
Total equity and liabilities10/49€365k
Equity10/15€261k
Contributions10/11€100k
Capital10€100k
Issued capital100€100k
Profit (loss) carried forward14€161k
Amounts payable17/49€104k
Amounts payable after more than one year17€59k
Financial debts170/4€59k
Amounts payable within one year42/48€44k
Current portion of amounts payable after more than one year42€23k
Trade debts44€22k
Suppliers440/4€22k
Income statement
Code2024
Remuneration, social security and pensions62€209k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k
Other operating charges640/8€2k
Gross operating margin9900€393k
Operating profit (loss)9901€168k
Financial income75/76B€20
Recurring financial income75€20
Financial charges65/66B€7k
Recurring financial charges65€7k
Profit (loss) for the period before taxes9903€161k
Profit (loss) for the period9904€161k
Profit (loss) for the period to be appropriated9905€161k
Appropriation of the result
Profit (loss) to be appropriated9906€161k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kanaalweg 10/00013550 Heusden-ZolderGround area
3,951 m²
Building footprint
414 m²
Volume, LiDAR
975 m³
2 parcels, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HAZER
since 20232.342.788.144
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71308A0818/00P258 | Flanders | 2,944 m² | 1 · 307 m² | 4.8 m |
| 71502C0210/00X000 | Flanders | 1,007 m² | 1 · 107 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGenk2.342.788.144
Similar companies · same sector, comparable size
ERYKA
BE 0640.773.684
Gent · Eq €261k
NOUDIS
BE 1002.274.670
Soignies · Eq €261k
IDEAL HOMES
BE 0878.157.133
Anderlecht · Eq €261k
Food Retailers
BE 0700.364.645
Grobbendonk · Eq €262k
SPIREC
BE 0679.477.773
Oudergem · Eq €260k
Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 3,909 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2023
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47300Retail sale of automotive fuel
47252Retail sale of beverages, general range
47260Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.