FX Consulting
ActiveSummary
FX Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €156k and a net result of €5k. Equity is growing by ~24.6% per year across the filed fiscal years. Its solvency ranks better than 79% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-28
Solvency100▲+3
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 8.04 against 4.04 in 2023; short-term debt: 9.4% and cash: 11% of total assets), and 17% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
26 d late
2022
28 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€156k▲ 3.4%
2023 · €151k
2022: €82k
2023: €151k
2022 → 2024
Total assets
€188k▼ 10.7%
2023 · €210k
2022: €118k
2023: €210k
2022 → 2024
Net result
€5k▼ 92.5%
2023 · €69k
2022: €80k
2023: €69k
2022 → 2024
Working capital
€125k▲ 8.3%
2023 · €115k
2022: €82k
2023: €115k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€82k-€151k▲ 84.1%€156k▲ 3.4%
Operating result€102k-€92k▼ 9.9%€7k▼ 92.2%
Net result€80k-€69k▼ 13.5%€5k▼ 92.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 92% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €188k
Fixed assets
€45k ▼ 20.7%
Current assets
€143k ▼ 7.0%
Equity and liabilities €188k
Equity
€156k ▲ 3.4%
Debt
€32k ▼ 46.3%
Debt's share of the balance-sheet total falls from 28.4% to 17.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▼
2023 · €94k
Cash flow
€17k▼
2023 · €71k
Current ratio
8.04▲
2023 · 4.04
Debt to equity
0.21▼
2023 · 0.40
ROE
3.3%▼
2023 · 45.9%
ROA
2.7%▼
2023 · 32.9%
Interest coverage
19.45▼
2023 · 200.77
Debt ≤ 1 year
€18k▼
2023 · €38k
Debt > 1 year
€14k▼
2023 · €22k
Income taxes
€5k▼
2023 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€210k€188k▼
Fixed assets21/28€57k€45k▼
Tangible fixed assets22/27€57k€45k▼
Furniture and vehicles24€57k€45k▼
Current assets29/58€153k€143k▼
Amounts receivable within one year40/41€14k€71▼
Trade receivables40€14k€71▼
Current investments50/53€80k€120k▲
Cash at bank and in hand54/58€59k€21k▼
Deferred charges and accrued income490/1€606€2k▲
Equity and liabilities
Total equity and liabilities10/49€210k€188k▼
Equity10/15€151k€156k▲
Contributions10/11€2k€2k=
Reserves13€40k€45k▲
Distributable reserves133€40k€45k▲
Profit (loss) carried forward14€109k€109k=
Amounts payable17/49€60k€32k▼
Amounts payable after more than one year17€22k€14k▼
Financial debts170/4€22k€14k▼
Amounts payable within one year42/48€38k€18k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€8k€461▼
Suppliers440/4€8k€461▼
Taxes, remuneration and social security45€10k€10k▼
Taxes450/3€10k€10k▼
Other amounts payable47/48€12k€93▼
Income statement
Code20232024
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€12k▲
Other operating charges640/8€6k€968▼
Gross operating margin9900€100k€20k▼
Operating profit (loss)9901€92k€7k▼
Financial income75/76B€767€4k▲
Recurring financial income75€767€4k▲
Financial charges65/66B€467€975▲
Recurring financial charges65€467€975▲
Profit (loss) for the period before taxes9903€92k€10k▼
Income taxes67/77€23k€5k▼
Profit (loss) for the period9904€69k€5k▼
Profit (loss) for the period to be appropriated9905€69k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€139k€114k▼
Profit (loss) brought forward from the previous period14P€70k€109k▲
Transfer to equity691/2€30k€5k▼
To other reserves6921€30k€5k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €5k ▼92.5%
Net result drops to €5k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Equity above €150kEq €151k ▲84.1%
2 profitable years in a row build equity to €151k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ittre
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Rouge-Bouton 141460 IttreGround area
302 m²
Building footprint
82 m²
Volume, LiDAR
816 m³
Parcel 25108A0177/00E000, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25108A0177/00E000 | Wallonia | 302 m² | 1 · 82 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NRGP
BE 1003.822.811
Grez-Doiceau · Eq €155,845
MANAHANA
BE 0684.722.505
Courcelles · Eq €155,827
ASSURANCES LADURON
BE 0432.904.268
Andenne · Eq €155,868
K.D.C. CONSULTING
BE 0846.719.730
Deinze · Eq €155,900
WY
BE 0818.141.055
Awans · Eq €155,907
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,757 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.