FW Auto
ActiveSummary
The computed 12-month bankruptcy probability of FW Auto is 3.0% (moderate). The annual accounts of FW Auto for fiscal year 2025 show a net loss of 99% of the equity at the start of that year. The 2025 annual accounts show equity of €56 and a net result of €-7k. Its solvency ranks better than 23% of 18400 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability1▼-64
Solvency25▼-6
Growth22
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.99 against 1.06 in 2024; short-term debt: 99.9% and cash: 15.8% of total assets), and 99.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.1%
Return on assets
-14.3%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 18400 sector peers (2025).
NBB · sector comparisonPosition among 18400 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-03-2026, 43 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
43 d early
2024
61 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Turnover
€17k▼ 80.3%
2024 · €87k
EBIT margin
-40.1%▼ 47.0pp
2024 · 6.9%
Net result
€-7k
2024 · €4k
Working capital
€-332
2024 · €7k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Turnover€87k-€17k▼ 80.3%
Operating result€6k-€-7k
Net result€4k-€-7k
EBIT margin6.9%--40.1%▼ 47.0pp
Equity€7k-€56▼ 99.2%
Total assets€120k-€50k▼ 58.0%
Debt€112k-€50k▼ 55.3%
Working capital€7k-€-332
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€388 ▼ 40.5%
Current assets
€50k ▼ 58.1%
Equity and liabilities €50k
Equity
€56 ▼ 99.2%
Debt
€50k ▼ 55.3%
Debt's share of the balance-sheet total rises from 93.9% to 99.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-7k▼
2024 · €6k
Cash flow
€-7k▼
2024 · €4k
Current ratio
0.99▼
2024 · 1.06
Quick ratio
0.30▼
2024 · 0.81
ROA
-14.3%▼
2024 · 3.5%
Interest coverage
-37.68▼
2024 · 63.15
Debt ≤ 1 year
€50k▼
2024 · €112k
Income taxes
€91▼
2024 · €2k
Equity ratios withheld: equity of €56 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Turnover70 | €87k | €17k | ▼ 80.3% |
| Goods, raw materials, services and sundry goods60/61 | €81k | €24k | ▼ 70.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €139 | €263 | ▲ 89.4% |
| Other operating charges640/8 | €534 | €387 | ▼ 27.5% |
| Gross operating margin9900 | €7k | €-6k | ▼ 193% |
| Operating profit (loss)9901 | €6k | €-7k | ▼ 215% |
| Financial income75/76B | €6 | - | - |
| Recurring financial income75 | €6 | - | - |
| Financial charges65/66B | €98 | €176 | ▲ 80.7% |
| Recurring financial charges65 | €98 | €176 | ▲ 80.7% |
| Profit (loss) for the period before taxes9903 | €6k | €-7k | ▼ 219% |
| Income taxes67/77 | €2k | €91 | ▼ 94.6% |
| Profit (loss) for the period9904 | €4k | €-7k | ▼ 269% |
| Profit (loss) for the period to be appropriated9905 | €4k | €-7k | ▼ 269% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €120k | €50k | ▼ 58.0% |
| Fixed assets21/28 | €651 | €388 | ▼ 40.5% |
| Tangible fixed assets22/27 | €651 | €388 | ▼ 40.5% |
| Furniture and vehicles24 | €651 | €388 | ▼ 40.5% |
| Current assets29/58 | €119k | €50k | ▼ 58.1% |
| Stocks and contracts in progress3 | €28k | €35k | ▲ 27.3% |
| Stocks30/36 | €28k | €35k | ▲ 27.3% |
| Amounts receivable within one year40/41 | €46k | €7k | ▼ 85.9% |
| Trade receivables40 | €46k | €6k | ▼ 87.0% |
| Other amounts receivable41 | €518 | €619 | ▲ 19.5% |
| Cash at bank and in hand54/58 | €45k | €8k | ▼ 82.2% |
| Deferred charges and accrued income490/1 | €287 | €348 | ▲ 21.5% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €120k | €50k | ▼ 58.0% |
| Equity10/15 | €7k | €56 | ▼ 99.2% |
| Contributions10/11 | €3k | €3k | = |
| Capital10 | €3k | €3k | = |
| Issued capital100 | €3k | €3k | = |
| Profit (loss) carried forward14 | €4k | €-3k | ▼ 169% |
| Amounts payable17/49 | €112k | €50k | ▼ 55.3% |
| Amounts payable within one year42/48 | €112k | €50k | ▼ 55.3% |
| Trade debts44 | €60k | €539 | ▼ 99.1% |
| Suppliers440/4 | €60k | €539 | ▼ 99.1% |
| Taxes, remuneration and social security45 | €2k | €73 | ▼ 95.9% |
| Taxes450/3 | €2k | €73 | ▼ 95.9% |
| Other amounts payable47/48 | €50k | €50k | ▼ 1.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €-7k | ▼ 269% |
| + Depreciation and write-downs630 | €139 | €263 | ▲ 89.4% |
| Operating cash flow (approximation) | €4k | €-7k | ▼ 258% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €-37k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 1 establishment unit since 2023
Ground area
449 m²
Building footprint
142 m²
Parcel 91114B0164/00A010, Wallonia. Linked by address, not a title deed.
1 establishment unit
FW auto
since 20232.350.372.851
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91114B0164/00A010 | Wallonia | 449 m² | 1 · 142 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,665 companies in sector 47811 we hold annual accounts for 5,220. 53 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-09-2023
Fiscal year end30-09
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
46180Agents specialised in the wholesale of other particular products
Contact
E-mail
fw.auto@skynet.be
Phone
+32495887361
Scores and ratios are computed by Checked and are not a credit decision.